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undefined Immy Dressing Table With Lit Mirror - FSC Certified

Immy Dressing Table With Lit Mirror - FSC Certified

Current sale price is £149

(Save £100)

Regular price was £249

2.3 out of 5 stars

9 reviews

undefined Panama 2 Door, 1 Drawer Wardrobe - FSC® Certified

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in grey, white, oak coloursAvailable in grey, white, oak coloursAvailable in grey, white, oak coloursAvailable in grey, white, oak coloursAvailable in grey, white, oak colours

Panama 2 Door, 1 Drawer Wardrobe - FSC® Certified

Current sale price is £129

(Save £20)

Regular price was £149

2.5 out of 5 stars

67 reviews

undefined Re.Maine Regular Fit Jeans - Blue

Re.Maine Regular Fit Jeans - Blue

Current sale price is £48

(Save £71)

Regular price was £119

2 out of 5 stars

2 reviews

undefined Hawaii Duo Seat

Hawaii Duo Seat

Current sale price is £50.39

(Save £49.60)

Regular price was £99.99

2.8 out of 5 stars

12 reviews

undefined Beaded Long Sleeve Knitted Dress - Green

Michelle Keegan

Beaded Long Sleeve Knitted Dress - Green

Current sale price is £56

(Save £14)

Regular price was £70

2.4 out of 5 stars

9 reviews

undefined Arizona Eva Flat Sandal - Gold

Arizona Eva Flat Sandal - Gold

Current sale price is £37.50

(Save £12.50)

Regular price was £50

2.8 out of 5 stars

4 reviews

undefined Acorn Floor Standing Wooden Kitchen

Acorn Floor Standing Wooden Kitchen

Current sale price is £34.99

(Save £25)

Regular price was £59.99

2.5 out of 5 stars

43 reviews

undefined High Waist Wrap Front Wide Jeans - Mid Wash

High Waist Wrap Front Wide Jeans - Mid Wash

£40

2.8 out of 5 stars

9 reviews

undefined Vitality PRO Lilac

Vitality PRO Lilac

Current sale price is £25

(Save £25)

Regular price was £50

2.4 out of 5 stars

38 reviews

undefined Prague 4 + 2 Chest of Drawers - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak colours

Prague 4 + 2 Chest of Drawers - FSC® Certified

Current sale price is £149

(Save £20)

Regular price was £169

2.9 out of 5 stars

12 reviews

undefined Vitality PRO Black

Vitality PRO Black

Current sale price is £25

(Save £25)

Regular price was £50

2.6 out of 5 stars

42 reviews

undefined 3 Pack Classic Crew T-Shirt - Assorted

3 Pack Classic Crew T-Shirt - Assorted

Current sale price is £36

(Save £9)

Regular price was £45

2.1 out of 5 stars

7 reviews

undefined Camberley Bed with Mattress Options (Buy and SAVE!)

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak colours

Camberley Bed with Mattress Options (Buy and SAVE!)

Current sale price is From £99

(Save up to £220)

Regular price was From £199

2.5 out of 5 stars

47 reviews

undefined Woven Mix Midaxi Dress - Burgundy

Woven Mix Midaxi Dress - Burgundy

Current sale price is £25.60

(Save £6.40)

Regular price was £32

2 out of 5 stars

1 review

undefined RH814W111W 11 Series 8kg Load, 1400rpm Spin Washing Machine - White

RH814W111W 11 Series 8kg Load, 1400rpm Spin Washing Machine - White

£289

2.3 out of 5 stars

6 reviews

undefined Vermont 6 Seater Dining Set (with Air Padded Texilene Chair and Parasol)

Vermont 6 Seater Dining Set (with Air Padded Texilene Chair and Parasol)

Current sale price is £269.99

(Save £130)

Regular price was £399.99

2.5 out of 5 stars

4 reviews

undefined Strapless Belted Jumpsuit - Cream

Strapless Belted Jumpsuit - Cream

Current sale price is £33

(Save £27)

Regular price was £60

2.3 out of 5 stars

3 reviews

undefined Denim Bermuda Shorts - Mid Wash

Denim Bermuda Shorts - Mid Wash

Current sale price is £20

(Save £5)

Regular price was £25

2.5 out of 5 stars

4 reviews

undefined One Shoulder Ruched Dress - Brown

One Shoulder Ruched Dress - Brown

£38

2.5 out of 5 stars

4 reviews

undefined Sydney Sofa Set

Sydney Sofa Set

Current sale price is £107.99

(Save £12)

Regular price was £119.99

2.9 out of 5 stars

18 reviews

undefined Crochet Flower Mini Dress - Cream

Crochet Flower Mini Dress - Cream

Current sale price is £22.40

(Save £5.60)

Regular price was £28

2 out of 5 stars

1 review

undefined Pleated Corset Sleeveless Dress - Cream

Michelle Keegan

Pleated Corset Sleeveless Dress - Cream

Current sale price is £56

(Save £14)

Regular price was £70

2.3 out of 5 stars

3 reviews

undefined Floral Wide Leg Trouser - Blue

Floral Wide Leg Trouser - Blue

Current sale price is £31.20

(Save £7.80)

Regular price was £39

2 out of 5 stars

1 review

undefined RXEC20 Pro Corded 3-in-1 stick Vacuum

RXEC20 Pro Corded 3-in-1 stick Vacuum

£39

2.8 out of 5 stars

99 reviews

undefined Crochet Beach Co Ord Short - Black/cream

Crochet Beach Co Ord Short - Black/cream

£25

2 out of 5 stars

1 review

undefined Pleated Corset Sleeveless Dress - Green

Michelle Keegan

Pleated Corset Sleeveless Dress - Green

£70

2.3 out of 5 stars

3 reviews

undefined High Waist Wide Leg - Light Wash

High Waist Wide Leg - Light Wash

Current sale price is £28

(Save £7)

Regular price was £35

2.5 out of 5 stars

6 reviews

undefined Classic Skinny Jeans - Blue

Classic Skinny Jeans - Blue

Current sale price is £32

(Save £8)

Regular price was £40

2.3 out of 5 stars

4 reviews

undefined Ombre Cowl Neck Midi Dress - Print

Ombre Cowl Neck Midi Dress - Print

Current sale price is £48

(Save £12)

Regular price was £60

2 out of 5 stars

2 reviews

undefined Tropical Print Midi Dress - Orange

Tropical Print Midi Dress - Orange

£48

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.