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undefined Women's Gazelle Trainers - Blue/Orchid Fusion/Gum 3

adidas Originals

Women's Gazelle Trainers - Blue/Orchid Fusion/Gum 3

Current sale price is £68

(Save £17)

Regular price was £85

4.8 out of 5 stars

231 reviews

undefined Girls 2 Pack Ballerina Shorts Pyjama Set - Multi

Girls 2 Pack Ballerina Shorts Pyjama Set - Multi

Current sale price is From £9

(Save up to £7)

Regular price was From £15

5 out of 5 stars

2 reviews

undefined One Shoulder Ruched Dress - Brown

One Shoulder Ruched Dress - Brown

£38

2.5 out of 5 stars

4 reviews

undefined Faux Leather Raffia Strap Sandals - Black

Faux Leather Raffia Strap Sandals - Black

Current sale price is £16

(Save £13.99)

Regular price was £29.99

5 out of 5 stars

3 reviews

undefined DU7100, 43-inch, Crystal UHD, 4K Smart TV

DU7100, 43-inch, Crystal UHD, 4K Smart TV

Current sale price is £209

(Save £170)

Regular price was £379

4.3 out of 5 stars

92 reviews

undefined 5 Pack Crew T-shirt - Khaki/navy/white/black/grey

5 Pack Crew T-shirt - Khaki/navy/white/black/grey

£34

4.7 out of 5 stars

37 reviews

undefined Woven Mix Panel Dress - Mono

Woven Mix Panel Dress - Mono

Current sale price is £17.50

(Save £17.50)

Regular price was £35

4 out of 5 stars

1 review

undefined Broderie Twist Front Midaxi Dress - White

Broderie Twist Front Midaxi Dress - White

£55

4 out of 5 stars

1 review

undefined Tailored Buttoned Crop Top - Blue

Michelle Keegan

Tailored Buttoned Crop Top - Blue

Current sale price is £10.50

(Save £19.50)

Regular price was £30

4 out of 5 stars

1 review

undefined Girls Single Legging - Dusky Pink

Girls Single Legging - Dusky Pink

Current sale price is From £1.40

(Save up to £3.40)

Regular price was From £4

5 out of 5 stars

2 reviews

undefined California Dreaming Frill Barbie Swimsuit - Pink

California Dreaming Frill Barbie Swimsuit - Pink

Current sale price is From £5

(Save up to £9)

Regular price was From £14

5 out of 5 stars

1 review

undefined T662000 18 inch High-Speed Velocity Floor Fan with Adjustable Tilt, 100W Long-Life Motor - Chrome

T662000 18 inch High-Speed Velocity Floor Fan with Adjustable Tilt, 100W Long-Life Motor - Chrome

Current sale price is £59

(Save £10)

Regular price was £69

4.7 out of 5 stars

39 reviews

undefined One Shoulder Dress - Red

One Shoulder Dress - Red

Current sale price is £12.50

(Save £12.50)

Regular price was £25

undefined Lace Trim Jersey Short - Black

V by Very Curve

Lace Trim Jersey Short - Black

Current sale price is £6.20

(Save £11.80)

Regular price was £18

4.7 out of 5 stars

3 reviews

undefined Classic Clog K - Black

Classic Clog K - Black

£40

4.6 out of 5 stars

477 reviews

undefined Girls Star Embossed Denim Shorts - Blue

Girls Star Embossed Denim Shorts - Blue

Current sale price is From £6.50

(Save up to £8.25)

Regular price was From £12

undefined Bardot Playsuit - Mono Palm Print

Bardot Playsuit - Mono Palm Print

Current sale price is £6.20

(Save £11.80)

Regular price was £18

undefined OG Icons Giftset (worth £54)

OG Icons Giftset (worth £54)

Current sale price is £16

(Save £12)

Regular price was £28

5 out of 5 stars

4 reviews

undefined Pool Heater

Pool Heater

Current sale price is £89.99

(Save £90)

Regular price was £179.99

2.7 out of 5 stars

73 reviews

undefined Unisex 3 Pack Cushioned Linear Crew Socks - White

adidas Sportswear

Unisex 3 Pack Cushioned Linear Crew Socks - White

Current sale price is £7

(Save £2)

Regular price was £9

4.8 out of 5 stars

413 reviews

undefined Sleeveless Woven Hem Dress

Sleeveless Woven Hem Dress

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3.4 out of 5 stars

7 reviews

undefined Jersey Wrap Beach Midi Dress - Black

Jersey Wrap Beach Midi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4.5 out of 5 stars

38 reviews

undefined Leopard Print Wide Leg Relaxed Trousers - Brown

Leopard Print Wide Leg Relaxed Trousers - Brown

£24.99

undefined Hawaii Duo Seat

Hawaii Duo Seat

Current sale price is £59.99

(Save £40)

Regular price was £99.99

2.8 out of 5 stars

18 reviews

undefined Baby Girls Heart All Over Print T-shirt And Short Set

Baby Girls Heart All Over Print T-shirt And Short Set

Current sale price is From £3.40

(Save up to £5.20)

Regular price was From £8

5 out of 5 stars

1 review

undefined 20W USB-C Power Adapter

20W USB-C Power Adapter

£19

4.9 out of 5 stars

39 reviews

undefined Anti Hair Wrap Upright Vacuum Cleaner with Powered Lift-Away & True Pet NZ801UKT

Anti Hair Wrap Upright Vacuum Cleaner with Powered Lift-Away & True Pet NZ801UKT

£299

4.6 out of 5 stars

4729 reviews

undefined Boys Swim Shorts - Blue

Boys Swim Shorts - Blue

Current sale price is From £3

(Save up to £8.80)

Regular price was From £8

5 out of 5 stars

1 review

undefined 2 Pack Cycling Short - Black

V by Very Curve

2 Pack Cycling Short - Black

£16

5 out of 5 stars

3 reviews

undefined Chunky Dad Sandal - Beige

Chunky Dad Sandal - Beige

Current sale price is £16

(Save £22)

Regular price was £38

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.