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undefined Pair Syringa 'Palibin' (Lilac) standard 90cm

Pair Syringa 'Palibin' (Lilac) standard 90cm

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.1 out of 5 stars

11 reviews

undefined Pair of Phoenix Canariensis 60-80cm Tall

Pair of Phoenix Canariensis 60-80cm Tall

Current sale price is £24.99

(Save £5)

Regular price was £29.99

4.1 out of 5 stars

264 reviews

undefined Pair of Oleander Bushes - Pink

Pair of Oleander Bushes - Pink

Current sale price is £24.99

(Save £5)

Regular price was £29.99

5 out of 5 stars

6 reviews

undefined Yucca 2 stem 45/20cm in 17cm pot 80cm tall - green houseplant

Yucca 2 stem 45/20cm in 17cm pot 80cm tall - green houseplant

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.5 out of 5 stars

117 reviews

undefined Large Lemon Eureka Tree

Large Lemon Eureka Tree

£32.99

3.8 out of 5 stars

59 reviews

undefined Eucalyptus gunnii Standard 3L

Eucalyptus gunnii Standard 3L

Current sale price is £24.99

(Save £5)

Regular price was £29.99

3.8 out of 5 stars

8 reviews

undefined Bird of Paradise - Strelitzia regina (9cm Pot)

Bird of Paradise - Strelitzia regina (9cm Pot)

Current sale price is £7.99

(Save £2)

Regular price was £9.99

5 out of 5 stars

7 reviews

undefined Salix Flamingo Bush - 3L Pot

Salix Flamingo Bush - 3L Pot

£16.99

4.3 out of 5 stars

6 reviews

undefined Somerville Tall Planter - Pebble White (16")

Somerville Tall Planter - Pebble White (16")

Current sale price is £21.99

(Save £5)

Regular price was £26.99

5 out of 5 stars

1 review

undefined Hydrangea 'Runaway Bride' - 14cm Pot

Hydrangea 'Runaway Bride' - 14cm Pot

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4 out of 5 stars

4 reviews

undefined Olive Tree Standard 80cm 18cm Potted Plant

Olive Tree Standard 80cm 18cm Potted Plant

Current sale price is £28.99

(Save £4)

Regular price was £32.99

5 out of 5 stars

3 reviews

undefined Pair of Standard Bay Trees 70-80cm Tall

Pair of Standard Bay Trees 70-80cm Tall

£59.99

2.8 out of 5 stars

28 reviews

undefined Pair Heart 40cm Washed Granite Planter

Pair Heart 40cm Washed Granite Planter

Current sale price is £29.99

(Save £5)

Regular price was £34.99

4.9 out of 5 stars

10 reviews

undefined Lavender Hidcote - 12 Plug Plants

Lavender Hidcote - 12 Plug Plants

£12.99

4 out of 5 stars

5 reviews

undefined Spruce Bark Chippings XL 70L Bag

Spruce Bark Chippings XL 70L Bag

Current sale price is £17.99

(Save £5)

Regular price was £22.99

4.4 out of 5 stars

67 reviews

undefined Patio Fruit Tree Plum 'Little Vic' 4L Potted Plant

Patio Fruit Tree Plum 'Little Vic' 4L Potted Plant

£29.99

4.1 out of 5 stars

17 reviews

undefined Tin Milk Churn Planter (15cm)

Tin Milk Churn Planter (15cm)

Current sale price is £13.99

(Save £3)

Regular price was £16.99

5 out of 5 stars

2 reviews

undefined Twin Pack 50L Premium Professional Compost

Twin Pack 50L Premium Professional Compost

£24.99

4.1 out of 5 stars

35 reviews

undefined Yucca 3 Stem 60/30/20cm in 21cm pot 100cm Tall

Yucca 3 Stem 60/30/20cm in 21cm pot 100cm Tall

£39.99

4.2 out of 5 stars

15 reviews

undefined Pair of Dune Planters - Powdered Brick (28cm)

Pair of Dune Planters - Powdered Brick (28cm)

Current sale price is £13.99

(Save £3)

Regular price was £16.99

4.3 out of 5 stars

8 reviews

undefined Carpet Phlox collection x 12 plugs

Carpet Phlox collection x 12 plugs

£14.99

4.2 out of 5 stars

20 reviews

undefined Hibiscus Starburst Chiffon (3L Pot)

Hibiscus Starburst Chiffon (3L Pot)

Current sale price is £14.99

(Save £4)

Regular price was £18.99

4.4 out of 5 stars

5 reviews

undefined Twin Pack 40l Handy Premium Professional Compost Bags

Twin Pack 40l Handy Premium Professional Compost Bags

Current sale price is £18.99

(Save £5)

Regular price was £23.99

4.1 out of 5 stars

104 reviews

undefined Photinia Little Red Robin 1m Standard

Photinia Little Red Robin 1m Standard

Current sale price is £29.99

(Save £5)

Regular price was £34.99

3.6 out of 5 stars

16 reviews

undefined 'Peach Melba' Climbing 3L Potted Rose Plant

'Peach Melba' Climbing 3L Potted Rose Plant

£22.99

4.3 out of 5 stars

16 reviews

undefined Ericaceous Compost 60L Bag

Ericaceous Compost 60L Bag

Current sale price is £12.99

(Save £2)

Regular price was £14.99

4.5 out of 5 stars

20 reviews

undefined Large Blood Orange Citrus Tree

Large Blood Orange Citrus Tree

£32.99

4.4 out of 5 stars

7 reviews

undefined Pair of Square April Planters - Indigo Green (14.5")

Pair of Square April Planters - Indigo Green (14.5")

Current sale price is £16.99

(Save £3)

Regular price was £19.99

5 out of 5 stars

1 review

undefined Gardenia jasminoides 'Crown Jewel' 9cm

Gardenia jasminoides 'Crown Jewel' 9cm

£14.99

3 out of 5 stars

2 reviews

undefined Osteospurmum Purple Sun (3 x 9cm pots)

Osteospurmum Purple Sun (3 x 9cm pots)

Current sale price is £16.99

(Save £3)

Regular price was £19.99

5 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

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Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
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If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
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Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

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You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

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This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

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Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.