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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 61 - 90 (of 241)

I55Z1112SUK Freestanding Undercounter Freezer - Silver

£269

CHDC92WWGDUK 9kg Condenser Dryer - White

£359

RH2TTDW101B 2-Place Setting Table Top Dishwasher - Black

Current sale price is £279

CYDC72WWGLUK 7kg Condenser Dryer - White

Current sale price is £239

RH4CLR1001 4L Mini Compact Cooler for Drinks and Cosmetics, Retro Style, White & Chrome

Current sale price is £34

MUR4894E 48cm Wide Under-Counter Fridge with Ice Box - White

£169

DF030FL 13-Setting Freestanding Fullsize Dishwasher - Silver - E Rated

Current sale price is £399

RH9HPTD111B 11 Series 9kg Heat Pump Tumble Dryer in Black

Current sale price is £339

H2FHL626XUK 14 Place Full Size Freestanding Dishwasher - Silver

£389

Smart Pro CSOE C8DG-80 8kg Load Condenser Tumble Dryer - White

£299

Series 2 SMS2HVI67G Fullsize, 14-Place Setting Freestanding Dishwasher - 6 programmes, Vario baskets, Vario Drawer, 5 option, 46dB, 9L - Silver

Current sale price is £519

MCF142EB 142L Chest Freezer - Black

Current sale price is £179

HFC3C26WCUK 14-Place Full Size Dishwasher - White

Current sale price is £339

MUL4892ES 48cm Wide Under-Counter Fridge - Silver

£189

RH4CLR1001P Mini Cooler 4L Pink

Current sale price is £34

KTTF0E6B-1011 Vintage Beer Design 45L Table Top Fridge

Current sale price is £99

HOLHS58EBHK UC 55cm Freestanding Fridge - Black

Current sale price is £239

H55R1112WUK Freestanding Undercounter Fridge - White

£279

HF0C3SB0FX-80 10 pl H-Dish Slim C Rated - Silver

£399

IN2FD10CS70WUK Push & Go Freestanding Slimline Dishwasher - White

£349

I55Z1112WUK Freestanding Undercounter Freezer - White

£249

RHTTF0E1B 43L Table Top Fridge - Black

Current sale price is £89

HP2FE10CS90BUK Freestanding Slimline Dishwasher - Black

Current sale price is £299

IN2FE13DT9AUK 60cm Wide Freestanding 13-Setting Dishwasher - Dark Silver

Current sale price is £299

I55R1112WUK Freestanding Undercounter Fridge - White

£259

IN2FE13DT9SUK 60cm Wide 13-Place Setting Freestanding Dishwasher - Silver

Current sale price is £299

RH3VTD800 2.5kg Compact Vented Tumble Dryer in White

Current sale price is £179

RH99CF0E1B 99L Compact Chest Freezer - Black

Current sale price is £149

Series 6 DW60DG760FSLU4 Freestanding 60cm Dishwasher with Water Jet Clean & Smart Things, 14 Place Settings - Dark Silver

Current sale price is £799

IN2FE13DT9WUK 60cm Wide 13-Placed Setting Freestanding Dishwasher - White

£319

Results: 61 - 90 (of 241)