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undefined JUDE earrings silver-plated

JUDE earrings silver-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined LINCOLN earrings silver-plated

LINCOLN earrings silver-plated

Current sale price is £22

(Save £6)

Regular price was £28

undefined Sterling Silver Cubic Zirconia Cross Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Cross Pendant Necklace

Current sale price is £21

(Save £9)

Regular price was £30

3.9 out of 5 stars

21 reviews

undefined Zodiac Sign Coin Necklace, gold-plated

+3 colours+7 colours+6 colours+4 colours+5 colours

Available in aquarius, pisces, virgo, leo, libra, scorpio, taurus, gemini, sagittarius, capricorn coloursAvailable in aquarius, pisces, virgo and 7 more coloursAvailable in aquarius, pisces, virgo, leo and 6 more coloursAvailable in aquarius, pisces, virgo, leo, libra, scorpio and 4 more coloursAvailable in aquarius, pisces, virgo, leo, libra and 5 more colours

Zodiac Sign Coin Necklace, gold-plated

Current sale price is £20

(Save £5)

Regular price was £25

undefined Marvel Stainless Steel Silver, White & Red Spiderman Earrings

Marvel Stainless Steel Silver, White & Red Spiderman Earrings

Current sale price is £20

(Save £5)

Regular price was £25

undefined ELENI earrings gold-plated

ELENI earrings gold-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined Zodiac Sign Coin Necklace, gold-plated

+2 colours+6 colours+5 colours+3 colours+4 colours

Available in aquarius, virgo, taurus, leo, scorpio, gemini, pisces, sagittarius, libra coloursAvailable in aquarius, virgo, taurus and 6 more coloursAvailable in aquarius, virgo, taurus, leo and 5 more coloursAvailable in aquarius, virgo, taurus, leo, scorpio, gemini, pisces, sagittarius, libra coloursAvailable in aquarius, virgo, taurus, leo, scorpio and 4 more colours

Zodiac Sign Coin Necklace, gold-plated

Current sale price is £22

(Save £6)

Regular price was £28

undefined Zodiac Sign Coin Necklace, silver-plated

+4 colours+8 colours+7 colours+5 colours+6 colours

Available in aquarius, libra, capricorn, leo, taurus, sagittarius, pisces, aries, scorpio, gemini, virgo coloursAvailable in aquarius, libra, capricorn and 8 more coloursAvailable in aquarius, libra, capricorn, leo and 7 more coloursAvailable in aquarius, libra, capricorn, leo, taurus, sagittarius and 5 more coloursAvailable in aquarius, libra, capricorn, leo, taurus and 6 more colours

Zodiac Sign Coin Necklace, silver-plated

Current sale price is £20

(Save £5)

Regular price was £25

undefined Rhodium Plated Cubic Zirconia Leaf earrings - Gift Boxed

Rhodium Plated Cubic Zirconia Leaf earrings - Gift Boxed

Current sale price is £22.50

(Save £7.50)

Regular price was £30

undefined FEEL earrings gold-plated

FEEL earrings gold-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined STARLIGHT earrings gold-plated

STARLIGHT earrings gold-plated

Current sale price is £30

(Save £7.99)

Regular price was £37.99

undefined CONNECT crystal necklace silver-plated

CONNECT crystal necklace silver-plated

Current sale price is £22

(Save £6)

Regular price was £28

undefined Sterling Silver 18ct Gold Plated Crown Heart Stud Earrings

Sterling Silver 18ct Gold Plated Crown Heart Stud Earrings

Current sale price is £27.50

(Save £27.50)

Regular price was £55

undefined ZENOBIA earrings silver-plated

ZENOBIA earrings silver-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined FEEL earrings silver-plated

FEEL earrings silver-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined JUDE earrings gold-plated

JUDE earrings gold-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined LAUREL ring gold-plated

LAUREL ring gold-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined Sterling Silver Evil Eye Pendant Necklace

The Love Collection

Sterling Silver Evil Eye Pendant Necklace

Current sale price is £22.50

(Save £12.50)

Regular price was £35

2 out of 5 stars

3 reviews

undefined DIDO hoop earrings silver-plated

DIDO hoop earrings silver-plated

Current sale price is £22

(Save £6)

Regular price was £28

undefined INTENT pearl bracelet silver-plated

INTENT pearl bracelet silver-plated

Current sale price is £28

(Save £7)

Regular price was £35

undefined Mickey Mouse Sterling Silver Stud Earrings

Mickey Mouse Sterling Silver Stud Earrings

Current sale price is £22.50

(Save £2.50)

Regular price was £25

5 out of 5 stars

1 review

undefined Lilo & Stitch Sterling Silver Enamel Stamp Stud Earrings Blue & Pink

Lilo & Stitch Sterling Silver Enamel Stamp Stud Earrings Blue & Pink

Current sale price is £20.50

(Save £2.50)

Regular price was £23

1 out of 5 stars

1 review

undefined Zodiac Sign Coin Necklace, silver-plated

+3 colours+7 colours+6 colours+4 colours+5 colours

Available in aquarius, cancer, leo, gemini, taurus, sagittarius, libra, scorpio, capricorn, virgo coloursAvailable in aquarius, cancer, leo and 7 more coloursAvailable in aquarius, cancer, leo, gemini and 6 more coloursAvailable in aquarius, cancer, leo, gemini, taurus, sagittarius and 4 more coloursAvailable in aquarius, cancer, leo, gemini, taurus and 5 more colours

Zodiac Sign Coin Necklace, silver-plated

Current sale price is £22

(Save £6)

Regular price was £28

4 out of 5 stars

1 review

undefined Star Wars Enamel Grogu Earrings

Star Wars Enamel Grogu Earrings

Current sale price is £20

(Save £5)

Regular price was £25

undefined Winnie The Pooh Enamel Earrings

Winnie The Pooh Enamel Earrings

Current sale price is £20

(Save £5)

Regular price was £25

undefined CONNECT crystal necklace gold-plated

CONNECT crystal necklace gold-plated

Current sale price is £22

(Save £6)

Regular price was £28

undefined Minnie Mouse Necklace

Minnie Mouse Necklace

Current sale price is £25.50

(Save £4.50)

Regular price was £30

undefined Stitch and Angel Heart Necklace

Stitch and Angel Heart Necklace

Current sale price is £20

(Save £5)

Regular price was £25

2 out of 5 stars

1 review

undefined Once Upon a Beauty Moon Gift Set (Worth £65.50)

Once Upon a Beauty Moon Gift Set (Worth £65.50)

Current sale price is £29

(Save £15)

Regular price was £44

undefined LOreal Paris Men Expert Power Duo Gift Set for Him, Revitalising Facial Skincare Duo, Gift Set for Men

L'Oreal Paris Men Expert

LOreal Paris Men Expert Power Duo Gift Set for Him, Revitalising Facial Skincare Duo, Gift Set for Men

Current sale price is £25

(Save £4.50)

Regular price was £29.50

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.