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undefined AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

More time to pay with Very Pay

AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

£229

4.6 out of 5 stars

278 reviews

undefined QE1D 50-inch QLED 4K TV, Powered by Quantum Dot, Quantum HDR, Object Tracking Sound Lite, Gaming Hub, Dual LED

QE1D 50-inch QLED 4K TV, Powered by Quantum Dot, Quantum HDR, Object Tracking Sound Lite, Gaming Hub, Dual LED

Current sale price is £429

(Save £120)

Regular price was £549

4.5 out of 5 stars

13 reviews

undefined Haunted High School Doll House with 35+ Pieces of Furniture and Accessories

Haunted High School Doll House with 35+ Pieces of Furniture and Accessories

Current sale price is £139.99

(Save £60)

Regular price was £199.99

5 out of 5 stars

27 reviews

undefined Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

£289

4.8 out of 5 stars

53 reviews

undefined Supersonic Origin Hair Dryer - Black and Nickel

Supersonic Origin Hair Dryer - Black and Nickel

£279.99

4.6 out of 5 stars

5173 reviews

undefined Cannes 11-Piece Dining Set Garden Furniture

Cannes 11-Piece Dining Set Garden Furniture

Current sale price is £499.99

(Save £250)

Regular price was £749.99

4.1 out of 5 stars

34 reviews

undefined Video Doorbell (3rd Gen) with Chime - Satin Nickel

Video Doorbell (3rd Gen) with Chime - Satin Nickel

Current sale price is £119.99

(Save £10)

Regular price was £129.99

5 out of 5 stars

24 reviews

Short Sleeve Original Housemark Logo T-Shirt - Light Green

Current sale price is £17.50

(Save £7.50)

Regular price was £25

5 out of 5 stars

1 review

undefined Chrome Ribbed Vase

Chrome Ribbed Vase

£25

5 out of 5 stars

1 review

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

From £52

4.4 out of 5 stars

722 reviews

undefined Nova End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Winter Moss

Nova End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Winter Moss

Current sale price is From £369

(Save up to £150)

Regular price was From £499

5 out of 5 stars

3 reviews

undefined Bobs Desert Kiss Low Strap Sandal - Black

Bobs Desert Kiss Low Strap Sandal - Black

£39

4.4 out of 5 stars

7 reviews

undefined PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

£699

4.2 out of 5 stars

9 reviews

undefined HomePro Pet Cordless Vacuum Cleaner

HomePro Pet Cordless Vacuum Cleaner

Current sale price is £179

(Save £120)

Regular price was £299

4.2 out of 5 stars

116 reviews

undefined Harlow 3 + 2 Seater Fabric Sofa Set (Buy & SAVE!) - FSC® Certified

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

Harlow 3 + 2 Seater Fabric Sofa Set (Buy & SAVE!) - FSC® Certified

£1219

5 out of 5 stars

1 review

undefined 55A7NQTUK, 55 inch, Mid QLED, Smart TV

55A7NQTUK, 55 inch, Mid QLED, Smart TV

Current sale price is £449

(Save £250)

Regular price was £699

4.9 out of 5 stars

18 reviews

undefined Mens Training Tech Utility 1/4 Zip Top - Green

Mens Training Tech Utility 1/4 Zip Top - Green

Current sale price is £35

(Save £15)

Regular price was £50

4 out of 5 stars

1 review

undefined Disc Console & Grand Theft Auto V

Trade in and get up to £210*

Disc Console & Grand Theft Auto V

Current sale price is £456

(Save £33)

Regular price was £489

4.7 out of 5 stars

58 reviews

undefined Galaxy Book4 (2024) - 15.6in, Intel Core 5, 8GB RAM, 256GB Storage - Grey

Galaxy Book4 (2024) - 15.6in, Intel Core 5, 8GB RAM, 256GB Storage - Grey

£699

4.1 out of 5 stars

29 reviews

undefined WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white colours

WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

Current sale price is From £70

(Save up to £59)

Regular price was £129

4.5 out of 5 stars

809 reviews

undefined Boys Massimo Resort Co-Ord Shirt - Beige

Jack & Jones Junior

Boys Massimo Resort Co-Ord Shirt - Beige

Current sale price is £9

(Save £11)

Regular price was £20

4 out of 5 stars

2 reviews

undefined Galaxy A26 5G - 8GB RAM, 256GB Storage

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, green, white coloursAvailable in black, green, white coloursAvailable in black, green, white coloursAvailable in black, green, white coloursAvailable in black, green, white colours

Galaxy A26 5G - 8GB RAM, 256GB Storage

Current sale price is £249

(Save £50)

Regular price was £299

4.2 out of 5 stars

84 reviews

undefined Multi Pocket Padded Gilet - Dark Grey

Multi Pocket Padded Gilet - Dark Grey

Current sale price is £15

(Save £35)

Regular price was £50

undefined Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

From £399

4.6 out of 5 stars

21 reviews

undefined Super Soft Easy Iron Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage colours

Super Soft Easy Iron Fitted Sheet

From £6

4.9 out of 5 stars

20 reviews

undefined Echo Dot (5th Generation) Smart Speaker

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue colours

Echo Dot (5th Generation) Smart Speaker

£54.99

4.7 out of 5 stars

69 reviews

undefined Linen Stripe Trousers - Brown

Linen Stripe Trousers - Brown

Current sale price is £22.50

(Save £13.50)

Regular price was £36

undefined Melange Large Chest Flag Hoodie - Grey

Melange Large Chest Flag Hoodie - Grey

Current sale price is £52.25

(Save £42.75)

Regular price was £95

undefined Cheesecloth Frill Detail Tie Waist Mini Dress - White

Cheesecloth Frill Detail Tie Waist Mini Dress - White

Current sale price is £15.25

(Save £12.75)

Regular price was £28

5 out of 5 stars

1 review

undefined S93D, 77 inch, OLED HDR+, 4K Smart TV with Laser Slim Design

S93D, 77 inch, OLED HDR+, 4K Smart TV with Laser Slim Design

Current sale price is £2099

(Save £1800)

Regular price was £3899

4.7 out of 5 stars

204 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.