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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Gifts & Jewellery, Created Brilliance, Jack Daniels, For Her

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Results: 1 - 30 (of 44)

Cynthia 9ct White Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

£800

Old No 7 Whiskey 70cl Guitar Case Gift Set

£48.99

Victoria 9ct White Gold 3ct tw Lab Grown Flower Bracelet

Current sale price is £1870

Gwen 9ct White Gold 0.66ct tw Lab Grown Diamond Engagement Ring

£950

Margot Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Engagement Ring

£650

Freya Created Brilliance 9ct White Gold 0.85ct Oval Lab Grown Diamond Ring

£800

Rebecca Created Brilliance 18ct White Gold Oval and Pear 1ct Lab Grown Diamond Ring

£1500

Olivia Created Brilliance 9ct Yellow Gold 0.45ct Lab Grown Diamond Three Stone Ring

Current sale price is £450

Elise 9ct White Gold 0.75ct Lab Grown Diamond and Created Sapphire Toi et Moi Necklace 18+2 Inches

£800

Colette 9ct White Gold 0.74ct tw Lab Grown Diamonds and Created Sapphire Band Ring

Current sale price is £765

Helen Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Cluster Ring

Current sale price is £510

Celia Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Solitaire Ring

£550

Lillian Created Brilliance 9ct White Gold 0.75ct Lab Grown Diamond Cluster Ring

£650

Sienna Created Brilliance 9ct White Gold 0.70ct Lab Grown Diamond Engagement Ring

£850

Gemma Created Brilliance 9ct White Gold 0.52ct Lab Grown Diamond Halo Ring

£700

Elsie Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Ring

Current sale price is £356

Sylvia Created Brilliance 9ct Yellow Gold 0.25ct Lab Grown Diamond Pendant Necklace

£300

Sienna , 9ct Yellow Gold 0.70ct tw Lab Grown Diamond Ring

£1099

Florence Created Brilliance 18ct Yellow Gold 0.25ct Lab Grown Diamond Vintage Inspired Wedding Band

Current sale price is £640

Alice 9ct White Gold 1ct tw Lab Grown Diamond Pear Halo Engagement Ring

£1100

Felicity Created Brilliance 9ct Gold 0.20ct Diamond Solitaire Necklace 16 inch + 2 inch extender

Current sale price is £340

Odette Created Brilliance 9ct White Gold Created Sapphire and 0.25ct Lab Grown Diamond Eternity Ring

Current sale price is £383

Rosalind Created Brilliance 9ct White Gold Created Sapphire and 0.20ct Lab Grown Diamond Ring

Current sale price is £440

Olivia Created Brilliance 9ct White Gold 0.45ct Lab Grown Diamond Three Stone Ring

Current sale price is £469

Unity 9ct Yellow Gold 1.30ct tw. Lab Grown Diamond and Created Emerald Toi et Moi Stud Earrings

£975

Audrey Created Brilliance 9ct White Gold 1ct Lab Grown Diamond Three Stone Ring

Current sale price is £600

Ida Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Round Halo Ring

£600

Rachel Created Brilliance 9ct Yellow Gold Pear 0.75ct Lab Grown Diamond Ring

Current sale price is £563

Odette Created Brilliance 9ct Yellow Gold Created Emerald and 0.25ct Lab Grown Diamond Eternity Ring

Current sale price is £383

Cate Created Brilliance 9ct Gold Created Emerald and 0.25ct Lab Grown Diamond Cluster Ring

£550