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Michelle Keegan Seam Detail Midaxi Dress - Black

Michelle Keegan

Seam Detail Midaxi Dress - Black

£50

2.8 out of 5 stars

4 reviews

Xbox £50 Gift Card (Digital Code)

Buy Digital Games with Me

£50 Gift Card (Digital Code)

£50

2.4 out of 5 stars

17 reviews

adidas Originals Firebird Loose Track Pants - Olive/Maroon

adidas Originals

Firebird Loose Track Pants - Olive/Maroon

Current sale price is £42

(Save £18)

Regular price was £60

2 out of 5 stars

1 review

Style Cheat Embroidered Linen Sleeveless Daphne Dress - White

Embroidered Linen Sleeveless Daphne Dress - White

Current sale price is £48.50

(Save £26.50)

Regular price was £75

2.8 out of 5 stars

4 reviews

The Very Collection Tweed Overlay Pleated Midaxi Dress - White

The Very Collection

Tweed Overlay Pleated Midaxi Dress - White

Current sale price is £48.75

(Save £21.25)

Regular price was £70

2.7 out of 5 stars

3 reviews

Michelle Keegan Relaxed Denim Shirt - Mid Wash

Michelle Keegan

Relaxed Denim Shirt - Mid Wash

£45

2 out of 5 stars

1 review

River Island Cotton Tile Print Cutwork Mini Dress

Cotton Tile Print Cutwork Mini Dress

£49

2 out of 5 stars

1 review

Calvin Klein Underwear Icon Cotton Stretch 3 Pack Boxer Brief - Black

Underwear Icon Cotton Stretch 3 Pack Boxer Brief - Black

£44

2 out of 5 stars

1 review

AX Paris Off The Shoulder Double Split Midi Dress - Red

Off The Shoulder Double Split Midi Dress - Red

Current sale price is £41.25

(Save £13.75)

Regular price was £55

2 out of 5 stars

1 review

The Very Collection Lotus Panelled Under Sink Bathroom Cabinet - Oak - FSC® Certified

The Very Collection

Lotus Panelled Under Sink Bathroom Cabinet - Oak - FSC® Certified

Current sale price is £49

(Save £50.99)

Regular price was £99.99

2.8 out of 5 stars

5 reviews

River Island Wide Leg Pj Pant Genie - Blue

Wide Leg Pj Pant Genie - Blue

£42

2 out of 5 stars

1 review

Friends Like These Button Peplum Waistcoat Jumpsuits - Green

Friends Like These

Button Peplum Waistcoat Jumpsuits - Green

Current sale price is £41.50

(Save £10.50)

Regular price was £52

2 out of 5 stars

2 reviews

Levi's 94 Baggy Wide Leg Jeans - Light Touch - Blue

94 Baggy Wide Leg Jeans - Light Touch - Blue

Current sale price is £49

(Save £21)

Regular price was £70

2 out of 5 stars

1 review

THE NORTH FACE Men's 24/7 7 Inch Shorts - Black

Men's 24/7 7 Inch Shorts - Black

£40

2.3 out of 5 stars

3 reviews

Panache Polka Dot Florence Bikini Top

Polka Dot Florence Bikini Top

£40

2.5 out of 5 stars

2 reviews

AX Paris Round Neck Puff Sleeve Midi Dress - Red

Round Neck Puff Sleeve Midi Dress - Red

Current sale price is £42.50

(Save £7.50)

Regular price was £50

2 out of 5 stars

1 review

Nike Youth Phantom 6 Low Academy Firm Ground Football Boots - Blue

Youth Phantom 6 Low Academy Firm Ground Football Boots - Blue

Current sale price is £42

(Save £18)

Regular price was £60

2.3 out of 5 stars

4 reviews

Nike Mens Academy 25 Pants - Black

Mens Academy 25 Pants - Black

£40

2 out of 5 stars

5 reviews

Tommy Jeans A-line Dress - Blue

A-line Dress - Blue

Current sale price is £40

(Save £40)

Regular price was £80

2 out of 5 stars

1 review

Nike Mens Club Woven Cargo Pants - Black

Mens Club Woven Cargo Pants - Black

Current sale price is £42

(Save £18)

Regular price was £60

2 out of 5 stars

3 reviews

Roman Petite Stripe Boho Maxi Dress

Petite Stripe Boho Maxi Dress

Current sale price is £46.40

(Save £11.60)

Regular price was £58

2 out of 5 stars

1 review

Apricot Bold Stripe Milkmaid Midaxi Drs - Yellow

Bold Stripe Milkmaid Midaxi Drs - Yellow

£40

2 out of 5 stars

1 review

Sweaty Betty Womens Training Super Soft 7/8 Yoga Leggings - Pink

Womens Training Super Soft 7/8 Yoga Leggings - Pink

Current sale price is £40

(Save £48)

Regular price was £88

2 out of 5 stars

1 review

UNDER ARMOUR Womens Training Motion Tights - Black

Womens Training Motion Tights - Black

£42

2 out of 5 stars

1 review

Schuh Tennessee Leather Cross Strap Sandal - Black

Tennessee Leather Cross Strap Sandal - Black

£45

2 out of 5 stars

1 review

JDY Tina Midi Ballon Dress - White

Tina Midi Ballon Dress - White

£50

2 out of 5 stars

1 review

Nobodys Child Ingrid Midi Dress - Purple

Ingrid Midi Dress - Purple

Current sale price is £42.50

(Save £46.50)

Regular price was £89

2 out of 5 stars

1 review

rucomfy Mini-Slouch Bean Bag - Jumbo Cord - Ivory

Mini-Slouch Bean Bag - Jumbo Cord - Ivory

Current sale price is £40

(Save £10)

Regular price was £50

2.3 out of 5 stars

3 reviews

Sweaty Betty Womens Training Get Set 2-In-1 Multi-Train Shorts - Pink

Womens Training Get Set 2-In-1 Multi-Train Shorts - Pink

Current sale price is £44

(Save £11)

Regular price was £55

2 out of 5 stars

1 review

Baby Chic Celuna Doll Travel System

Baby Chic Celuna Doll Travel System

Current sale price is £44.99

(Save £75)

Regular price was £119.99

2.4 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.