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NINJA Perfect Temperature Kettle- Black KT200UK

Perfect Temperature Kettle- Black KT200UK

Current sale price is £79

(Save £20)

Regular price was £99

4.6 out of 5 stars

1.1k reviews

Very Home Domino High Sleeper Bed Frame with Optional Mattress

Available in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver colours

Domino High Sleeper Bed Frame with Optional Mattress

Current sale price is From £99

(Save up to £40)

Regular price was From £139

3.6 out of 5 stars

304 reviews

GFW Platform Bed with Mattress Options (Buy & SAVE!) - Black

Platform Bed with Mattress Options (Buy & SAVE!) - Black

Current sale price is From £99

(Save up to £40)

Regular price was From £129

4.8 out of 5 stars

34 reviews

Vida Designs Roslyn 2 Seater Bar Table Set

Roslyn 2 Seater Bar Table Set

Current sale price is £79

(Save £20)

Regular price was £99

5 out of 5 stars

3 reviews

Vida Designs Roslyn 4 Seater Dining Table With Bench Set

Roslyn 4 Seater Dining Table With Bench Set

Current sale price is £99

(Save £20)

Regular price was £119

4.4 out of 5 stars

5 reviews

Vida Designs Chorley 10 Drawer Fabric Chest

Chorley 10 Drawer Fabric Chest

Current sale price is £89

(Save £40)

Regular price was £129

4.5 out of 5 stars

6 reviews

Very Home Prairie Platform Bed with Mattress Options - FSC® Certified

Prairie Platform Bed with Mattress Options - FSC® Certified

Current sale price is From £89

(Save up to £40)

Regular price was From £119

4.1 out of 5 stars

18 reviews

Very Home Freddie Children's Metal Single Bed Frame with Mattress Options (Buy & SAVE!) - Grey

Freddie Children's Metal Single Bed Frame with Mattress Options (Buy & SAVE!) - Grey

Current sale price is From £99

(Save up to £10)

Regular price was From £109

4.5 out of 5 stars

6 reviews

Dorel Home Jensen Metal Single Bed

Jensen Metal Single Bed

Current sale price is From £99

(Save up to £30)

Regular price was From £119

3.2 out of 5 stars

23 reviews

Dorel Home Jensen Metal Single Bed

Jensen Metal Single Bed

Current sale price is From £99

(Save up to £30)

Regular price was From £119

3.7 out of 5 stars

22 reviews

X Rocker Carbon-tek Side Table With Neo LED Lighting and Wireless Phone Charging

Available in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white colours

Carbon-tek Side Table With Neo LED Lighting and Wireless Phone Charging

£89

4.3 out of 5 stars

21 reviews

Swan Alexa 1.5-Litre Smart Kettle

Alexa 1.5-Litre Smart Kettle

£79

4.2 out of 5 stars

195 reviews

Very Home Dahlia Fabric Gas Lift Bar Stool - Grey - FSC® Certified

Dahlia Fabric Gas Lift Bar Stool - Grey - FSC® Certified

Current sale price is £79

(Save £20)

Regular price was £99

4.3 out of 5 stars

3 reviews

Vida Designs Chorley 7 Drawer Fabric Chest

Chorley 7 Drawer Fabric Chest

Current sale price is £79

(Save £30)

Regular price was £109

5 out of 5 stars

4 reviews

Vida Designs Chorley 7 Drawer Fabric Chest

Chorley 7 Drawer Fabric Chest

Current sale price is £79

(Save £30)

Regular price was £109

5 out of 5 stars

1 review

Very Home Cone Side Table - Brushed Gold/Black Marble

Cone Side Table - Brushed Gold/Black Marble

£79

5 out of 5 stars

1 review

Jaybe Le59 Lite Folding Bed With E-fibre Insulator Pad, Single

Le59 Lite Folding Bed With E-fibre Insulator Pad, Single

Current sale price is £79

(Save £10)

Regular price was £89

5 out of 5 stars

4 reviews

Vida Designs Chorley 10 Drawer Fabric Chest

Chorley 10 Drawer Fabric Chest

Current sale price is £89

(Save £40)

Regular price was £129

4.5 out of 5 stars

2 reviews

AVF Tiga Freestanding Metal TV Tripod - fits between 32 - 65 inch TV - Gold

Tiga Freestanding Metal TV Tripod - fits between 32 - 65 inch TV - Gold

Current sale price is £90

(Save £39)

Regular price was £129

5 out of 5 stars

1 review

X Rocker Carbon-tek Bedside Table with Wireless Charging and Neo Fibre LED Lighting

Carbon-tek Bedside Table with Wireless Charging and Neo Fibre LED Lighting

£89

Dorel Home Corey Counter Stool Camel Faux Leather

Corey Counter Stool Camel Faux Leather

Current sale price is £85

(Save £14)

Regular price was £99

5 out of 5 stars

1 review

Julian Bowen Harvey Lamp Table

Harvey Lamp Table

£79

Gallery Direct Dina Ready Assembled Side Table

Dina Ready Assembled Side Table

Current sale price is £84

(Save £15)

Regular price was £99

4 out of 5 stars

1 review

Very Home Oran Sofa Side Table - White/Black - FSC® Certified

Oran Sofa Side Table - White/Black - FSC® Certified

£79

CosmoLiving by Cosmopolitan Ellis Accent/dining Chair- Black

CosmoLiving by Cosmopolitan

Ellis Accent/dining Chair- Black

£99

5 out of 5 stars

2 reviews

Dorel Home Bradford Metal Locker End Table

Bradford Metal Locker End Table

£99

5 out of 5 stars

2 reviews

CosmoLiving by Cosmopolitan Ellis Accent/Dining Chair - Gold Metal

CosmoLiving by Cosmopolitan

Ellis Accent/Dining Chair - Gold Metal

£99

5 out of 5 stars

1 review

Interiors By Premier Prato Ginkgo Side Table

Interiors By Premier

Prato Ginkgo Side Table

£95

Dorel Home Corey Counter Stool Grey Linen

Corey Counter Stool Grey Linen

Current sale price is £85

(Save £14)

Regular price was £99

Dorel Home Corey Counter Stool Black Faux Leather

Corey Counter Stool Black Faux Leather

Current sale price is £85

(Save £14)

Regular price was £99

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.