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undefined 8' Fast Set Pool Cover

8' Fast Set Pool Cover

Current sale price is £8.99

(Save £3)

Regular price was £11.99

4.9 out of 5 stars

11 reviews

undefined Knitted 2 Piece Short Set - Multi

Knitted 2 Piece Short Set - Multi

Current sale price is From £9

(Save up to £10)

Regular price was From £18

undefined Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, white, charcoal, silver grey, natural coloursAvailable in black, white, charcoal, silver grey, natural coloursAvailable in black, white, charcoal, silver grey, natural coloursAvailable in black, white, charcoal, silver grey, natural coloursAvailable in black, white, charcoal, silver grey, natural colours

Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

Current sale price is From £7

(Save up to £5)

Regular price was From £11

4.5 out of 5 stars

46 reviews

undefined Girls Short Sleeve Ice Cream T-Shirt - Purple

Girls Short Sleeve Ice Cream T-Shirt - Purple

Current sale price is From £1.75

(Save up to £3.75)

Regular price was From £5

5 out of 5 stars

2 reviews

undefined Disc Console & LEGO Harry Potter Collection

Disc Console & LEGO Harry Potter Collection

Current sale price is £489

Regular price was £504

undefined Console plus Star Wars: Outlaws - Standard Edition

Trade in and get up to £210*

Console plus Star Wars: Outlaws - Standard Edition

£568

undefined 5000BTU Portable Air Con

5000BTU Portable Air Con

Current sale price is £175

Regular price was £180

4.3 out of 5 stars

12 reviews

undefined All Digital 512GB Console, Robot White plus Call of Duty®: Black Ops 6

All Digital 512GB Console, Robot White plus Call of Duty®: Black Ops 6

£369

5 out of 5 stars

2 reviews

undefined Patio Set

Patio Set

Current sale price is £22.99

(Save £27)

Regular price was £49.99

5 out of 5 stars

14 reviews

undefined FlexBreeze TableMate Indoor to Outdoor High-Velocity Tabletop Fan - FA150UK

FlexBreeze TableMate Indoor to Outdoor High-Velocity Tabletop Fan - FA150UK

Current sale price is £99

(Save £50)

Regular price was £149

4.7 out of 5 stars

37 reviews

undefined Malibu Dreamin Shortie Pyjamas - Blue

Malibu Dreamin Shortie Pyjamas - Blue

Current sale price is £9

(Save £11)

Regular price was From £18

undefined Womens Campus 00S Trainers - Cream Core

adidas Originals

Womens Campus 00S Trainers - Cream Core

Current sale price is £45

(Save £45)

Regular price was £90

undefined Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Current sale price is £199

(Save £90)

Regular price was £289

4.7 out of 5 stars

46 reviews

undefined Frill Sleeve Midaxi - Black

Frill Sleeve Midaxi - Black

Current sale price is £10

(Save £10)

Regular price was £20

4.3 out of 5 stars

4 reviews

undefined 10ft Fast Set Swimming Pool

10ft Fast Set Swimming Pool

Current sale price is £24.99

(Save £45)

Regular price was £69.99

3.6 out of 5 stars

18 reviews

undefined Nintendo Switch HW (OLED Model) White &Hogwarts Legacy

Trade in and get up to £210*

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white colours

Nintendo Switch OLED

Nintendo Switch HW (OLED Model) White &Hogwarts Legacy

Current sale price is £339.99

Regular price was £349.99

5 out of 5 stars

4 reviews

undefined Confident Curve Legging - Black

Confident Curve Legging - Black

Current sale price is £10

(Save £5)

Regular price was £15

4.3 out of 5 stars

1079 reviews

undefined Two Pack Poplin Shorts - Black/Khaki

Two Pack Poplin Shorts - Black/Khaki

Current sale price is £17.50

(Save £7.50)

Regular price was £25

5 out of 5 stars

9 reviews

undefined Tailored Multi Button Dress - Beige

Michelle Keegan

Tailored Multi Button Dress - Beige

Current sale price is £29.25

(Save £35.75)

Regular price was £65

4.3 out of 5 stars

6 reviews

undefined 12ft Pool Cover

12ft Pool Cover

Current sale price is £17.99

(Save £5)

Regular price was £22.99

3.5 out of 5 stars

34 reviews

undefined 12,000 BTU Portable 3-in-1 Air Conditioner with 24-Hour Timer, Remote Control, White, 1350W, BXAC40008GB

12,000 BTU Portable 3-in-1 Air Conditioner with 24-Hour Timer, Remote Control, White, 1350W, BXAC40008GB

Current sale price is £369

(Save £180)

Regular price was £549

3.9 out of 5 stars

49 reviews

undefined 7000BTU Portable Air Con

7000BTU Portable Air Con

Current sale price is £190

(Save £10)

Regular price was £200

4.3 out of 5 stars

12 reviews

undefined 3 Pack Crew T-shirt - Teal/blue/navy

3 Pack Crew T-shirt - Teal/blue/navy

Current sale price is £10

(Save £10)

Regular price was £20

4.7 out of 5 stars

32 reviews

undefined 55A6NTUK, 55-inch, 4K HDR, Smart TV

55A6NTUK, 55-inch, 4K HDR, Smart TV

Current sale price is £279

(Save £300)

Regular price was £579

4.5 out of 5 stars

52 reviews

undefined Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

+4 colours+8 colours+7 colours+5 colours+6 colours

Available in blackcurrant, dusty pink, sage green, navy, blue, blush pink, forest green, sea mist, truffle, dark teal, green coloursAvailable in blackcurrant, dusty pink, sage green and 8 more coloursAvailable in blackcurrant, dusty pink, sage green, navy and 7 more coloursAvailable in blackcurrant, dusty pink, sage green, navy, blue, blush pink and 5 more coloursAvailable in blackcurrant, dusty pink, sage green, navy, blue and 6 more colours

Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

Current sale price is From £7

(Save up to £5)

Regular price was From £11

4.5 out of 5 stars

34 reviews

undefined Portable 2-in-1 Air Cooler with 3 Speeds, Copper Motor Technology, 65W, 7L, White, BXAC65001GB

Portable 2-in-1 Air Cooler with 3 Speeds, Copper Motor Technology, 65W, 7L, White, BXAC65001GB

Current sale price is £69

(Save £30)

Regular price was £99

3 out of 5 stars

14 reviews

undefined DU7100, 50 inch, Crystal UHD, 4K Smart TV

DU7100, 50 inch, Crystal UHD, 4K Smart TV

Current sale price is £269

(Save £190)

Regular price was £459

4.3 out of 5 stars

87 reviews

undefined AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

£179

4.6 out of 5 stars

59 reviews

undefined Animal Woven Mix Dress - Print

Animal Woven Mix Dress - Print

Current sale price is £21

(Save £9)

Regular price was £30

3.3 out of 5 stars

3 reviews

undefined Embroidered Hem Denim Shorts - Mid Wash

Embroidered Hem Denim Shorts - Mid Wash

Current sale price is £15.25

(Save £12.75)

Regular price was £28

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.