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undefined iPad (A16, 2025), 11-inch, Wi-Fi

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow colours

iPad (A16, 2025), 11-inch, Wi-Fi

Current sale price is From £329

Regular price was From £329

5 out of 5 stars

4 reviews

undefined iPhone 16, 128Gb - Black

Trade in & get up to £560*

iPhone 16, 128Gb - Black

Current sale price is From £699

(Save up to £100)

Regular price was From £799

5 out of 5 stars

23 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - White

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - White

£60

5 out of 5 stars

1 review

undefined Galaxy Book4 (2024) - 15.6in, Intel Core 5, 8GB RAM, 256GB Storage - Grey with M365 Personal and Norton 360 Included (12 mths)

Galaxy Book4 (2024) - 15.6in, Intel Core 5, 8GB RAM, 256GB Storage - Grey with M365 Personal and Norton 360 Included (12 mths)

Current sale price is £399

(Save £450)

Regular price was £849

5 out of 5 stars

1 review

undefined 20V 4.0Ah 33cm Cordless Lawnmower and 25cm Grass Trimmer - CR20 Range - LM C33B & LT C25B

20V 4.0Ah 33cm Cordless Lawnmower and 25cm Grass Trimmer - CR20 Range - LM C33B & LT C25B

£169.99

5 out of 5 stars

4 reviews

undefined MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD - Midnight

Trade In & get up to £850*

MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD - Midnight

Current sale price is £949

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Regular price was £999

5 out of 5 stars

2 reviews

undefined Double Shell Trim Jersey Midaxi Dress - Brown

Michelle Keegan

Double Shell Trim Jersey Midaxi Dress - Brown

£45

5 out of 5 stars

1 review

undefined Watch Series 10 (GPS), 42mm Jet Black Aluminium Case with Black Sport Band - M/L

Trade in & get up to £340*

Watch Series 10 (GPS), 42mm Jet Black Aluminium Case with Black Sport Band - M/L

Current sale price is £299

(Save £100)

Regular price was £399

5 out of 5 stars

9 reviews

undefined 44" Freestanding Tower Fan - White

44" Freestanding Tower Fan - White

£44

5 out of 5 stars

4 reviews

undefined Comfort 2000 Mattress

Comfort 2000 Mattress

Current sale price is From £224.10

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Regular price was From £249

5 out of 5 stars

7 reviews

undefined Watch Series 10 (GPS) 42mm Rose Gold Aluminium Case with Light Blush Sport Band - M/L

Trade in & get up to £340*

Watch Series 10 (GPS) 42mm Rose Gold Aluminium Case with Light Blush Sport Band - M/L

Current sale price is £299

(Save £100)

Regular price was £399

5 out of 5 stars

8 reviews

undefined Women's 530 Trainers - White

Women's 530 Trainers - White

£100

5 out of 5 stars

5 reviews

undefined MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD - Sky Blue

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MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD - Sky Blue

Current sale price is £949

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Regular price was £999

5 out of 5 stars

3 reviews

undefined Stretch Denim Mom Shorts

Stretch Denim Mom Shorts

£28

5 out of 5 stars

2 reviews

undefined iPhone 16 Pro, 128Gb - Desert Titanium

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iPhone 16 Pro, 128Gb - Desert Titanium

Current sale price is £899

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Regular price was £999

5 out of 5 stars

12 reviews

undefined iPad Pro (M4, 2024) 13 inch, Wi-Fi with Standard Glass

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in space black, silver coloursAvailable in space black, silver coloursAvailable in space black, silver coloursAvailable in space black, silver coloursAvailable in space black, silver colours

iPad Pro (M4, 2024) 13 inch, Wi-Fi with Standard Glass

From £1299

5 out of 5 stars

17 reviews

undefined Unisex Campus 00S Trainers - White/Black

adidas Originals

Unisex Campus 00S Trainers - White/Black

Current sale price is £59

(Save £31)

Regular price was £90

5 out of 5 stars

3 reviews

undefined Printed Trouser - Multi

Michelle Keegan

Printed Trouser - Multi

£30

5 out of 5 stars

1 review

undefined Set of 2 Adjustable Loungers

Set of 2 Adjustable Loungers

Current sale price is £129.99

(Save £20)

Regular price was £149.99

5 out of 5 stars

8 reviews

undefined Two Pack Poplin Shorts - Black/Khaki

Two Pack Poplin Shorts - Black/Khaki

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

6 reviews

undefined Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

£34

5 out of 5 stars

2 reviews

undefined Short Sleeve Denim Midi Dress - Dark Wash

Short Sleeve Denim Midi Dress - Dark Wash

£45

5 out of 5 stars

1 review

undefined Clair Obscur: Expedition 33

Clair Obscur: Expedition 33

Current sale price is £42.99

(Save £7)

Regular price was £49.99

5 out of 5 stars

2 reviews

undefined Kindle eReader 16GB (2024) - Matcha

Kindle eReader 16GB (2024) - Matcha

£94.99

5 out of 5 stars

11 reviews

undefined Texture Playsuit - Black

Texture Playsuit - Black

£20

5 out of 5 stars

1 review

undefined iPhone 16 Pro, 256Gb - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro, 256Gb - Black Titanium

Current sale price is £999

(Save £100)

Regular price was £1099

5 out of 5 stars

12 reviews

undefined Wrap Wide Leg Jumpsuit - Black

Wrap Wide Leg Jumpsuit - Black

£20

5 out of 5 stars

4 reviews

undefined Ruffle Polka Dot Chiffon Maxi Dress - Black

Ruffle Polka Dot Chiffon Maxi Dress - Black

£60

5 out of 5 stars

3 reviews

undefined Cut Out Maxi Dress - Black

Cut Out Maxi Dress - Black

£40

5 out of 5 stars

1 review

undefined iPhone 16, 128Gb - Ultramarine

Trade in & get up to £560*

iPhone 16, 128Gb - Ultramarine

Current sale price is From £699

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Regular price was From £799

5 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.