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The Western Edit, Cream

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undefined Fran Quilted All Over Embroidered Jacket - White

Fran Quilted All Over Embroidered Jacket - White

£125

undefined Arizona Rivet Suede Sandal - Taupe

Arizona Rivet Suede Sandal - Taupe

£135

4.5 out of 5 stars

2 reviews

undefined Poet Blouson Blouse - Cream

Poet Blouson Blouse - Cream

Current sale price is £18

(Save £22)

Regular price was £40

undefined Tailored Darted Check Tunic Top - Cream

Tailored Darted Check Tunic Top - Cream

Current sale price is £22.40

(Save £12.60)

Regular price was £35

undefined Crew Neck Pointelle Short Jumper - Cream

Crew Neck Pointelle Short Jumper - Cream

Current sale price is £13

(Save £7)

Regular price was £20

3 out of 5 stars

2 reviews

undefined Raffia Cork Slider - Natural

Raffia Cork Slider - Natural

Current sale price is £15

(Save £10)

Regular price was £25

undefined Heart Jumper - Cream

Heart Jumper - Cream

Current sale price is £14

(Save £26)

Regular price was £40

5 out of 5 stars

1 review

undefined Botanical Wide Leg Trouser - Cream

Botanical Wide Leg Trouser - Cream

Current sale price is £22.40

(Save £12.60)

Regular price was £35

4 out of 5 stars

3 reviews

undefined Green Flower Satin Shirt Co-Ord - Cream

Green Flower Satin Shirt Co-Ord - Cream

Current sale price is £24.20

(Save £13.80)

Regular price was £38

5 out of 5 stars

3 reviews

undefined Cropped Raw Hem Denim Jacket - Ecru

Cropped Raw Hem Denim Jacket - Ecru

Current sale price is £28.80

(Save £16.20)

Regular price was £45

5 out of 5 stars

2 reviews

undefined 3D Flower Jacket - Cream

3D Flower Jacket - Cream

Current sale price is £26

(Save £24)

Regular price was £50

5 out of 5 stars

1 review

undefined Boyfriend Denim Jacket - Ecru

Boyfriend Denim Jacket - Ecru

Current sale price is £19.80

(Save £25.20)

Regular price was £45

3.8 out of 5 stars

5 reviews

undefined Contrast Embroidered Mini Shirt Dress - Cream

Contrast Embroidered Mini Shirt Dress - Cream

Current sale price is £25

(Save £25)

Regular price was £50

undefined Green Flower Satin Trouser Co-Ord - Cream

Green Flower Satin Trouser Co-Ord - Cream

Current sale price is £19.60

(Save £15.40)

Regular price was £35

3.5 out of 5 stars

2 reviews

undefined Premium Guipure Lace Blouse - Cream

Premium Guipure Lace Blouse - Cream

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.8 out of 5 stars

5 reviews

undefined Soft Grain Leather Chain Tabby Shoulder Bag With Chain - Cream

Soft Grain Leather Chain Tabby Shoulder Bag With Chain - Cream

£495

undefined Weave Low Heel Sliders - Cream

Weave Low Heel Sliders - Cream

Current sale price is £12.50

(Save £15.50)

Regular price was £28

3.7 out of 5 stars

3 reviews

undefined Linen Trophy Jacket - Cream

Linen Trophy Jacket - Cream

Current sale price is £24

(Save £16)

Regular price was £40

4 out of 5 stars

3 reviews

undefined Check Trimmed Mac Coat - Natural

Check Trimmed Mac Coat - Natural

Current sale price is £25.75

(Save £39.24)

Regular price was £64.99

5 out of 5 stars

1 review

undefined Fisherman Flatform Sandal - Cream

Fisherman Flatform Sandal - Cream

Current sale price is £23

(Save £13)

Regular price was £36

5 out of 5 stars

3 reviews

undefined One Shoulder Overlay Jumpsuit - Cream

One Shoulder Overlay Jumpsuit - Cream

Current sale price is £38.40

(Save £41.60)

Regular price was £80

3 out of 5 stars

1 review

undefined Floral Studded Jacket - Cream

Floral Studded Jacket - Cream

Current sale price is £44

(Save £25)

Regular price was £69

3.3 out of 5 stars

3 reviews

undefined Evelyn Embellished Short Jacket - Cream

Evelyn Embellished Short Jacket - Cream

Current sale price is £12

(Save £36)

Regular price was £48

3 out of 5 stars

1 review

undefined Strappy Pearl Detail Short Knitted Top - Cream

Strappy Pearl Detail Short Knitted Top - Cream

Current sale price is £12.50

(Save £12.50)

Regular price was £25

3.7 out of 5 stars

3 reviews

undefined Mesh Round Toe Ballerina Flats - Natural

Mesh Round Toe Ballerina Flats - Natural

Current sale price is £12

(Save £13)

Regular price was £25

5 out of 5 stars

2 reviews

undefined Longline Stripe Tie Waist Crochet Co-ord Shirt - Cream/Stripe

Longline Stripe Tie Waist Crochet Co-ord Shirt - Cream/Stripe

Current sale price is £20.40

(Save £11.60)

Regular price was £32

4 out of 5 stars

1 review

undefined High Rise Wide Jeans - Ecru

High Rise Wide Jeans - Ecru

£35

5 out of 5 stars

2 reviews

undefined Slim Flare Trouser - Cream

Slim Flare Trouser - Cream

£39

5 out of 5 stars

1 review

undefined Palazzo Jean - Bright Cream

Palazzo Jean - Bright Cream

Current sale price is £37.40

(Save £47.60)

Regular price was £85

undefined Padded Oversized Embroidered Floral Jacket - Cream

Padded Oversized Embroidered Floral Jacket - Cream

Current sale price is £30.80

(Save £24.20)

Regular price was £55

2.6 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.