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undefined Plisse Trouser Co-Ord - Green

Plisse Trouser Co-Ord - Green

Current sale price is £8

(Save £12)

Regular price was £20

4 out of 5 stars

5 reviews

undefined Womens Training Rival Muscle Tank - White

Womens Training Rival Muscle Tank - White

Current sale price is £15

(Save £9)

Regular price was £24

4 out of 5 stars

5 reviews

undefined Womens Explore More T-Shirt - White

Womens Explore More T-Shirt - White

Current sale price is £18.20

(Save £16.80)

Regular price was £35

5 out of 5 stars

1 review

undefined Sequin Detail Cami Maxi Dress - Pink

Sequin Detail Cami Maxi Dress - Pink

Current sale price is £28.80

(Save £16.20)

Regular price was £45

undefined Rinoa Camp Shirt - Seeded State - White

Rinoa Camp Shirt - Seeded State - White

£65

5 out of 5 stars

2 reviews

undefined Leopard Print Frill Trimmed Vest - Brown

Leopard Print Frill Trimmed Vest - Brown

Current sale price is £7.20

(Save £5.79)

Regular price was £12.99

undefined Tie Hem Long Sleeve Shell Blouse - Black

Tie Hem Long Sleeve Shell Blouse - Black

Current sale price is £11

(Save £17)

Regular price was £28

undefined Adizero Essentials Running Crop Top - Blue

Adizero Essentials Running Crop Top - Blue

Current sale price is £8.75

(Save £16.25)

Regular price was £25

undefined Collar Midi Dress - White

Collar Midi Dress - White

£66

undefined Women's Core S/S Tee- Black/White

Women's Core S/S Tee- Black/White

Current sale price is £8.75

(Save £16.25)

Regular price was £25

4 out of 5 stars

1 review

undefined Brown Crinkle Texture Leopard Print Bow Back Midi Dress

Brown Crinkle Texture Leopard Print Bow Back Midi Dress

Current sale price is £19

(Save £4.99)

Regular price was £23.99

3.8 out of 5 stars

5 reviews

undefined Scallop Shift Dress - Pink

Scallop Shift Dress - Pink

£46

5 out of 5 stars

1 review

undefined Gingham Check Tiered Midi Dress - Pink

Gingham Check Tiered Midi Dress - Pink

Current sale price is £20

(Save £15.99)

Regular price was £35.99

3 out of 5 stars

2 reviews

undefined Belted Wide Leg Trouser - White

Belted Wide Leg Trouser - White

Current sale price is £21.60

(Save £23.40)

Regular price was £45

1 out of 5 stars

1 review

undefined Crinkle Vicose Wide Leg Trousers - Orange

Crinkle Vicose Wide Leg Trousers - Orange

£26

5 out of 5 stars

1 review

undefined Pink Frilly Trimmed Mesh Midi Dress

Pink Frilly Trimmed Mesh Midi Dress

Current sale price is £25.60

(Save £17.39)

Regular price was £42.99

undefined Burgundy Puff Sleeve Midi Dress

Burgundy Puff Sleeve Midi Dress

Current sale price is £14.80

(Save £19.19)

Regular price was £33.99

undefined Muse Short Sleeve Tee - White

Muse Short Sleeve Tee - White

£27

2.8 out of 5 stars

4 reviews

undefined Poplin Tunic Top - Khaki

Poplin Tunic Top - Khaki

£26

undefined Open Crochet Trouser Co-Ord - Cream

Open Crochet Trouser Co-Ord - Cream

Current sale price is £16

(Save £24)

Regular price was £40

1 out of 5 stars

1 review

undefined Light Yellow Rib Button Through Tank Top

Light Yellow Rib Button Through Tank Top

Current sale price is £6.75

(Save £3.24)

Regular price was £9.99

undefined Turtleneck Half Sleeve Top - Print

Turtleneck Half Sleeve Top - Print

Current sale price is £6

(Save £9)

Regular price was £15

5 out of 5 stars

4 reviews

undefined Daria Floral Cowl Slip Midaxi Dress - Multi

Daria Floral Cowl Slip Midaxi Dress - Multi

Current sale price is £43.43

(Save £44.57)

Regular price was £88

undefined White Button Front Bandeau Waistcoat

White Button Front Bandeau Waistcoat

Current sale price is £20

(Save £15.99)

Regular price was £35.99

4.5 out of 5 stars

2 reviews

undefined Lace Insert Shirt - Khaki

Lace Insert Shirt - Khaki

Current sale price is £23

(Save £13)

Regular price was £36

3 out of 5 stars

2 reviews

undefined Floral Denim Shirt - Blue - Blue

Floral Denim Shirt - Blue - Blue

Current sale price is £19.40

(Save £29.60)

Regular price was £49

5 out of 5 stars

1 review

undefined Slash Neck Lurex Vest - Brown

Slash Neck Lurex Vest - Brown

Current sale price is £6.40

(Save £11.60)

Regular price was £18

3 out of 5 stars

1 review

undefined The Essential Crew Neck T-Shirt - Taupe

The Essential Crew Neck T-Shirt - Taupe

Current sale price is £4.40

(Save £3.60)

Regular price was £8

5 out of 5 stars

3 reviews

undefined Floral Ruffle Playsuit - Cream

Floral Ruffle Playsuit - Cream

Current sale price is £26.60

(Save £29.40)

Regular price was £56

undefined Balloon Sleeve Cut Out Midi Dress - Multi

Balloon Sleeve Cut Out Midi Dress - Multi

Current sale price is £14

(Save £21)

Regular price was £35

3.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.