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undefined Cut Out Maxi Dress - Black

Cut Out Maxi Dress - Black

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

3 reviews

undefined Lace Insert Dress - Black

Lace Insert Dress - Black

Current sale price is £32

(Save £24)

Regular price was £56

undefined Man Blue Eau de Toilette 100ml

Man Blue Eau de Toilette 100ml

Current sale price is £39

(Save £39)

Regular price was £78

4.6 out of 5 stars

105 reviews

undefined Smudge Print Strappy Wrap Top Knot Skirt Midi Dress - Multi

Smudge Print Strappy Wrap Top Knot Skirt Midi Dress - Multi

Current sale price is £38.50

(Save £16.50)

Regular price was £55

undefined Men's Running Charged Surge 4 Trainers - Khaki

Men's Running Charged Surge 4 Trainers - Khaki

Current sale price is £30

(Save £20)

Regular price was £50

4.6 out of 5 stars

357 reviews

undefined Smudge Print Strappy Wrap Top Gathered Skirt Midi Dress - Multi

Smudge Print Strappy Wrap Top Gathered Skirt Midi Dress - Multi

Current sale price is £36

(Save £9)

Regular price was £45

3.5 out of 5 stars

2 reviews

undefined Set of 2 Tall Rattan Effect Planters - Grey

Set of 2 Tall Rattan Effect Planters - Grey

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.7 out of 5 stars

29 reviews

undefined Sleeveless Draped Top Ruched Skirt Midi Dress - Navy

Sleeveless Draped Top Ruched Skirt Midi Dress - Navy

Current sale price is £35

(Save £15)

Regular price was £50

undefined Calming Foot Spa

Calming Foot Spa

Current sale price is £35.99

(Save £9)

Regular price was £44.99

3.7 out of 5 stars

6 reviews

undefined Black And Cream Abstract Print 3/4 Sleeves Waist Side Tie Mini Dress - Multi

Black And Cream Abstract Print 3/4 Sleeves Waist Side Tie Mini Dress - Multi

Current sale price is £36

(Save £9)

Regular price was £45

3 out of 5 stars

1 review

undefined Hawaii 3-Piece Bistro Set

Hawaii 3-Piece Bistro Set

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.8 out of 5 stars

5 reviews

undefined Wave Define Professional Ceramic Waver

Wave Define Professional Ceramic Waver

Current sale price is £34.99

(Save £25)

Regular price was £59.99

5 out of 5 stars

1 review

Armani Exchange

Regular Fit Cuff Logo Zip Polo Shirt - Light Brown

Current sale price is £34

(Save £51)

Regular price was £85

5 out of 5 stars

1 review

undefined Halterneck Pleated Dress - White

Michelle Keegan

Halterneck Pleated Dress - White

Current sale price is £39

(Save £26)

Regular price was £65

5 out of 5 stars

2 reviews

undefined Adult Luxury Memory Foam Bamboo Pillow - White

Adult Luxury Memory Foam Bamboo Pillow - White

Current sale price is £34

(Save £11)

Regular price was £45

4.7 out of 5 stars

2345 reviews

undefined Pair Syringa 'Palibin' (Lilac) standard 90cm

Pair Syringa 'Palibin' (Lilac) standard 90cm

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.2 out of 5 stars

12 reviews

undefined Boys Knit Track Suit - Black

Boys Knit Track Suit - Black

Current sale price is £33

(Save £22)

Regular price was £55

4.6 out of 5 stars

44 reviews

undefined Floral Print Ruffle Trim Midi Dress - Blue

Floral Print Ruffle Trim Midi Dress - Blue

Current sale price is £32

(Save £13.99)

Regular price was £45.99

undefined Pinstripe Relaxed Trouser - Brown

Pinstripe Relaxed Trouser - Brown

Current sale price is £31

(Save £21)

Regular price was £52

5 out of 5 stars

1 review

undefined Floral Print Lace Mini Dress

Floral Print Lace Mini Dress

Current sale price is £34.50

(Save £34.50)

Regular price was £69

undefined Emerson Midi Dress - Black

Barbour International

Emerson Midi Dress - Black

Current sale price is £36

(Save £24)

Regular price was £60

undefined Bead Detail Mini Dress - White

Michelle Keegan

Bead Detail Mini Dress - White

Current sale price is £35

(Save £15)

Regular price was £50

3 out of 5 stars

1 review

undefined Wide Leg Pleated Trouser - Khaki

Wide Leg Pleated Trouser - Khaki

Current sale price is £31.50

(Save £13.50)

Regular price was £45

5 out of 5 stars

1 review

undefined Combined Halter Dress - Cream

Combined Halter Dress - Cream

Current sale price is £35.75

(Save £20.25)

Regular price was £56

undefined Off-The-Shoulder Curved Waist Midaxi Dress - Beige

Michelle Keegan

Off-The-Shoulder Curved Waist Midaxi Dress - Beige

Current sale price is £31.50

(Save £13.50)

Regular price was £45

3.5 out of 5 stars

6 reviews

undefined Floral Ruffle Playsuit - Cream

Floral Ruffle Playsuit - Cream

Current sale price is £33.25

(Save £22.75)

Regular price was £56

undefined Long Sleeve Button Detail Mini Dress - Black - Black

Long Sleeve Button Detail Mini Dress - Black - Black

Current sale price is £36.25

(Save £15.75)

Regular price was £52

undefined Ombre Pleated Satin Maxi Dress - Blue

Ombre Pleated Satin Maxi Dress - Blue

Current sale price is £31.50

(Save £8.49)

Regular price was £39.99

undefined Beauty For Women Eau De Parfum 100ml

Beauty For Women Eau De Parfum 100ml

Current sale price is £37

(Save £53)

Regular price was £90

4.7 out of 5 stars

140 reviews

undefined Frill Yoke Blouse - Yellow

Frill Yoke Blouse - Yellow

Current sale price is £31.25

(Save £14.75)

Regular price was £46

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.