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undefined SpotWash Duo Spot Cleaner

SpotWash Duo Spot Cleaner

Current sale price is £94

(Save £45)

Regular price was £139

4.7 out of 5 stars

685 reviews

undefined RHTTF0E1B 43L Table Top Fridge - Black

RHTTF0E1B 43L Table Top Fridge - Black

Current sale price is £89

(Save £10)

Regular price was £99

4.9 out of 5 stars

8 reviews

undefined Unisex 530 Trainers - White/blue

Unisex 530 Trainers - White/blue

Current sale price is £80

(Save £20)

Regular price was £100

4.7 out of 5 stars

2.6k reviews

undefined Dual Layer Pro Hybrid Foam Mattress

Dual Layer Pro Hybrid Foam Mattress

Current sale price is From £99

(Save up to £20)

Regular price was From £109

3.9 out of 5 stars

55 reviews

undefined SR750120W 99L Chest Freezer - White

SR750120W 99L Chest Freezer - White

Current sale price is £99

(Save £50)

Regular price was £149

4.8 out of 5 stars

48 reviews

undefined Kindle eReader 16GB (2024) - Matcha

Kindle eReader 16GB (2024) - Matcha

£94.99

5 out of 5 stars

15 reviews

undefined Foam Rolled Mattress

Foam Rolled Mattress

Current sale price is From £99

(Save up to £30)

Regular price was From £119

4.5 out of 5 stars

149 reviews

undefined Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Grey - - FSC® Certified

Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Grey - - FSC® Certified

Current sale price is From £79

(Save up to £40)

Regular price was From £119

4.4 out of 5 stars

35 reviews

undefined Sydney Big Buckle Sandal - Black

Sydney Big Buckle Sandal - Black

Current sale price is £88

(Save £22)

Regular price was £110

4 out of 5 stars

1 review

undefined Clayton Wooden Bed Frame with Mattress Options (Buy & SAVE!) - White

Clayton Wooden Bed Frame with Mattress Options (Buy & SAVE!) - White

Current sale price is From £89

(Save up to £50)

Regular price was From £99

3.2 out of 5 stars

171 reviews

undefined StainStriker Stain & Spot Cleaner PX200UK

StainStriker Stain & Spot Cleaner PX200UK

Current sale price is £99

(Save £50)

Regular price was £149

4.5 out of 5 stars

38 reviews

undefined Men's Arizona Oiled Leather Sandal - Brown

Men's Arizona Oiled Leather Sandal - Brown

Current sale price is £84

(Save £21)

Regular price was £105

3.3 out of 5 stars

4 reviews

undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

143 reviews

undefined Black Tower Fan

Black Tower Fan

£84

3.7 out of 5 stars

3 reviews

undefined Junior 530 Lace Up Trainers - Blue

Junior 530 Lace Up Trainers - Blue

£75

4.8 out of 5 stars

145 reviews

undefined Original - Hair Straightener (New & Improved) - Black

Original - Hair Straightener (New & Improved) - Black

Current sale price is £97.99

(Save £41.01)

Regular price was £139

4.3 out of 5 stars

129 reviews

undefined RHM2076S 800-watt Microwave - Silver

RHM2076S 800-watt Microwave - Silver

Current sale price is £79

(Save £10)

Regular price was £89

4.4 out of 5 stars

87 reviews

undefined Camberley Bed with Mattress Options (Buy and SAVE!)

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak colours

Camberley Bed with Mattress Options (Buy and SAVE!)

Current sale price is From £99

(Save up to £220)

Regular price was From £199

2.5 out of 5 stars

48 reviews

undefined Arizona Birko-flor Sandal - Black

Arizona Birko-flor Sandal - Black

£85

4.2 out of 5 stars

82 reviews

undefined 8ft Trampoline Blue

8ft Trampoline Blue

Current sale price is £99.99

(Save £20)

Regular price was £119.99

3.5 out of 5 stars

4 reviews

undefined Air Bed DELXUE with Custom Fitted Sheet Included, Double

Air Bed DELXUE with Custom Fitted Sheet Included, Double

£89.99

3.7 out of 5 stars

136 reviews

undefined Manchester United Mens 25/26 Home Stadium Replica Shirt - Red

Manchester United Mens 25/26 Home Stadium Replica Shirt - Red

£85

4.6 out of 5 stars

13 reviews

undefined Kindle eReader 16GB (2024) - Black

Kindle eReader 16GB (2024) - Black

£94.99

4.9 out of 5 stars

14 reviews

undefined Riley Fabric Single Bed Frame with Mattress Options (Buy & SAVE!)

Riley Fabric Single Bed Frame with Mattress Options (Buy & SAVE!)

Current sale price is From £79

(Save up to £40)

Regular price was From £119

4.3 out of 5 stars

58 reviews

undefined 800 Watt Solo Microwave - RHM2076B - Black

800 Watt Solo Microwave - RHM2076B - Black

Current sale price is £89

(Save £20)

Regular price was £109

4.5 out of 5 stars

304 reviews

undefined Eden Storage Bench

Eden Storage Bench

Current sale price is £98.99

(Save £11)

Regular price was £109.99

4.6 out of 5 stars

53 reviews

undefined 10.4L Vortx Dual Basket Air Fryer (Exclusive), Black

10.4L Vortx Dual Basket Air Fryer (Exclusive), Black

Current sale price is £99

(Save £50)

Regular price was £149

4.2 out of 5 stars

30 reviews

undefined Foldable Gas BBQ

Foldable Gas BBQ

Current sale price is £99.99

(Save £100)

Regular price was £199.99

4.7 out of 5 stars

6 reviews

undefined Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6.6k reviews

undefined Goldenglo Sea Salt Sandal

Goldenglo Sea Salt Sandal

£90

4.5 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.