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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Technology & Gaming, Customer Rating 3, iOS, Windows

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Results: 1 - 24 (of 24)

Uniface Gaming Desktop - AMD Ryzen 5, 16GB RAM, 1TB SSD - Black

£479

Aspire 3 A315-35 - 15.6in - Intel Celeron - 4GB RAM - 128GB SSD Laptop

Current sale price is From £179

AMD Ryzen 7 9800X3D, RTX 5090, 32GB DDR5 RAM, 2TB M.2 NVMe SSD Gaming Desktop PC

Current sale price is £3899

TUF Gaming A15 Laptop - 15.6in FHD 144Hz, RTX 2050 AMD, Ryzen 5, 16GB RAM, 512GB SSD FA506NF-HN007W

Current sale price is £599

Nitro V 16 Gaming Laptop - 16in FHD+, GeForce RTX 4050, AMD Ryzen 7 8845HS, 16GB RAM, 512GB SSD - Black

Current sale price is £879

OMEN 35L Gaming Desktop GT16-0000na PC - AMD Ryzen 5 8500G, 16GB RGB RAM, 1TB SSD, NVIDIA RTX 4060

£1299

Thin 15 Gaming Laptop - 15.6in FHD, GeForce RTX 4050, Intel Core i7, 16GB RAM, 512GB SSD - Grey

Current sale price is £949

LOQ Gaming Laptop - 15.6in FHD - Intel Core i5 - Intel Arc - 16GB RAM, 512GB SSD

£799

ProArt PX13 Laptop - 13.3in OLED Touchscreen WQXGA+, AMD Ryzen AI 9, GeForce RTX 4070, 32GB RAM, 2TB SSD - Black

Current sale price is £1849

Fusion 120 Gaming Desktop, 24-inch FHD Monitor, Keyboard & Mouse Bundle - NVIDIA GEFORCE RTX 3050, AMD Ryzen 5, 16GB RAM, 1TB SSD

£999

iPhone 16 Plus, 256Gb - White

Current sale price is £899

VICTUS 15-fb2007na Gaming Laptop - GeForce RTX 4050 - AMD Ryzen 5 - 16GB RAM - 512GB SSD - 15.6in - Full HD

£949

E410KA-EK592WS Laptop - 14in FHD, Intel Celeron, 4GB RAM, 128GB SSD - Pink

Current sale price is £179

All-in-One - 27in FHD 1920X1080 - Intel Core i7 - 16GB RAM - 512GB SSD - Black

Current sale price is £899

Aspire Go 15 Laptop - 15.6in FHD, Intel Core i3-N305, 8GB RAM, 256GB SSD - Silver

Current sale price is From £449

OmniBook Ultra Flip Copilot+ PC - 14-fh0006na - Intel Core Ultra 7 (Series 2) - Intel Arc - 16GB RAM - 1TB SSD - 14in 2.8K OLED Touchscreen - Grey

From £1799

OmniBook Ultra 14-fd0001na Laptop - 14in 2.2K Touchscreen, AMD Ryzen AI 9, 16GB RAM, 1TB SSD - Silver

£1649

Vivobook Go 14 Laptop - 14in FHD, Intel Celeron, 4GB RAM, 64GB SSD - Blue

Current sale price is £159

Chromebook CX1500CKA-NJ0295 Laptop - 15.6in HD, Intel Celeron, 4GB RAM, 128GB SSD - Silver

Current sale price is £179

iPhone 15 Plus, 256Gb - Yellow

Current sale price is £799

Pulse 16 AI Gaming Laptop - 16in QHD+, RTX 4060, Intel Core Ultra 7, 16GB RAM, 1TB SSD

Current sale price is £1499

E Series Laptop - 11.6in HD, Intel Celeron N4020, 4GB RAM, 64GB SSD, Microsoft 365 Personal (12 Months) Included, with Optional Norton 360 (12 Months) - Blue

From £229

Vivobook 15 X1504ZA-NJ194W Laptop - 15.6in FHD, Intel Core i7, 16GB RAM, 512GB SSD - Silver

Current sale price is From £699

Modern 15 H B13M Laptop - 15.6in FHD, Raptor Lake Core i5, Iris Xe Graphics, 16GB RAM, 512GB SSD - Classic Black

£749

Results: 1 - 24 (of 24)

20% off your first credit order