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Apple iPhone 16, 128Gb - Black

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iPhone 16, 128Gb - Black

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Regular price was From £799

5 out of 5 stars

34 reviews

Converse Womens Wide Hi Top Trainers - Black

Womens Wide Hi Top Trainers - Black

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Regular price was £65

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Elle Sport Calf Wellington Boot With Warm Lining – Black

Calf Wellington Boot With Warm Lining – Black

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Apple Watch Series 11 (GPS) 46mm Jet Black Aluminium Case with Black Sport Band - M/L

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Watch Series 11 (GPS) 46mm Jet Black Aluminium Case with Black Sport Band - M/L

£399

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2 reviews

Samsung UE43U7000, 43 Inch Crystal UHD 4K Smart TV

UE43U7000, 43 Inch Crystal UHD 4K Smart TV

£249

5 out of 5 stars

13 reviews

adidas Sportswear Men's Adidas Tracksuit - Black

adidas Sportswear

Men's Adidas Tracksuit - Black

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Regular price was £50

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1 review

Apple iPhone 17, 256GB - Black

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iPhone 17, 256GB - Black

£799

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8 reviews

Russell Hobbs RH8CTD111B 11 Series, 8kg Condenser Dryer in Black

RH8CTD111B 11 Series, 8kg Condenser Dryer in Black

Current sale price is £299

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Regular price was £329

5 out of 5 stars

7 reviews

UGG Tasman Ii Slippers - Black

Tasman Ii Slippers - Black

£115

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2 reviews

UNDER ARMOUR Mens Challenger Tracksuit - Black/White

Mens Challenger Tracksuit - Black/White

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Regular price was £70

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3 reviews

Barbour International BIntl Diablo Quilted Sweat - Black

Barbour International

BIntl Diablo Quilted Sweat - Black

£139

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1 review

adidas Sportswear Men's Sportswear Basic 3 Stripes Woven Tracksuit - Black

adidas Sportswear

Men's Sportswear Basic 3 Stripes Woven Tracksuit - Black

Current sale price is £41

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Regular price was £55

5 out of 5 stars

6 reviews

UNDER ARMOUR Mens Training Novelty Tracksuit - Black

Mens Training Novelty Tracksuit - Black

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3 reviews

adidas Sportswear Junior Boys Essentials T-shirt - Black

adidas Sportswear

Junior Boys Essentials T-shirt - Black

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Regular price was £13

5 out of 5 stars

17 reviews

Calvin Klein ICON Cotton Stretch 3 Pack Trunks - Black

ICON Cotton Stretch 3 Pack Trunks - Black

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£999

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V by Very Boys Heavy Weight Padded Jacket With Popper Pockets - Black

Boys Heavy Weight Padded Jacket With Popper Pockets - Black

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Regular price was From £36

5 out of 5 stars

1 review

The Very Collection Classic Comfort Roll Neck Jumper - Black

The Very Collection

Classic Comfort Roll Neck Jumper - Black

£20

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2 reviews

Very Man Essentials Overhead Hoodie - Black

Essentials Overhead Hoodie - Black

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Regular price was £24

5 out of 5 stars

13 reviews

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Regular price was £49

5 out of 5 stars

3 reviews

V by Very Sorona Wadded Short Padded Jacket - Black

Sorona Wadded Short Padded Jacket - Black

£45

5 out of 5 stars

3 reviews

New Look Aw25 Fleece Lined - Black

Aw25 Fleece Lined - Black

£11.99

5 out of 5 stars

1 review

adidas Sportswear Junior Boys Seasonal Essentials Tiberio 3-Stripes Fleece Track Suit - Black

adidas Sportswear

Junior Boys Seasonal Essentials Tiberio 3-Stripes Fleece Track Suit - Black

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

Hisense 65A6QTUK 65-inch 4K Ultra HD Smart TV with Freely

65A6QTUK 65-inch 4K Ultra HD Smart TV with Freely

Current sale price is £449

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Regular price was £799

5 out of 5 stars

1 review

Apple MacBook Air (M4, 2025) 15 inch with 10-core CPU and 10-core GPU, 16GB Unified Memory, 256GB SSD

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+1 colour

Available in midnight, sky blue, starlight, silver coloursAvailable in midnight, sky blue, starlight, silver coloursAvailable in midnight, sky blue, starlight, silver coloursAvailable in midnight, sky blue, starlight, silver coloursAvailable in midnight, sky blue, starlight, silver colours

MacBook Air (M4, 2025) 15 inch with 10-core CPU and 10-core GPU, 16GB Unified Memory, 256GB SSD

Current sale price is From £1079.97

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Regular price was From £1099

5 out of 5 stars

4 reviews

The Very Collection Waist Detail Padded Coat - Black

The Very Collection

Waist Detail Padded Coat - Black

£68

5 out of 5 stars

2 reviews

Barbour International BIntl Olivios Puffer Jacket - Black

Barbour International

BIntl Olivios Puffer Jacket - Black

Current sale price is £167

(Save £42)

Regular price was £209

5 out of 5 stars

1 review

River Island Metallic Ri Pack Of 5 Trunks - Black

Metallic Ri Pack Of 5 Trunks - Black

£26

5 out of 5 stars

2 reviews

V by Very The Essential Longline Hoodie with Side Splits - Black

The Essential Longline Hoodie with Side Splits - Black

£20

5 out of 5 stars

2 reviews

Barbour International BIntl Longline Olivios Puffer Jacket - Black

Barbour International

BIntl Longline Olivios Puffer Jacket - Black

£249

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.