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undefined Series 29 Smart Calling Watch

Series 29 Smart Calling Watch

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4.2 out of 5 stars

6 reviews

undefined Series 30 Smart Calling Amoled Watch

Series 30 Smart Calling Amoled Watch

Current sale price is £45

(Save £15)

Regular price was £60

1 out of 5 stars

1 review

undefined Men's Monogram Blue Leather bracelet

Men's Monogram Blue Leather bracelet

Current sale price is £48

(Save £21)

Regular price was £69

3 out of 5 stars

1 review

undefined Bandeau Dress with Neck Scarf - Blue

Michelle Keegan

Bandeau Dress with Neck Scarf - Blue

Current sale price is £44.80

(Save £25.20)

Regular price was £70

2.6 out of 5 stars

5 reviews

undefined Slim Fit Jeans - Indigo

Armani Exchange

Slim Fit Jeans - Indigo

Current sale price is £49.50

(Save £60.50)

Regular price was £110

3.5 out of 5 stars

2 reviews

undefined Striped Summer Tote Bag - Navy

Striped Summer Tote Bag - Navy

Current sale price is £49.50

(Save £60.50)

Regular price was £110

undefined 512 Slim Tapered Fit Jeans - Hold On Me - Blue

512 Slim Tapered Fit Jeans - Hold On Me - Blue

Current sale price is £40

(Save £60)

Regular price was £100

5 out of 5 stars

5 reviews

undefined Slim Fit Check Suit Jacket - Navy

Slim Fit Check Suit Jacket - Navy

Current sale price is £40

(Save £40)

Regular price was £80

4.7 out of 5 stars

3 reviews

undefined Levis 501® Original Straight Fit Jeans - Basil Barton Springs - Blue

Levis 501® Original Straight Fit Jeans - Basil Barton Springs - Blue

Current sale price is £50

(Save £50)

Regular price was £100

4.1 out of 5 stars

23 reviews

undefined Slim Fit Jeans - Midi Wash

Armani Exchange

Slim Fit Jeans - Midi Wash

Current sale price is £49.50

(Save £60.50)

Regular price was £110

undefined Polo Mini Dress - Navy

Polo Mini Dress - Navy

Current sale price is £46.75

(Save £73.25)

Regular price was £120

5 out of 5 stars

1 review

undefined Printed Mini Dress - Bright Blue

Printed Mini Dress - Bright Blue

Current sale price is £48

(Save £27)

Regular price was £75

undefined 501 Original Straight Fit Jeans - Lean Machine Lightweight - Blue

501 Original Straight Fit Jeans - Lean Machine Lightweight - Blue

Current sale price is £45

(Save £55)

Regular price was £100

undefined 511 Slim Fit Jeans - A Step Ahead - Light Blue

511 Slim Fit Jeans - A Step Ahead - Light Blue

Current sale price is £50

(Save £50)

Regular price was £100

4.3 out of 5 stars

13 reviews

undefined 512 Slim Taper Fit Jeans- Rather Be You Adv- Midi Wash

512 Slim Taper Fit Jeans- Rather Be You Adv- Midi Wash

Current sale price is £42.75

(Save £67.25)

Regular price was £110

5 out of 5 stars

2 reviews

undefined Chambray Mini Dress - Blue

Chambray Mini Dress - Blue

Current sale price is £44

(Save £56)

Regular price was £100

undefined Womens Running Arishi V4 Trainers - Dream State

Womens Running Arishi V4 Trainers - Dream State

Current sale price is £45

(Save £45)

Regular price was £90

4 out of 5 stars

395 reviews

undefined Geo Lace Fit & Flare Dress

Geo Lace Fit & Flare Dress

Current sale price is £49.60

(Save £39.40)

Regular price was £89

undefined 512 Slim Taper Fit Jeans - Still Wishing - Dark Blue

512 Slim Taper Fit Jeans - Still Wishing - Dark Blue

Current sale price is £45

(Save £55)

Regular price was £100

5 out of 5 stars

4 reviews

undefined 501 Original Straight Fit Jeans - I Call You Name Blue

501 Original Straight Fit Jeans - I Call You Name Blue

Current sale price is £44

(Save £56)

Regular price was £100

4.5 out of 5 stars

8 reviews

undefined 511™ Slim Fit Performance Cool Jeans - On The Cool - Blue

511™ Slim Fit Performance Cool Jeans - On The Cool - Blue

Current sale price is £47.50

(Save £47.50)

Regular price was £95

5 out of 5 stars

1 review

undefined 501® Crop - Luxor Blue

501® Crop - Luxor Blue

Current sale price is £40

(Save £60)

Regular price was £100

4.1 out of 5 stars

149 reviews

undefined Embroidered Midi Dress - Blue

Embroidered Midi Dress - Blue

Current sale price is £42.50

(Save £42.50)

Regular price was £85

undefined 512 Slim Tapered Fit Jeans - Lasting Memories - Dark Blue

512 Slim Tapered Fit Jeans - Lasting Memories - Dark Blue

Current sale price is £50

(Save £50)

Regular price was £100

5 out of 5 stars

2 reviews

undefined 501™ Levi's crop Jeans - Must Be Mine Blue

501™ Levi's crop Jeans - Must Be Mine Blue

Current sale price is £45

(Save £55)

Regular price was £100

4 out of 5 stars

238 reviews

undefined Slim Fit Jeans - Midi Wash

Armani Exchange

Slim Fit Jeans - Midi Wash

Current sale price is £49

(Save £91)

Regular price was £140

undefined High-waisted Mom Jeans - Emerging Energy - Blue

High-waisted Mom Jeans - Emerging Energy - Blue

Current sale price is £44.80

(Save £25.20)

Regular price was £70

undefined 511 Slim Fit Jeans - Light Blue

511 Slim Fit Jeans - Light Blue

Current sale price is £49.50

(Save £60.50)

Regular price was £110

5 out of 5 stars

2 reviews

undefined Regular Fit Chest Stripe Polo Shirt - Navy

Regular Fit Chest Stripe Polo Shirt - Navy

Current sale price is £42.50

(Save £42.50)

Regular price was £85

undefined Womens Training Power 6 Biker Shorts - Blue

Womens Training Power 6 Biker Shorts - Blue

Current sale price is £42

(Save £18)

Regular price was £60

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.