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undefined Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

Current sale price is £27.20

(Save £6.80)

Regular price was £34

4.8 out of 5 stars

5 reviews

undefined Square Neck Crochet Mini Dress - Red

Square Neck Crochet Mini Dress - Red

£35

4.7 out of 5 stars

3 reviews

undefined Console with Mario Kart 8 Deluxe

Trade in and get up to £210*

Nintendo Switch Lite

Console with Mario Kart 8 Deluxe

£239.98

4.8 out of 5 stars

25 reviews

undefined 55A6NTUK, 55-inch, 4K HDR, Smart TV

55A6NTUK, 55-inch, 4K HDR, Smart TV

Current sale price is £279

(Save £300)

Regular price was £579

4.5 out of 5 stars

49 reviews

undefined Junior Girls VL Court Bold Trainers - Black/White

adidas Sportswear

Junior Girls VL Court Bold Trainers - Black/White

Current sale price is £36

(Save £9)

Regular price was £45

4.9 out of 5 stars

815 reviews

undefined Girls 3 Piece Activewear Set - Multi

Girls 3 Piece Activewear Set - Multi

Current sale price is From £16.75

(Save up to £8.25)

Regular price was From £24

5 out of 5 stars

1 review

undefined Neon Console 1.1 & Pokemon Violet

Trade in and get up to £210*

Nintendo Switch

Neon Console 1.1 & Pokemon Violet

£295.99

5 out of 5 stars

5 reviews

undefined Footsteps Arch Fit Double Band Sandal - Black Synthetic

Footsteps Arch Fit Double Band Sandal - Black Synthetic

Current sale price is £27.20

(Save £6.80)

Regular price was £34

4.6 out of 5 stars

32 reviews

undefined Girls Denim Waistcoat And Short Set - Multi

Girls Denim Waistcoat And Short Set - Multi

Current sale price is From £14.40

(Save up to £4.80)

Regular price was From £18

undefined Yellow Console with & Super Mario Bros. Wonder

Trade in and get up to £210*

Nintendo Switch Lite

Yellow Console with & Super Mario Bros. Wonder

£239.99

3.5 out of 5 stars

4 reviews

undefined Crochet Bandeau Midaxi Dress - Yellow

Michelle Keegan

Crochet Bandeau Midaxi Dress - Yellow

£80

4 out of 5 stars

3 reviews

undefined Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey colours

Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

Current sale price is From £7

(Save up to £5)

Regular price was From £11

4.5 out of 5 stars

46 reviews

undefined Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away NZ691UK

Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away NZ691UK

Current sale price is £149

(Save £80)

Regular price was £229

4.6 out of 5 stars

231 reviews

undefined Hawaii Duo Seat

Hawaii Duo Seat

Current sale price is £50.39

(Save £49.60)

Regular price was £99.99

2.8 out of 5 stars

12 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - White

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - White

£60

4.1 out of 5 stars

9 reviews

undefined TCG: Poke Ball Tin 2024

TCG: Poke Ball Tin 2024

£14.99

3.7 out of 5 stars

7 reviews

undefined Broderie Twist Front Midaxi Dress - White

Broderie Twist Front Midaxi Dress - White

£55

undefined A-List Badgal Bang Mascara, Hoola Bronzer, Porefessional Primer & 24hr Brow Setter Gift Set Worth 62.50

A-List Badgal Bang Mascara, Hoola Bronzer, Porefessional Primer & 24hr Brow Setter Gift Set Worth 62.50

Current sale price is £23

(Save £16)

Regular price was £39

4.3 out of 5 stars

10 reviews

undefined One Shoulder Ruched Dress - Brown

One Shoulder Ruched Dress - Brown

£38

2.5 out of 5 stars

4 reviews

undefined Two Pack Poplin Shorts - Black/Khaki

Two Pack Poplin Shorts - Black/Khaki

Current sale price is £17.50

(Save £7.50)

Regular price was £25

5 out of 5 stars

8 reviews

undefined Mens Challenger T-shirt - Black

Mens Challenger T-shirt - Black

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4.6 out of 5 stars

15 reviews

undefined Arch Fit Footsteps Molded Sling Back Sandal - Rose

Arch Fit Footsteps Molded Sling Back Sandal - Rose

Current sale price is £27.20

(Save £6.80)

Regular price was £34

5 out of 5 stars

7 reviews

undefined Sleeveless Woven Hem Dress

Sleeveless Woven Hem Dress

Current sale price is £22.40

(Save £5.60)

Regular price was £28

3.4 out of 5 stars

7 reviews

undefined 20W USB-C Power Adapter

20W USB-C Power Adapter

£19

4.9 out of 5 stars

37 reviews

undefined Neon Console with Zelda: Tears of the Kingdom

Trade in and get up to £210*

Nintendo Switch

Neon Console with Zelda: Tears of the Kingdom

£299.99

4.7 out of 5 stars

6 reviews

undefined Double Shell Trim Jersey Midaxi Dress - Brown

Michelle Keegan

Double Shell Trim Jersey Midaxi Dress - Brown

£45

4.2 out of 5 stars

6 reviews

undefined Store £20 Gift Card (Digital Download)

Store £20 Gift Card (Digital Download)

£20

4.7 out of 5 stars

125 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

43A6NTUK, 43-inch, 4K HDR, Smart TV

Current sale price is £189

(Save £240)

Regular price was £429

4.4 out of 5 stars

38 reviews

undefined Neon Console with Super Mario 3D World + Bowser’s Fury & Animal Crossing

Trade in and get up to £210*

Nintendo Switch

Neon Console with Super Mario 3D World + Bowser’s Fury & Animal Crossing

£329.99

4.9 out of 5 stars

17 reviews

undefined NB Everyday 3 Pack Crew Socks - White

NB Everyday 3 Pack Crew Socks - White

Current sale price is £9.60

(Save £2.40)

Regular price was £12

4.8 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.