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undefined That Lit Look Giftset (worth £84)

Bank Holiday Deal

That Lit Look Giftset (worth £84)

Current sale price is £26

(Save £18)

Regular price was £44

4.5 out of 5 stars

2 reviews

undefined Watch Series 10 (GPS) 42mm Rose Gold Aluminium Case with Light Blush Sport Band - S/M

Trade in & get up to £340*

Watch Series 10 (GPS) 42mm Rose Gold Aluminium Case with Light Blush Sport Band - S/M

Current sale price is £299

(Save £100)

Regular price was £399

4.3 out of 5 stars

13 reviews

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Bank Holiday Deal

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Current sale price is From £39

(Save up to £20)

Regular price was From £52

4.4 out of 5 stars

719 reviews

undefined iPhone 16, 128Gb - Pink

Trade in & get up to £560*

iPhone 16, 128Gb - Pink

Current sale price is From £699

(Save up to £100)

Regular price was From £799

4.8 out of 5 stars

12 reviews

undefined A-List Badgal Bang Mascara, Hoola Bronzer, Porefessional Primer & 24hr Brow Setter Gift Set Worth 62.50

Bank Holiday Deal

A-List Badgal Bang Mascara, Hoola Bronzer, Porefessional Primer & 24hr Brow Setter Gift Set Worth 62.50

Current sale price is £23

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Regular price was £39

4.3 out of 5 stars

9 reviews

undefined iPhone 15, 128Gb - Pink

Trade in & get up to £560*

iPhone 15, 128Gb - Pink

Current sale price is £599

(Save £100)

Regular price was £699

4.7 out of 5 stars

52 reviews

undefined Classic Clog K - White

Classic Clog K - White

£40

4.6 out of 5 stars

478 reviews

undefined Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

£229

4.9 out of 5 stars

8633 reviews

undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

140 reviews

undefined DualSense Wireless Controller - Midnight Black

DualSense Wireless Controller - Midnight Black

Current sale price is £59.99

(Save £5)

Regular price was £64.99

4.5 out of 5 stars

87 reviews

undefined Watch Series 10 (GPS), 42mm Jet Black Aluminium Case with Black Sport Band - S/M

Trade in & get up to £340*

Watch Series 10 (GPS), 42mm Jet Black Aluminium Case with Black Sport Band - S/M

Current sale price is £299

(Save £100)

Regular price was £399

4.4 out of 5 stars

16 reviews

undefined Watch SE (GPS, 2024) Midnight Aluminium Case with Midnight Sport Band

Trade in & get up to £340*

Watch SE (GPS, 2024) Midnight Aluminium Case with Midnight Sport Band

From £219

4.5 out of 5 stars

27 reviews

undefined Jump-It Wipe Out

Bank Holiday Deal

Jump-It Wipe Out

Current sale price is £54.99

(Save £5)

Regular price was £59.99

4.1 out of 5 stars

16 reviews

undefined Footsteps Arch Fit Double Band Sandal - Black Synthetic

Footsteps Arch Fit Double Band Sandal - Black Synthetic

£34

4.6 out of 5 stars

30 reviews

undefined WH-CH520 Wireless Bluetooth Headphones

Bank Holiday Deal

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white colours

WH-CH520 Wireless Bluetooth Headphones

Current sale price is From £34

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Regular price was £49

4.6 out of 5 stars

815 reviews

undefined Flash Eau de Parfum - 60ml

Bank Holiday Deal

Flash Eau de Parfum - 60ml

Current sale price is £29

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Regular price was £55

4.9 out of 5 stars

103 reviews

undefined Harper Thermal Dim Out Eyelet Curtains

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in blush, cream, grey, black, navy, sky blue, latte, green coloursAvailable in blush, cream, grey and 5 more coloursAvailable in blush, cream, grey, black, navy, sky blue, latte, green coloursAvailable in blush, cream, grey, black, navy, sky blue, latte, green coloursAvailable in blush, cream, grey, black, navy, sky blue, latte, green colours

Harper Thermal Dim Out Eyelet Curtains

From £18

4.3 out of 5 stars

53 reviews

undefined AirTag

AirTag

Current sale price is From £28

(Save up to £9)

Regular price was From £35

4.7 out of 5 stars

84 reviews

undefined Womens 327 Trainers - Animal Print

Womens 327 Trainers - Animal Print

£110

4.2 out of 5 stars

10 reviews

undefined Crochet Bandeau Midaxi Dress - Yellow

Michelle Keegan

Crochet Bandeau Midaxi Dress - Yellow

£80

4 out of 5 stars

3 reviews

undefined 20W USB-C Power Adapter

20W USB-C Power Adapter

£19

4.9 out of 5 stars

37 reviews

undefined Longline Military Jacket - Black

Longline Military Jacket - Black

£45

4.4 out of 5 stars

548 reviews

undefined Pale Blue Wide Leg Patch Pocket Soft Denim

Pale Blue Wide Leg Patch Pocket Soft Denim

£34.99

4 out of 5 stars

5 reviews

undefined Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.7 out of 5 stars

128 reviews

undefined Mens Challenger T-shirt - Black

Bank Holiday Deal

Mens Challenger T-shirt - Black

Current sale price is £17.50

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Regular price was £25

4.6 out of 5 stars

14 reviews

undefined 2 Pack of Shorts - Black/Mono Palm Print

2 Pack of Shorts - Black/Mono Palm Print

£16

4.1 out of 5 stars

9 reviews

undefined Tie Shoulder Jumpsuit - Brown Print

Tie Shoulder Jumpsuit - Brown Print

£22

4.7 out of 5 stars

3 reviews

undefined Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13829 reviews

undefined Women's Essentials High Waisted Leggings - Black

Bank Holiday Deal

adidas Originals

Women's Essentials High Waisted Leggings - Black

Current sale price is £19

(Save £9)

Regular price was £28

4 out of 5 stars

3 reviews

undefined Denim Bermuda Shorts - Mid Wash

Denim Bermuda Shorts - Mid Wash

Current sale price is £20

(Save £5)

Regular price was £25

4 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.