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undefined 2 Pack Cycling Short - Black

2 Pack Cycling Short - Black

£12

3.7 out of 5 stars

24 reviews

undefined 5 Pack Crew T-shirt - Khaki/navy/white/black/grey

5 Pack Crew T-shirt - Khaki/navy/white/black/grey

£34

4.7 out of 5 stars

34 reviews

undefined Mens Adilette Aqua Sliders - Black

adidas Sportswear

Mens Adilette Aqua Sliders - Black

Current sale price is £16

(Save £4)

Regular price was £20

4.6 out of 5 stars

7124 reviews

undefined Confident Curve Legging - Black

Confident Curve Legging - Black

Current sale price is £12

(Save £3)

Regular price was £15

4.3 out of 5 stars

1076 reviews

undefined Kamina Indoor/Outdoor Flatweave Rug

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim colours

Kamina Indoor/Outdoor Flatweave Rug

From £28

4.8 out of 5 stars

499 reviews

undefined Confident Curve Kickflare Yoga Pant - Black

Confident Curve Kickflare Yoga Pant - Black

Current sale price is £14.40

(Save £3.60)

Regular price was £18

4.5 out of 5 stars

124 reviews

undefined Jersey Wrap Beach Midi Dress - Black

Bank Holiday Deal

Jersey Wrap Beach Midi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4.6 out of 5 stars

36 reviews

undefined Eraser Anti-Age Concealer, multi-use

+6 colours+10 colours+9 colours+7 colours+8 colours

Available in buff, light, ivory, fair, sand, nude, caramel and 6 more coloursAvailable in buff, light, ivory and 10 more coloursAvailable in buff, light, ivory, fair and 9 more coloursAvailable in buff, light, ivory, fair, sand, nude and 7 more coloursAvailable in buff, light, ivory, fair, sand and 8 more colours

Eraser Anti-Age Concealer, multi-use

Current sale price is £7

(Save £3)

Regular price was £10

4.3 out of 5 stars

518 reviews

Bank Holiday Deal

Embroidered Logo Polo - Black

Current sale price is £26

(Save £9)

Regular price was £35

4.9 out of 5 stars

23 reviews

undefined Joy-Con 2 Wheel Pair

Nintendo Switch 2

Joy-Con 2 Wheel Pair

£16.99

undefined Trainer Sock - White

Bank Holiday Deal

Trainer Sock - White

Current sale price is £6.40

(Save £1.60)

Regular price was £8

4.4 out of 5 stars

8 reviews

undefined Petite Confident Curve Legging - Black

Petite Confident Curve Legging - Black

Current sale price is £14.40

(Save £3.60)

Regular price was £18

4.4 out of 5 stars

586 reviews

undefined SpotWash Spot Cleaner

SpotWash Spot Cleaner

£129

4.4 out of 5 stars

952 reviews

undefined Boys 7 Pack Trunks - Grey

Bank Holiday Deal

Boys 7 Pack Trunks - Grey

Current sale price is From £8.50

(Save up to £7)

Regular price was From £14

4.2 out of 5 stars

24 reviews

undefined Kids Unisex Tensaur Sport 2.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - Black

£28

4.8 out of 5 stars

3439 reviews

undefined Unisex Ox Trainers - White

Bank Holiday Deal

Unisex Ox Trainers - White

Current sale price is £30

(Save £30)

Regular price was £60

4.7 out of 5 stars

804 reviews

undefined Longline Slim Fit Vests (2 Pack) - Black/White

V by Very Curve

Longline Slim Fit Vests (2 Pack) - Black/White

£16

4.1 out of 5 stars

258 reviews

undefined Performance Train Essentials Training T-Shirt - Black/White

Performance Train Essentials Training T-Shirt - Black/White

£15

4.6 out of 5 stars

87 reviews

undefined The Essential Petite 2 Pack High Waist Leggings - Black

The Essential Petite 2 Pack High Waist Leggings - Black

£16

3.7 out of 5 stars

164 reviews

undefined Infant Unisex Ox Trainers - White

Infant Unisex Ox Trainers - White

£32

5 out of 5 stars

4 reviews

undefined Quick Dry 100% Cotton Towel Range

+3 colours+7 colours+6 colours+4 colours+5 colours

Available in chocolate, black, grey, forest green, natural, hot pink, blue, orange, pink, white coloursAvailable in chocolate, black, grey and 7 more coloursAvailable in chocolate, black, grey, forest green and 6 more coloursAvailable in chocolate, black, grey, forest green, natural, hot pink and 4 more coloursAvailable in chocolate, black, grey, forest green, natural and 5 more colours

Catherine Lansfield

Quick Dry 100% Cotton Towel Range

From £5

4.1 out of 5 stars

29 reviews

undefined Confident Curve Legging - Navy

Bank Holiday Deal

Confident Curve Legging - Navy

Current sale price is £10

(Save £8)

Regular price was £18

4.7 out of 5 stars

231 reviews

undefined Essentials Crew Neck T-Shirt - White

Bank Holiday Deal

Essentials Crew Neck T-Shirt - White

Current sale price is £6

(Save £1.50)

Regular price was £7.50

4.6 out of 5 stars

39 reviews

undefined 2 Pack Basic V Neck T-shirts - Multi

2 Pack Basic V Neck T-shirts - Multi

£12

4.2 out of 5 stars

31 reviews

undefined Wide Leg Jogger - Grey Marl

Bank Holiday Deal

Wide Leg Jogger - Grey Marl

Current sale price is £13

(Save £5)

Regular price was £18

4.6 out of 5 stars

28 reviews

undefined Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white colours

Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

From £8

4.6 out of 5 stars

39 reviews

undefined Confident Curve Cycling Short - Black

Confident Curve Cycling Short - Black

£12

4.3 out of 5 stars

18 reviews

undefined Luxury Relaxer Chair

Luxury Relaxer Chair

£44.99

4.5 out of 5 stars

235 reviews

undefined Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

From £6

4.9 out of 5 stars

17 reviews

undefined Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Baby Unisex 5 Pack Short Sleeve Bodysuits - White

From £8

4.9 out of 5 stars

73 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.