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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 183)

V16 Gaming Laptop - 16in WUXGA (144Hz) - Intel Core i5 - RTX 4050 - 16GB RAM - 512GB SSD - Black

Current sale price is From £729

TUF A14 Gaming Laptop - 14in WQXGA 165Hz, GeForce RTX 4060, AMD Ryzen AI 9, 16GB RAM, 1TB SSD - Grey

Current sale price is £1449

NUC 15 ROG Mini PC - NVIDIA GeForce RTX 5080 - 32GB RAM, 2TB Storage - Windows 11 Home

£3049

TUF Gaming VG249Q1R IPS Gaming Monitor - 23.8in FHD(1920 x 1080) - Overclockable 165Hz(Above 144Hz)

Current sale price is £85

Strix Gaming Laptop - GeForce RTX 5070 Ti - AMD Ryzen 9 - 16GB RAM - 1TB SSD - 16in WUXGA - Grey

£2099

Strix SCAR 18 G834JYR-R6019W Gaming Laptop - 18in 2.5K 240Hz, RTX 4090, Intel Core i9, 32GB RAM, 2TB SSD

Current sale price is £3499

RTX 5060 8GB PRIME OC Graphics Card

£395

RTX 5060 8GB DUAL OC Graphics Card

£339

All-in-One - 23.8in FHD 1920X1080 - Intel Core i3 - 8GB RAM - 512GB SSD - Black

Current sale price is £449

Strix Gaming Laptop - GeForce 5090 - 16in WQXGA (240Hz) - Intel Core Ultra 9 - 64GB RAM - 2TB SSD - Black

£4599

RTX 3060, 12GB, Dual Gaming V2 Graphics Card

£285

NUC 15 ROG Mini PC - NVIDIA GeForce RTX 5070Ti - 32GB RAM, 1TB Storage - Windows 11 Home

£2359

TUF Gaming Laptop - GeForce RTX 5060 - AMD Ryzen 9 - 16GB RAM - 1TB SSD - 16in WUXGA - Grey

£1499

Am5 ROG Strix B650-A Gaming Wifi Motherboard

Current sale price is £189

ROG Strix XG27UCS - 27in 4K UHD (3840x2160), 160Hz, 1ms, Fast IPS, G-Sync compatible USB Type-C Gaming Monitor

Current sale price is £309

M3702WFA All-in-One Desktop PC - 27in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD - White

Current sale price is From £599

All-in-One - 27in FHD 1920X1080 - Intel Core i5 - 16GB RAM - 512GB SSD - Black

Current sale price is £699

TUF Gaming GeForce RTX 5080 OC Graphics Card (16GB GDDR7/PCI Express 5.0/30000MHz)

£1449

TUF Gaming VG32AQL1A - 32in QHD, 170Hz, G-Sync compatible Gaming Monitor

Current sale price is £249

W/L Router Wifi 7 Rt-Be58U

Current sale price is £109.99

ROG Strix XG27ACS Gaming Monitor - 27 inch, WQHD (2560 x 1440), Fast IPS, 170 Hz (OC)

Current sale price is £229

ROG Strix Gaming Laptop - GeForce 5080 - 18in WQXGA (240Hz) - Intel Core Ultra 9 - 32GB RAM - 2TB SSD - Black

£3699

RTX 5070 Prime Overclocked Graphics Card

£659

TUF Gaming VG279QM1A - 27in FHD, 280Hz(OC), 1ms, G-Sync compatible Gaming Monitor

Current sale price is £179

RTX 5060 TI 16GB TUF GAMING Graphics Card

£600

TUF Gaming AX3000 V2 Dual Band WiFi 6 Router

Current sale price is £94.99

AM5 ROG CROSSHAIR X870E HERO Motherboard

Current sale price is £529

TUF Gaming VG27VQM1B - 27in FHD, 280Hz, 1ms, Curved Gaming Monitor

Current sale price is £159

TUF Gaming TUF-BE6500 Wireless Router - WiFi 7 - BE6500

Current sale price is £194.99

5060 8GB TUF GAMING OC Graphics Card