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undefined Womens Hikesteller Parka Shell Jacket - Navy

Womens Hikesteller Parka Shell Jacket - Navy

Current sale price is £44.75

(Save £110.25)

Regular price was £155

4.7 out of 5 stars

7 reviews

undefined Marble Print One Shoulder Knot Skirt Satin Dress - Multi

Marble Print One Shoulder Knot Skirt Satin Dress - Multi

Current sale price is £44

(Save £11)

Regular price was £55

4.5 out of 5 stars

2 reviews

undefined Ashton Floral Midaxi Ruffle Dress - Multi

Ashton Floral Midaxi Ruffle Dress - Multi

Current sale price is £46.75

(Save £31.25)

Regular price was £78

4 out of 5 stars

4 reviews

undefined Womens Xpl Pile Snap - Green

Womens Xpl Pile Snap - Green

Current sale price is £50

(Save £50)

Regular price was £100

4.8 out of 5 stars

5 reviews

undefined Womens Essentials 3-stripes Track Suit - Grey

adidas Sportswear

Womens Essentials 3-stripes Track Suit - Grey

Current sale price is £44

(Save £11)

Regular price was £55

4.7 out of 5 stars

35 reviews

undefined Womens Training Rival Woven Jacket - Green

Womens Training Rival Woven Jacket - Green

Current sale price is £42

(Save £23)

Regular price was £65

4 out of 5 stars

3 reviews

undefined Womens Running Own The Run Jacket - Pink

Womens Running Own The Run Jacket - Pink

Current sale price is £40.25

(Save £24.75)

Regular price was £65

4.8 out of 5 stars

39 reviews

undefined Ruffle Polka Dot Chiffon Maxi Dress - Black

Ruffle Polka Dot Chiffon Maxi Dress - Black

Current sale price is £48

(Save £12)

Regular price was £60

4.3 out of 5 stars

4 reviews

undefined Halter Neck Cotton Midi Dress - Black

Halter Neck Cotton Midi Dress - Black

Current sale price is £44

(Save £36)

Regular price was £80

4 out of 5 stars

1 review

undefined One Shoulder Cut Out Pleated Midi Dress - Black Floral

One Shoulder Cut Out Pleated Midi Dress - Black Floral

Current sale price is £48

(Save £12)

Regular price was £60

4 out of 5 stars

3 reviews

undefined Evy Impact Diamante Hoodie - Red

Evy Impact Diamante Hoodie - Red

Current sale price is £40.50

(Save £49.50)

Regular price was £90

4 out of 5 stars

1 review

undefined 314™ Shaping Straight Jeans - Lapis Gem

314™ Shaping Straight Jeans - Lapis Gem

Current sale price is £43.20

(Save £36.80)

Regular price was £80

4.5 out of 5 stars

97 reviews

undefined High Rise Leg Jeans - Blue

High Rise Leg Jeans - Blue

Current sale price is £41.50

(Save £10.50)

Regular price was £52

4.5 out of 5 stars

4 reviews

undefined Womens Summer Glow Joggers - Cream

adidas Originals

Womens Summer Glow Joggers - Cream

Current sale price is £48

(Save £12)

Regular price was £60

4.7 out of 5 stars

9 reviews

undefined 315™ Shaping Bootcut Jeans - Lapis Air

315™ Shaping Bootcut Jeans - Lapis Air

Current sale price is £44

(Save £36)

Regular price was £80

4.5 out of 5 stars

117 reviews

undefined Denim Waistcoat - Blue

Denim Waistcoat - Blue

Current sale price is £48.75

(Save £16.25)

Regular price was £65

4 out of 5 stars

1 review

undefined 312T Shaping Slim Jeans - Cobalt Haze

312T Shaping Slim Jeans - Cobalt Haze

Current sale price is £40

(Save £40)

Regular price was £80

4.4 out of 5 stars

62 reviews

undefined Printed Sleeveless Midi Dress - Pink

Printed Sleeveless Midi Dress - Pink

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4 out of 5 stars

2 reviews

undefined Bellucci 20 Cropped Padded Jacket - Black

Bellucci 20 Cropped Padded Jacket - Black

Current sale price is £40.25

(Save £74.75)

Regular price was £115

4.8 out of 5 stars

5 reviews

undefined Womens Super Soft 7/8 Yoga Leggings - Blue

Womens Super Soft 7/8 Yoga Leggings - Blue

Current sale price is £47.50

(Save £40.50)

Regular price was £88

4.7 out of 5 stars

13 reviews

undefined 501® Crop - Luxor Blue

501® Crop - Luxor Blue

Current sale price is £40

(Save £60)

Regular price was £100

4.1 out of 5 stars

150 reviews

undefined 721™ High-waisted Skinny Jeans - Blue Wave Light

721™ High-waisted Skinny Jeans - Blue Wave Light

Current sale price is £45

(Save £55)

Regular price was £100

4.7 out of 5 stars

10 reviews

undefined Bella Denim Corset - A8682-0010 I Will

Bella Denim Corset - A8682-0010 I Will

Current sale price is £48

(Save £12)

Regular price was £60

4.8 out of 5 stars

5 reviews

undefined Ribcage Bell Jeans - Moment Of The Month Blue

Ribcage Bell Jeans - Moment Of The Month Blue

Current sale price is £48

(Save £72)

Regular price was £120

4.5 out of 5 stars

17 reviews

undefined Womens Training Canyon Fleece Zip Up - Black

Womens Training Canyon Fleece Zip Up - Black

Current sale price is £47.25

(Save £87.75)

Regular price was £135

4.3 out of 5 stars

43 reviews

undefined Womens Classics Firebird Track Top - Green

adidas Originals

Womens Classics Firebird Track Top - Green

Current sale price is £40.95

(Save £24.05)

Regular price was £65

4.7 out of 5 stars

22 reviews

undefined 311™ Shaping Skinny Jeans - We Have Arrived Blue

311™ Shaping Skinny Jeans - We Have Arrived Blue

Current sale price is £44

(Save £36)

Regular price was £80

4 out of 5 stars

7 reviews

undefined Xl Straight Linen+ Denim Jeans - Blue

Xl Straight Linen+ Denim Jeans - Blue

Current sale price is £45

(Save £55)

Regular price was £100

4.8 out of 5 stars

5 reviews

undefined Ribcage Wide Leg Jeans - Rosie Posie Black

Ribcage Wide Leg Jeans - Rosie Posie Black

Current sale price is £44

(Save £66)

Regular price was £110

4.3 out of 5 stars

97 reviews

undefined 315™ Shaping Bootcut Jeans - Los Dos - Blue

315™ Shaping Bootcut Jeans - Los Dos - Blue

Current sale price is £44

(Save £36)

Regular price was £80

4.6 out of 5 stars

35 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.