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undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Current sale price is From £40

(Save up to £19)

Regular price was From £52

4.4 out of 5 stars

721 reviews

undefined Women's 327 Trainers - White

Women's 327 Trainers - White

Current sale price is £65

(Save £35)

Regular price was £100

5 out of 5 stars

2 reviews

undefined Nintendo Switch HW (OLED Model) White &Hogwarts Legacy

Trade in and get up to £210*

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white colours

Nintendo Switch OLED

Nintendo Switch HW (OLED Model) White &Hogwarts Legacy

Current sale price is £333.99

(Save £16)

Regular price was £349.99

5 out of 5 stars

4 reviews

undefined Super Soft Easy Iron Duvet Cover Set

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage colours

Super Soft Easy Iron Duvet Cover Set

From £10

4.8 out of 5 stars

6 reviews

undefined Girls Short Sleeve Ice Cream T-Shirt - Purple

Girls Short Sleeve Ice Cream T-Shirt - Purple

Current sale price is From £1.75

(Save up to £3.75)

Regular price was From £5

5 out of 5 stars

2 reviews

undefined AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

£179

4.6 out of 5 stars

58 reviews

undefined 502 Tapered Fit Jeans - Dark Blue

502 Tapered Fit Jeans - Dark Blue

Current sale price is £35

(Save £65)

Regular price was £100

3.9 out of 5 stars

10 reviews

undefined MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD

Trade In & get up to £850*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver colours

MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD

Current sale price is From £929

(Save up to £70)

Regular price was From £999

4.8 out of 5 stars

6 reviews

undefined Unisex 530 Trainers - White/blue

Unisex 530 Trainers - White/blue

£100

4.7 out of 5 stars

2495 reviews

undefined White Console & Super Mario Bros. Wonder

Trade in and get up to £210*

Nintendo Switch OLED

White Console & Super Mario Bros. Wonder

£349.99

5 out of 5 stars

3 reviews

undefined Youth Tiro 24 Training Jersey -blue

Youth Tiro 24 Training Jersey -blue

Current sale price is £7

(Save £6)

Regular price was £13

4.8 out of 5 stars

90 reviews

undefined Frill Woven Mix Oversized T-shirt - White

Frill Woven Mix Oversized T-shirt - White

Current sale price is £14.25

(Save £3.75)

Regular price was £18

5 out of 5 stars

1 review

undefined Patio Set

Patio Set

Current sale price is £22.99

(Save £27)

Regular price was £49.99

5 out of 5 stars

14 reviews

undefined Asymmetric Crochet Knitted Top - Yellow

Asymmetric Crochet Knitted Top - Yellow

Current sale price is £22.25

(Save £5.75)

Regular price was £28

undefined Jersey Wide Leg Trouser - Print

V by Very Curve

Jersey Wide Leg Trouser - Print

Current sale price is £12

(Save £10)

Regular price was £22

5 out of 5 stars

5 reviews

undefined Baby Girls Floral Romper

Baby Girls Floral Romper

Current sale price is From £3.75

(Save up to £3.75)

Regular price was From £7

5 out of 5 stars

3 reviews

undefined Neon Console with Animal Crossing New Horizon

Trade in and get up to £210*

Nintendo Switch

Neon Console with Animal Crossing New Horizon

£295.99

4.7 out of 5 stars

60 reviews

undefined Girls Knitted Vest And Short Set - Multi

Girls Knitted Vest And Short Set - Multi

Current sale price is £12

(Save £6)

Regular price was From £16

undefined Super Soft Easy Iron Pack of 4 Pillowcases

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage coloursAvailable in white, silver grey, natural, sage colours

Super Soft Easy Iron Pack of 4 Pillowcases

£8

5 out of 5 stars

9 reviews

undefined Women's Gazelle Trainers - Blue/Orchid Fusion/Gum 3

adidas Originals

Women's Gazelle Trainers - Blue/Orchid Fusion/Gum 3

Current sale price is £68

(Save £17)

Regular price was £85

4.8 out of 5 stars

230 reviews

undefined Girls Broderie Frill Playsuit - Pink

Girls Broderie Frill Playsuit - Pink

Current sale price is From £6.25

(Save up to £9)

Regular price was From £14

5 out of 5 stars

1 review

undefined Aryeh Sliders - Dark Blue

Aryeh Sliders - Dark Blue

Current sale price is £21.75

(Save £27.25)

Regular price was £49

undefined FlexBreeze High-Velocity Hybrid Fan FA220UK

FlexBreeze High-Velocity Hybrid Fan FA220UK

Current sale price is £169

(Save £30)

Regular price was £199

4.9 out of 5 stars

1243 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

43A6NTUK, 43-inch, 4K HDR, Smart TV

Current sale price is £189

(Save £240)

Regular price was £429

4.5 out of 5 stars

39 reviews

undefined Girls 2 Pack Ballerina Shorts Pyjama Set - Multi

Girls 2 Pack Ballerina Shorts Pyjama Set - Multi

Current sale price is From £9

(Save up to £7)

Regular price was From £15

5 out of 5 stars

2 reviews

undefined Lightweight Quilted Jacket - Black

Lightweight Quilted Jacket - Black

Current sale price is £16.25

(Save £48.75)

Regular price was £65

4.4 out of 5 stars

9 reviews

undefined Classic Clog K - White

Classic Clog K - White

£40

4.6 out of 5 stars

478 reviews

undefined Unisex Junior Campus 00s Trainers - Black/white

adidas Originals

Unisex Junior Campus 00s Trainers - Black/white

£56

4.9 out of 5 stars

800 reviews

undefined Wrap Wide Leg Jumpsuit - Black

Wrap Wide Leg Jumpsuit - Black

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

6 reviews

undefined Junior Girls VL Court Bold Trainers - Black/White

adidas Sportswear

Junior Girls VL Court Bold Trainers - Black/White

£45

4.9 out of 5 stars

819 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.