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undefined 2 Pack Confident Curve Cycling Short - Black/Black

2 Pack Confident Curve Cycling Short - Black/Black

£22

4.4 out of 5 stars

13 reviews

undefined Strap Maxi Dress - Print

Strap Maxi Dress - Print

Current sale price is £17.50

(Save £4.50)

Regular price was £22

3.7 out of 5 stars

3 reviews

undefined Frill Sleeve Ribbed Midaxi Dress - Black

Frill Sleeve Ribbed Midaxi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4 out of 5 stars

3 reviews

undefined Cotton Rich Sleeveless Crochet Top - Mono

Cotton Rich Sleeveless Crochet Top - Mono

Current sale price is £17.50

(Save £7.50)

Regular price was £25

1.5 out of 5 stars

2 reviews

undefined Girls Single Leggings - Grey

Girls Single Leggings - Grey

Current sale price is From £1.50

(Save up to £5)

Regular price was From £5

5 out of 5 stars

1 review

undefined Mini Racer Rib Dress - Black

Mini Racer Rib Dress - Black

Current sale price is £9.50

(Save £2.50)

Regular price was £12

4.3 out of 5 stars

4 reviews

undefined Tie Neck Maxi Dress - Black

Tie Neck Maxi Dress - Black

Current sale price is £15

(Save £15)

Regular price was £30

undefined Girls Solid Single Joggers - Multi

Girls Solid Single Joggers - Multi

Current sale price is From £2

(Save up to £6.50)

Regular price was From £7

5 out of 5 stars

3 reviews

undefined Boys Authentic Short Sleeve T-Shirt - Yellow

Boys Authentic Short Sleeve T-Shirt - Yellow

Current sale price is From £2

(Save up to £12)

Regular price was £14

undefined Frill Short Sleeve Pyjamas - Pink

Frill Short Sleeve Pyjamas - Pink

Current sale price is From £7

(Save up to £8)

Regular price was From £14

5 out of 5 stars

1 review

undefined Seren Dining Set

Seren Dining Set

Current sale price is £134.99

(Save £165)

Regular price was £299.99

3.7 out of 5 stars

3 reviews

undefined Black Broderie Anglaise V Neck Mini Dress

Black Broderie Anglaise V Neck Mini Dress

Current sale price is £12.50

(Save £15.49)

Regular price was £27.99

undefined Women's Essentials Cotton T-Shirt - Blue

adidas Sportswear

Women's Essentials Cotton T-Shirt - Blue

Current sale price is £13

(Save £7)

Regular price was £20

4.3 out of 5 stars

3 reviews

undefined Crinkle Shorts With Lace Insert - Khaki

Crinkle Shorts With Lace Insert - Khaki

Current sale price is £9.75

(Save £8.25)

Regular price was £18

undefined Store £10 Gift Card (Digital Download)

Store £10 Gift Card (Digital Download)

£10

5 out of 5 stars

12 reviews

undefined Floral Applique Strappy Midi Beach Dress - White

Floral Applique Strappy Midi Beach Dress - White

Current sale price is £17.50

(Save £14.50)

Regular price was £32

undefined Explorer Eau de Parfum

Explorer Eau de Parfum

From £39

4.7 out of 5 stars

2238 reviews

undefined Bandeau Banded Hem Top - Black

V by Very Curve

Bandeau Banded Hem Top - Black

£12

5 out of 5 stars

1 review

undefined White Broderie Anglaise V Neck Mini Dress

White Broderie Anglaise V Neck Mini Dress

£27.99

4 out of 5 stars

2 reviews

undefined Hamilton Corner Sofa Set

Hamilton Corner Sofa Set

Current sale price is £296.99

(Save £53)

Regular price was £349.99

4.3 out of 5 stars

15 reviews

undefined Footsteps Arch Fit Double Band Sandal - Black Synthetic

Footsteps Arch Fit Double Band Sandal - Black Synthetic

£34

4.6 out of 5 stars

34 reviews

undefined Slim Jeans with Stretch - Dark Wash

Slim Jeans with Stretch - Dark Wash

Current sale price is £8.50

(Save £19.50)

Regular price was £28

4.6 out of 5 stars

11 reviews

undefined Classic Clog - White

Classic Clog - White

£50

4.6 out of 5 stars

13826 reviews

undefined All Digital Console - 512GB, Robot White plus EA SPORTS FC™ 24 (Standard Edition)

All Digital Console - 512GB, Robot White plus EA SPORTS FC™ 24 (Standard Edition)

£369

5 out of 5 stars

2 reviews

undefined Unisex Training Essential Crew Socks 3 Pack - Black

Unisex Training Essential Crew Socks 3 Pack - Black

Current sale price is £5.50

(Save £4.50)

Regular price was £10

4.8 out of 5 stars

63 reviews

undefined 3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

Current sale price is From £469

(Save up to £150)

Regular price was From £619

4.6 out of 5 stars

130 reviews

undefined Crochet Hem Rib T-shirt - Black

Crochet Hem Rib T-shirt - Black

Current sale price is £12

(Save £10)

Regular price was £22

undefined Women's Breaknet Sleek Suede Trainer - Navy/Pink

adidas Sportswear

Women's Breaknet Sleek Suede Trainer - Navy/Pink

Current sale price is £45

(Save £5)

Regular price was £50

4.7 out of 5 stars

138 reviews

undefined Womens Gazelle Trainers - Yellow

adidas Originals

Womens Gazelle Trainers - Yellow

£85

4.5 out of 5 stars

2 reviews

undefined Square Neck Crochet Mini Dress - Red

Square Neck Crochet Mini Dress - Red

£35

4.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.