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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

20% off Selected Fashion, Sportswear & Beauty, Women, womens, £750-£1000

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Womens Accessories

Brand

Price Range

Colour

Ring Type

Recipient

Metal Type

Customer Rating

Stone Type

Party Occasion

Use

Strap Style

Watch Material

Watch Type

Necklace Type

Results: 1 - 30 (of 30)

Cynthia 9ct White Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

£800

9ct White Gold Lab Grown Cushion 0.50ct G VS Diamond Ring

£999

1Ct Diamond Solitaire Halo Ring G VS+ Lab Grown

£1000

Greca Flourish Green Dial Ladies Watch

£960

9ct White Gold 0.37ct Diamond Bridal Ring Set

£850

Lady Lynsey 9ct Gold 2.25ct total Round Brilliant Moissanite Solitaire Ring With Stone Set Shoulders

£750

Liv 9ct Yellow Gold 0.75ct tw Lab Grown Diamond Entwined Band Ring

£900

Platinum Diamond Half Eternity Ring

£995

18ct White Gold Diamond Wedding Ring

£850

Colette Created Brilliance 9ct White Gold 1ct Lab Grown Diamond Three Row Ring

£900

Emerald 1.00ct Lab Grown Diamond Ring - 9ct White Gold

£795

9ct White Gold Engagement Ring. Double Row 0.33ct Diamond Eternity Engagement Ring

£999

Sienna Created Brilliance 9ct White Gold 0.70ct Lab Grown Diamond Engagement Ring

£850

9ct White Gold Engagement Ring. 0.33ct Diamond Three Stone Ring

£899

Princessa 9ct Yellow Gold Engagement Ring. 0.33ct Diamond Cluster Ring

£899

9ct Yellow Gold Diamond Cluster Engagement Ring

£895

Colette 9ct White Gold 0.74ct tw Lab Grown Diamonds and Created Sapphire Band Ring

£900

Princessa 9ct White Gold Engagement Ring. 0.33ct Diamond Cluster Ring

£899

Perfect Fit 9ct White Gold Wedding and Engagement Ring Set. 0.25ct Diamond Bridal Set

£999

Platinum 25 Point Diamond Channel Set Eternity Ring

£890

Gwen 9ct White Gold 0.66ct tw Lab Grown Diamond Engagement Ring

£950

Freya Created Brilliance 9ct White Gold 0.85ct Oval Lab Grown Diamond Ring

£800

9ct Gold, Rose Gold and White Gold Sparkle Bangle

£950

9ct White Gold 0.33ct Diamond Bridal Set

£760

Amie 9ct White Gold 0.66ct tw Lab Grown Diamond Engagement Ring

£850

Millenyium Ladies Watch

£880

18ct Gold Diamond Half Eternity Wedding Ring

£850

Cynthia Created Brilliance™ 9ct Yellow Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

£800

Greca Flourish Watch Bi Colour Bracelet Strap Ladies Watch

£960

Elise 9ct Yellow Gold 0.75ct Lab Grown Diamond and Created Emerald Toi et Moi Necklace 18+2 Inches

£800

Results: 1 - 30 (of 30)