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undefined Denim Ruffle Trophy Jacket - Mid Wash

Denim Ruffle Trophy Jacket - Mid Wash

Current sale price is £20.75

(Save £17.25)

Regular price was £38

1 out of 5 stars

2 reviews

undefined iPhone 16 Pro Max, 256Gb - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro Max, 256Gb - Black Titanium

Current sale price is £1029

(Save £170)

Regular price was £1199

4.8 out of 5 stars

41 reviews

undefined Mens Tiro Essentials Tracksuit - Black/white

Mens Tiro Essentials Tracksuit - Black/white

Current sale price is £56

(Save £14)

Regular price was £70

5 out of 5 stars

6 reviews

undefined Chromebook CX1400CKA-NK0380 - 14in FHD, Intel Celeron, 4GB RAM, 64GB SSD - Silver

Chromebook CX1400CKA-NK0380 - 14in FHD, Intel Celeron, 4GB RAM, 64GB SSD - Silver

Current sale price is £149

(Save £80)

Regular price was £229

4.5 out of 5 stars

20 reviews

undefined Beekeepers’ House and Flower Garden 42669

Beekeepers’ House and Flower Garden 42669

Current sale price is £62.99

(Save £27)

Regular price was £89.99

5 out of 5 stars

17 reviews

undefined PowerPro Pet Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UKT

PowerPro Pet Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UKT

Current sale price is £189

(Save £90)

Regular price was £279

4.5 out of 5 stars

114 reviews

undefined Series 5 AI Energy WW90CGC04DABEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

Series 5 AI Energy WW90CGC04DABEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

Current sale price is £369

(Save £200)

Regular price was £569

4.7 out of 5 stars

212 reviews

undefined Atlanta High Sleeper with Desk, Drawers and Wardrobe with Mattress Options (Buy and SAVE!) - White

Atlanta High Sleeper with Desk, Drawers and Wardrobe with Mattress Options (Buy and SAVE!) - White

Current sale price is From £319

(Save up to £80)

Regular price was From £399

4.4 out of 5 stars

24 reviews

undefined PartyBox 320 Powerful Portable Party speaker with battery and wheels

Limited Time Offer

PartyBox 320 Powerful Portable Party speaker with battery and wheels

Current sale price is £499

(Save £30)

Regular price was £529

4.6 out of 5 stars

92 reviews

undefined DU7100, 43-inch, Crystal UHD, 4K Smart TV

DU7100, 43-inch, Crystal UHD, 4K Smart TV

Current sale price is £199

(Save £180)

Regular price was £379

4.3 out of 5 stars

92 reviews

undefined Womens Energize Track Suit - Black

adidas Sportswear

Womens Energize Track Suit - Black

£75

4.8 out of 5 stars

4 reviews

undefined The Scent Magnetic EDP for Him - 100ml

The Scent Magnetic EDP for Him - 100ml

Current sale price is £87

(Save £12)

Regular price was £99

4.7 out of 5 stars

145 reviews

undefined Bobs Desert Kiss Low Strap Sandal - Black

Bobs Desert Kiss Low Strap Sandal - Black

£39

4.4 out of 5 stars

7 reviews

undefined Boat with Puppy Figure Set

Boat with Puppy Figure Set

Current sale price is £9.99

(Save £15)

Regular price was £24.99

4.8 out of 5 stars

39 reviews

undefined 3 Pack of One Boxer Briefs - Black

3 Pack of One Boxer Briefs - Black

£45

5 out of 5 stars

1 review

undefined EOS R8 Full Frame Mirrorless Camera (Body Only)

EOS R8 Full Frame Mirrorless Camera (Body Only)

Current sale price is £1199.99

(Save £500)

Regular price was £1699.99

4.8 out of 5 stars

23 reviews

undefined Short Sleeve Knitted Cardigan - Neutral

Short Sleeve Knitted Cardigan - Neutral

Current sale price is £10.50

(Save £24.50)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Aspire Go 14 Laptop - 14in WUXGA, AMD Ryzen 3 7320U, 8GB RAM, 128GB SSD - Silver

Aspire Go 14 Laptop - 14in WUXGA, AMD Ryzen 3 7320U, 8GB RAM, 128GB SSD - Silver

Current sale price is From £449

Regular price was From £529

4.4 out of 5 stars

5 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

43A6NTUK, 43-inch, 4K HDR, Smart TV

Current sale price is £189

(Save £240)

Regular price was £429

4.5 out of 5 stars

40 reviews

undefined Assassin’s Creed Shadows

Assassin’s Creed Shadows

Current sale price is £56.99

(Save £11)

Regular price was £67.99

5 out of 5 stars

15 reviews

undefined PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

Limited Time Offer

PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

Current sale price is £629

(Save £70)

Regular price was £699

4.6 out of 5 stars

9 reviews

undefined WH-1000XM4 Noise-Cancelling Wireless Headphones

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, silver, blue coloursAvailable in black, silver, blue coloursAvailable in black, silver, blue coloursAvailable in black, silver, blue coloursAvailable in black, silver, blue colours

WH-1000XM4 Noise-Cancelling Wireless Headphones

Current sale price is From £179

(Save up to £171)

Regular price was £350

4.6 out of 5 stars

2927 reviews

undefined UFO Den & Climbing Frame

UFO Den & Climbing Frame

Current sale price is £139.99

(Save £90)

Regular price was £229.99

3 out of 5 stars

12 reviews

undefined Galaxy S24 FE 5G - Galaxy AI

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue colours

Galaxy S24 FE 5G - Galaxy AI

Current sale price is From £549

(Save up to £100)

Regular price was From £649

4.6 out of 5 stars

1162 reviews

undefined ET1810 Printer

ET1810 Printer

Current sale price is £149.99

(Save £20)

Regular price was £169.99

4.5 out of 5 stars

4 reviews

undefined Leather Ox Trainers - White

Leather Ox Trainers - White

From £55

4.4 out of 5 stars

245 reviews

undefined 15-fc0017na Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 256GB SSD - Black

15-fc0017na Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 256GB SSD - Black

Current sale price is From £379

(Save up to £120)

Regular price was From £499

4.4 out of 5 stars

183 reviews

undefined a7 III Full-frame Mirrorless Camera (Body + 28-70mm Zoom Lens)

a7 III Full-frame Mirrorless Camera (Body + 28-70mm Zoom Lens)

Current sale price is £1399

(Save £300)

Regular price was £1699

4.6 out of 5 stars

134 reviews

undefined Galaxy Tab S10 Ultra 512GB Moonstone Grey with Charger

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, silver coloursAvailable in grey, silver coloursAvailable in grey, silver coloursAvailable in grey, silver coloursAvailable in grey, silver colours

Galaxy Tab S10 Ultra 512GB Moonstone Grey with Charger

Current sale price is From £999

(Save up to £300)

Regular price was From £1199

4.8 out of 5 stars

134 reviews

undefined 65A7NQTUK, 65-inch, Mid QLED, 4K HDR, Smart TV

65A7NQTUK, 65-inch, Mid QLED, 4K HDR, Smart TV

Current sale price is £569

(Save £330)

Regular price was £899

4.9 out of 5 stars

19 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.