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undefined Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

From £6

4.9 out of 5 stars

18 reviews

undefined Luxe Café Premier Coffee Machine - ES601UK

Luxe Café Premier Coffee Machine - ES601UK

£549

4.6 out of 5 stars

639 reviews

undefined Embroidered Shell T-Shirt - White

Embroidered Shell T-Shirt - White

£16

undefined Infant Unisex Essentials Tracksuit - Grey

adidas Sportswear

Infant Unisex Essentials Tracksuit - Grey

Current sale price is £13.50

(Save £16.50)

Regular price was £30

4.4 out of 5 stars

7 reviews

undefined Cut Out Floral Printed Maxi Dress - Print

Cut Out Floral Printed Maxi Dress - Print

£65

5 out of 5 stars

2 reviews

undefined Woven Blackout Eyelet Curtains 90x90

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in natural, grey, black, navy coloursAvailable in natural, grey, black, navy coloursAvailable in natural, grey, black, navy coloursAvailable in natural, grey, black, navy coloursAvailable in natural, grey, black, navy colours

Woven Blackout Eyelet Curtains 90x90

Current sale price is From £19

(Save up to £10)

Regular price was From £22

5 out of 5 stars

1 review

undefined Girls 2 Pack School Cycling Shorts - Black

Girls 2 Pack School Cycling Shorts - Black

From £6

4.6 out of 5 stars

47 reviews

undefined 7000BTU Portable Air Conditioner

7000BTU Portable Air Conditioner

Current sale price is £179

(Save £100)

Regular price was £279

3.5 out of 5 stars

23 reviews

undefined Flash Eau de Parfum - 60ml

Flash Eau de Parfum - 60ml

Current sale price is £29

(Save £26)

Regular price was £55

4.9 out of 5 stars

104 reviews

undefined Womens Training Rival Terry Jogger - Black/White

Womens Training Rival Terry Jogger - Black/White

Current sale price is £19.25

(Save £35.75)

Regular price was £55

3.7 out of 5 stars

21 reviews

undefined Bead Detail Strappy Textured Tiered Midaxi Dress - Purple

Bead Detail Strappy Textured Tiered Midaxi Dress - Purple

Current sale price is £12.50

(Save £12.50)

Regular price was £25

4.4 out of 5 stars

5 reviews

undefined Sydney Denim Shorts - Mid Wash

Sydney Denim Shorts - Mid Wash

Current sale price is £9.60

(Save £12.40)

Regular price was £22

3.7 out of 5 stars

3 reviews

undefined Tailored Multi Button Dress - Black

Michelle Keegan

Tailored Multi Button Dress - Black

Current sale price is £23.40

(Save £41.60)

Regular price was £65

3.5 out of 5 stars

2 reviews

undefined Ombre Tiered Denim Dress - Mid Wash

Ombre Tiered Denim Dress - Mid Wash

£45

5 out of 5 stars

4 reviews

undefined Unisex 3 Pack Trefoil Ankle Socks - Black

adidas Originals

Unisex 3 Pack Trefoil Ankle Socks - Black

Current sale price is £6

(Save £6)

Regular price was £12

4.9 out of 5 stars

1474 reviews

undefined V Neck Playsuit - Blue Leaf

V Neck Playsuit - Blue Leaf

Current sale price is £14.25

(Save £3.75)

Regular price was £18

5 out of 5 stars

1 review

undefined Jersey Basic Maxi Dress - Black

Jersey Basic Maxi Dress - Black

£18

4.6 out of 5 stars

7 reviews

undefined Women's Cloudfoam Comfy Trainers - Black

adidas Sportswear

Women's Cloudfoam Comfy Trainers - Black

£40

4.6 out of 5 stars

8 reviews

undefined Jersey 2 Pack Cotton T-shirts

Jersey 2 Pack Cotton T-shirts

Current sale price is £6

(Save £9)

Regular price was £15

4 out of 5 stars

3 reviews

undefined Girls Short Sleeve Floral Print T-Shirt - Multi

Girls Short Sleeve Floral Print T-Shirt - Multi

Current sale price is From £1.75

(Save up to £4)

Regular price was From £5

4 out of 5 stars

1 review

undefined Odessa Double End Lift Storage Ottoman Bed

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Odessa Double End Lift Storage Ottoman Bed

From £179

4.5 out of 5 stars

6 reviews

undefined Boys Knit Track Suit - Black

Boys Knit Track Suit - Black

Current sale price is £33

(Save £22)

Regular price was £55

4.6 out of 5 stars

44 reviews

undefined 9000 BTU Portable Air Conditioner With Auto Swing

9000 BTU Portable Air Conditioner With Auto Swing

Current sale price is £199

(Save £50)

Regular price was £249

2.6 out of 5 stars

12 reviews

undefined Boys Mono Cut And Sew T-Shirt - Multi

Boys Mono Cut And Sew T-Shirt - Multi

Current sale price is From £3

(Save up to £7.50)

Regular price was From £8

5 out of 5 stars

1 review

undefined Explorer Eau de Parfum

Explorer Eau de Parfum

From £39

4.7 out of 5 stars

2238 reviews

undefined Crinkle Shorts With Lace Insert - Navy

Crinkle Shorts With Lace Insert - Navy

Current sale price is £6.20

(Save £11.80)

Regular price was £18

undefined Kids Unisex VL Court 3.0 Shoes Kids - White

adidas Sportswear

Kids Unisex VL Court 3.0 Shoes Kids - White

Current sale price is £16.80

(Save £18.20)

Regular price was £35

4.9 out of 5 stars

147 reviews

undefined Girls 2 Pack Watermelon Playsuits - Multi

Girls 2 Pack Watermelon Playsuits - Multi

Current sale price is From £4.80

(Save up to £10.60)

Regular price was From £14

undefined Boys Zip Top & Pique Short - Navy

Boys Zip Top & Pique Short - Navy

From £12

5 out of 5 stars

1 review

undefined Mens Challenger T-shirt - Black

Mens Challenger T-shirt - Black

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4.6 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.