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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 181 - 210 (of 256)

Low Frost SH8A2QGRD Tall Larder Fridge - Graphite

Current sale price is £560

HGM600X/1 60 cm Chimney Hood - Stainless steel and glass Stainless Steel & Glass

£249.99

Low Frost SI62S Fridge - Silver

£459

RQ5P470SAID American Fridge Freezer - Stainless Steel

Current sale price is £799

HFC3C26WCX UK Full Size 14-Place Dishwasher with Quick Wash and 3D Zone Wash - Silver

Current sale price is £389

HONCQ2T618EXK Fridge Freezer - Silver

Current sale price is £479

EWDE861483S 8kg Washer Dryer - Silver

£489

RH180FFFF551E1S 180X54cm Frost Free Fridge Freezer - Silver

£319

H-DISH 500 HI 5C6F0S-80 60cm Wide Fullsize Integrated 15-Place Dishwasher, WiFi Enabled, C Rated - Silver

From £449.99

HOSR-5918EIXK-1 American style fridge freezer with plumbed water & ice dispenser - Inox

Current sale price is £899

Series 4 KGN362LDFG 60/40, Frost-Free, 60cm Wide Fridge Freezer - Stainless Steel

Current sale price is £699

IB55532S 54cm Wide Low Frost Fridge Freezer - Silver

Current sale price is £299

RHDW3SS-M/01 60cm Wide 12-Place Setting Freestanding Dishwasher with Dry Plus Technology - Stainless Steel

£409

HOCH1T518EXK 60/40 Total No Frost Fridge Freezer, F Rated - Silver

£419

Low Frost HSZ12A2D2 Integrated Fridge

Current sale price is From £489

Adam Dakota Fireplace in Pure White & Grey with Helios Electric Fire in Brushed Steel, 39 Inch

£309

H7FHS51XUK Fullsize 15 Place Setting Freestanding Dishwasher - Silver

Current sale price is £529

No Frost UI6F2TS Undercounter Freezer - Silver

£509

Class 7 SI7 891 SP IX Multiflow Oven - Stainless Steel

Current sale price is £559

Pureflat RF793N4SASE Total No Frost American Fridge Freezer with Plumbed Water and Ice Dispenser - Stainless Steel

Current sale price is £1599

T637000 16 inch Metal Pedestal Fan with 3 Speeds - Chrome

Current sale price is £49

Cube 90 HCR5919ENMP Total No Frost American Fridge Freezer, E Rated - Stainless Steel

£1199

3.5L Sear and Stew Slow Cooker - Titanium - Oval - Dishwasher Proof

£59

Series 4 KGV39VLEAG 60cm Wide, VitaFresh, 70/30 split, Low Frost Fridge Freezer - Silver

Current sale price is £649

Distinctions Kettle and 2-Slice Toaster Bundle - Titanium

£119

Crease Care NTM1182SSKUK 8kg Heat Pump Freestanding Tumble Dryer - Silver

£549

H3BL626XUK 14 Place Setting Built-in Dishwasher

From £429

SH6A2QGR Low Frost Tall Larder Fridge - Graphite

Current sale price is £489