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undefined Older Girl 3 Pack Racer Vests - White

Older Girl 3 Pack Racer Vests - White

Current sale price is From £9

(Save up to £7)

Regular price was £16

5 out of 5 stars

1 review

undefined Athena Super Soft Seersucker Duvet Cover Set

Athena Super Soft Seersucker Duvet Cover Set

Current sale price is From £15

(Save up to £5)

Regular price was From £20

5 out of 5 stars

2 reviews

undefined Tie Front Ruched Mini Dress - White

Tie Front Ruched Mini Dress - White

£29

undefined Performace Cotton 6inch 3pack Boxers - White

Performace Cotton 6inch 3pack Boxers - White

Current sale price is £21

(Save £14)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Woven Sun & Moon Fabric Loose Tank - White

Michelle Keegan

Woven Sun & Moon Fabric Loose Tank - White

Current sale price is £20

(Save £5)

Regular price was £25

undefined 100% Cotton Duvet Cover Set

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in white, grey, natural, lilac, clay coloursAvailable in white, grey, natural, lilac, clay coloursAvailable in white, grey, natural, lilac, clay coloursAvailable in white, grey, natural, lilac, clay coloursAvailable in white, grey, natural, lilac, clay colours

100% Cotton Duvet Cover Set

Current sale price is From £20

(Save up to £16)

Regular price was From £26

3.7 out of 5 stars

7 reviews

undefined Lurex Trim Rib Vest - White

Lurex Trim Rib Vest - White

Current sale price is £12

(Save £3)

Regular price was £15

undefined AirTag - 4 Pack

AirTag - 4 Pack

Current sale price is £94

(Save £25)

Regular price was £119

4.7 out of 5 stars

55 reviews

undefined Womens Mid Ankle Socks 6 Pairs - White

adidas Originals

Womens Mid Ankle Socks 6 Pairs - White

£20

4.8 out of 5 stars

185 reviews

undefined Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

Current sale price is From £27

(Save up to £27)

Regular price was From £45

3.6 out of 5 stars

27 reviews

undefined Curve Square Neck Pleat Maxi Dress - White

Curve Square Neck Pleat Maxi Dress - White

£70

4.3 out of 5 stars

3 reviews

undefined Vertuo Pop Coffee Machine by Krups - White, XN920140

Vertuo Pop Coffee Machine by Krups - White, XN920140

Current sale price is £59

(Save £40)

Regular price was £99

4.5 out of 5 stars

43 reviews

undefined Crinkle Long Sleeve Beach Shirt - White

Crinkle Long Sleeve Beach Shirt - White

£22

3.3 out of 5 stars

3 reviews

undefined All Saints Lovers Short Sleeve Crew Neck T-Shirt - White

All Saints Lovers Short Sleeve Crew Neck T-Shirt - White

Current sale price is £44

(Save £11)

Regular price was £55

undefined V Neck Pocket Tee

V by Very Curve

V Neck Pocket Tee

£12

4.6 out of 5 stars

5 reviews

undefined Women's Running Charged Surge 4 Trainers - White

Women's Running Charged Surge 4 Trainers - White

Current sale price is £40

(Save £10)

Regular price was £50

3.7 out of 5 stars

14 reviews

undefined Infant Unisex Tensaur Sport 20 Trainers - White/Black

adidas Sportswear

Infant Unisex Tensaur Sport 20 Trainers - White/Black

Current sale price is £18

(Save £5)

Regular price was £23

4.9 out of 5 stars

1128 reviews

undefined Womens Campus 00s Trainers - Off White

adidas Originals

Womens Campus 00s Trainers - Off White

Current sale price is £72

(Save £18)

Regular price was £90

4.9 out of 5 stars

3059 reviews

undefined Comfort Sprung Rolled Mattress - Express Delivery Available

Comfort Sprung Rolled Mattress - Express Delivery Available

Current sale price is From £99

(Save up to £30)

Regular price was From £119

undefined SR15690W 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - White

SR15690W 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - White

£229

4.3 out of 5 stars

28 reviews

undefined Deep Sleep 10.5 Tog Duvet - White

Deep Sleep 10.5 Tog Duvet - White

From £25

4.6 out of 5 stars

145 reviews

undefined Sun Oversized Graphic T-Shirt - Pink

Sun Oversized Graphic T-Shirt - Pink

£12

undefined 44" Freestanding Tower Fan - White

44" Freestanding Tower Fan - White

£44

5 out of 5 stars

5 reviews

undefined Supersoft Skinny Jeans - White

Supersoft Skinny Jeans - White

Current sale price is £28

(Save £7)

Regular price was £35

3.6 out of 5 stars

5 reviews

undefined Halter Neck Tie Waist Midaxi Dress - White/brown

Michelle Keegan

Halter Neck Tie Waist Midaxi Dress - White/brown

Current sale price is £64

(Save £16)

Regular price was £80

3 out of 5 stars

2 reviews

undefined 100% Cotton Oxford Pillowcase Pair

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in white, grey, natural, clay, lilac coloursAvailable in white, grey, natural, clay, lilac coloursAvailable in white, grey, natural, clay, lilac coloursAvailable in white, grey, natural, clay, lilac coloursAvailable in white, grey, natural, clay, lilac colours

100% Cotton Oxford Pillowcase Pair

Current sale price is £6

(Save £2)

Regular price was £8

5 out of 5 stars

7 reviews

undefined Anti-Bacterial 4.5 Tog Duvet - Db - White

Anti-Bacterial 4.5 Tog Duvet - Db - White

Current sale price is From £9

(Save up to £5)

Regular price was From £12

4.5 out of 5 stars

17 reviews

undefined Kids Unisex Tensaur Sport 2.0 Trainers - White/Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - White/Black

Current sale price is £21

(Save £7)

Regular price was £28

4.9 out of 5 stars

3404 reviews

undefined Broderie Sleeve Tee - White

Broderie Sleeve Tee - White

Current sale price is £16

(Save £4)

Regular price was £20

4.2 out of 5 stars

5 reviews

undefined Youth Tiro 24 Tee - White/Black

Youth Tiro 24 Tee - White/Black

Current sale price is £9.60

(Save £2.40)

Regular price was £12

4.9 out of 5 stars

88 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.