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Home & Garden, Julian Bowen, Customer Rating 5

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undefined Hilton Bench

Bank Holiday Deal

Hilton Bench

Current sale price is £143.20

(Save £35.80)

Regular price was £179

5 out of 5 stars

1 review

undefined Elba Daybed Frame with Guest Bed - White

Bank Holiday Deal

Elba Daybed Frame with Guest Bed - White

Current sale price is £229

(Save £70)

Regular price was £299

5 out of 5 stars

3 reviews

undefined Bali Ottoman Storage Bed

Bali Ottoman Storage Bed

From £539

5 out of 5 stars

1 review

undefined Linwood Small Dining Table

Linwood Small Dining Table

Current sale price is £79.20

(Save £19.80)

Regular price was £99

5 out of 5 stars

1 review

undefined Camden Bunk Bed with Spring Mattresses Option - Anthracite Grey

Bank Holiday Deal

Camden Bunk Bed with Spring Mattresses Option - Anthracite Grey

Current sale price is From £269

(Save up to £40)

Regular price was From £299

5 out of 5 stars

1 review

undefined Odette King Bed - Light Taupe

Bank Holiday Deal

Odette King Bed - Light Taupe

Current sale price is From £529

(Save up to £120)

Regular price was From £649

5 out of 5 stars

1 review

undefined Woburn Dining Table

Bank Holiday Deal

Woburn Dining Table

Current sale price is £399

(Save £280)

Regular price was £679

5 out of 5 stars

1 review

undefined Venice Bed - Grey

Bank Holiday Deal

Venice Bed - Grey

Current sale price is From £189

(Save up to £60)

Regular price was From £249

5 out of 5 stars

2 reviews

undefined Savoy 150 cm Folding Dining Table + 4 Chairs Set

Savoy 150 cm Folding Dining Table + 4 Chairs Set

Current sale price is £279.20

(Save £69.80)

Regular price was £349

5 out of 5 stars

1 review

undefined Bali Bookcase Headboard Bed, 135cm

Bank Holiday Deal

Bali Bookcase Headboard Bed, 135cm

Current sale price is From £299

(Save up to £100)

Regular price was From £399

5 out of 5 stars

1 review

undefined Frida Storage Ottoman Bed

Bank Holiday Deal

Frida Storage Ottoman Bed

Current sale price is From £449

(Save up to £130)

Regular price was From £579

5 out of 5 stars

1 review

undefined Chelsea Large 140 cm Round Glass Top Dining Table

Bank Holiday Deal

Chelsea Large 140 cm Round Glass Top Dining Table

Current sale price is £229

(Save £70)

Regular price was £299

5 out of 5 stars

3 reviews

undefined Rosa Double Bed In A Box

Rosa Double Bed In A Box

£249

5 out of 5 stars

4 reviews

undefined Maine Bunk Bed - Dove Grey

Maine Bunk Bed - Dove Grey

£499

5 out of 5 stars

1 review

undefined Pair of Davenport Solid Wood Dining Chairs

Bank Holiday Deal

Pair of Davenport Solid Wood Dining Chairs

Current sale price is £129

(Save £40)

Regular price was £169

5 out of 5 stars

4 reviews

undefined Coxmoor Solid Oak Console Table - Oak/Ivory

Bank Holiday Deal

Coxmoor Solid Oak Console Table - Oak/Ivory

Current sale price is £127.20

(Save £31.80)

Regular price was £159

5 out of 5 stars

1 review

undefined Trio Triple Stacker Bunk Bed with Spring Mattress Option - Light Grey

Trio Triple Stacker Bunk Bed with Spring Mattress Option - Light Grey

From £599

5 out of 5 stars

1 review

undefined Trio Triple Stacker Bunk Bed with Spring Mattress Option - Anthracite Grey

Trio Triple Stacker Bunk Bed with Spring Mattress Option - Anthracite Grey

From £599

5 out of 5 stars

2 reviews

undefined Bali Tv Unit - Grey Oak

Bank Holiday Deal

Bali Tv Unit - Grey Oak

Current sale price is £207.20

(Save £51.80)

Regular price was £259

5 out of 5 stars

1 review

undefined Coxmoor 118 cm Solid Oak Dining Table + 4 Chairs

Bank Holiday Deal

Coxmoor 118 cm Solid Oak Dining Table + 4 Chairs

Current sale price is £399.20

(Save £99.80)

Regular price was £499

5 out of 5 stars

1 review

undefined Maine 3 Door, 2 Drawer Wardrobe - Black

Bank Holiday Deal

Maine 3 Door, 2 Drawer Wardrobe - Black

Current sale price is £749

(Save £50)

Regular price was £799

5 out of 5 stars

1 review

undefined Davenport 106 cm Round Pedestal Table - Grey/Oak

Davenport 106 cm Round Pedestal Table - Grey/Oak

Current sale price is £215.20

(Save £53.80)

Regular price was £269

5 out of 5 stars

2 reviews

undefined Memphis Limed Oak 3 Drawer Bedside

Bank Holiday Deal

Memphis Limed Oak 3 Drawer Bedside

Current sale price is £169

(Save £50)

Regular price was £219

5 out of 5 stars

1 review

undefined Marlborough Ready Assembled 4 Drawer Chest

Marlborough Ready Assembled 4 Drawer Chest

£449

5 out of 5 stars

3 reviews

undefined Set Of 2 Alassio Spindle Back Dining Chairs - Black

Bank Holiday Deal

Set Of 2 Alassio Spindle Back Dining Chairs - Black

Current sale price is £129

(Save £40)

Regular price was £169

5 out of 5 stars

1 review

undefined Soprano Leaner Full Length Mirror

Bank Holiday Deal

Soprano Leaner Full Length Mirror

Current sale price is £144

(Save £36)

Regular price was £180

5 out of 5 stars

3 reviews

undefined Memphis Limed Oak 3 Drawer Chest

Memphis Limed Oak 3 Drawer Chest

£499

5 out of 5 stars

1 review

undefined Tribeca Bench

Tribeca Bench

Current sale price is £79.20

(Save £19.80)

Regular price was £99

5 out of 5 stars

1 review

undefined Maine 2 Door, 1 Drawer Wardrobe - Black

Maine 2 Door, 1 Drawer Wardrobe - Black

£569

5 out of 5 stars

1 review

undefined Palais Leaner Full Length Mirror

Bank Holiday Deal

Palais Leaner Full Length Mirror

Current sale price is £126

(Save £84)

Regular price was £210

5 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.