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undefined Men's Running Galaxy 7 Trainers - Black

Men's Running Galaxy 7 Trainers - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.7 out of 5 stars

897 reviews

undefined CREAMi Deluxe Ice Cream and Frozen Treat Maker - NC501UK

CREAMi Deluxe Ice Cream and Frozen Treat Maker - NC501UK

Current sale price is £199

(Save £50)

Regular price was £249

4.5 out of 5 stars

349 reviews

undefined Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

£40

3.8 out of 5 stars

988 reviews

undefined Unisex Junior Campus 00s Trainers - Black/white

adidas Originals

Unisex Junior Campus 00s Trainers - Black/white

£56

4.9 out of 5 stars

797 reviews

undefined Boys 7 Pack Trunks - Grey

Boys 7 Pack Trunks - Grey

Current sale price is From £8.50

(Save up to £7)

Regular price was From £14

4.2 out of 5 stars

24 reviews

undefined Bubble Hem Vest Top - Brown Print

Bubble Hem Vest Top - Brown Print

£12

4 out of 5 stars

1 review

undefined Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

Current sale price is £179

(Save £50)

Regular price was £229

4.9 out of 5 stars

8642 reviews

undefined Women's Essentials High Waisted Leggings - Black

adidas Originals

Women's Essentials High Waisted Leggings - Black

Current sale price is £19

(Save £9)

Regular price was £28

4 out of 5 stars

3 reviews

undefined Classic Clog - Bone

Classic Clog - Bone

Current sale price is £40

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Regular price was £50

4.6 out of 5 stars

13830 reviews

undefined Broderie Trim Dress - Black

Broderie Trim Dress - Black

Current sale price is £28

(Save £7)

Regular price was £35

3.8 out of 5 stars

6 reviews

undefined 5 Pack T-Shirt - White, Navy, Pink, Green, Light Grey

5 Pack T-Shirt - White, Navy, Pink, Green, Light Grey

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

6 reviews

undefined 2 Pack Cycling Short - Black

2 Pack Cycling Short - Black

£12

3.7 out of 5 stars

24 reviews

undefined Tie Shoulder Jumpsuit - Brown Print

Tie Shoulder Jumpsuit - Brown Print

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.8 out of 5 stars

4 reviews

undefined Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey colours

Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

Current sale price is From £5

(Save up to £3)

Regular price was From £8

4.7 out of 5 stars

40 reviews

undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

141 reviews

undefined Boys Knit Track Suit - Black

Boys Knit Track Suit - Black

Current sale price is £33

(Save £22)

Regular price was £55

4.6 out of 5 stars

44 reviews

undefined Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Current sale price is From £6.40

(Save up to £1.80)

Regular price was From £8

4.9 out of 5 stars

73 reviews

undefined Mens Essential 3-stripe French Terry Shorts - Green

adidas Sportswear

Mens Essential 3-stripe French Terry Shorts - Green

Current sale price is £20

(Save £5)

Regular price was £25

undefined Women's 530 Trainers - White

Women's 530 Trainers - White

£100

5 out of 5 stars

12 reviews

undefined Grey Geo Reversible Duvet Cover Set

Grey Geo Reversible Duvet Cover Set

Current sale price is From £9

(Save up to £5)

Regular price was From £12

4.5 out of 5 stars

15 reviews

undefined Crochet Sequin Tank - Cream

Michelle Keegan

Crochet Sequin Tank - Cream

£45

4 out of 5 stars

2 reviews

undefined Explorer Eau de Parfum

Explorer Eau de Parfum

Current sale price is From £29

(Save up to £32)

Regular price was From £39

4.7 out of 5 stars

2238 reviews

undefined Wrap Wide Leg Jumpsuit - Black

Wrap Wide Leg Jumpsuit - Black

£20

5 out of 5 stars

6 reviews

undefined Sea Embroidered Co Ord Beach Shirt - Cream

Sea Embroidered Co Ord Beach Shirt - Cream

£30

5 out of 5 stars

2 reviews

Aryeh Contrast Logo Sliders - Black

Current sale price is £39.20

(Save £9.80)

Regular price was £49

undefined Littles Fresh Fruits - Pink

Littles Fresh Fruits - Pink

Current sale price is £21

(Save £9)

Regular price was £30

undefined 3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

3S 128GB - Dive into mixed reality - Unreal experiences - All-in-One headset with controllers

Current sale price is From £264

(Save up to £25)

Regular price was From £289

4.3 out of 5 stars

89 reviews

undefined Womens VL Court 3.0 Trainers - White/Black

adidas Sportswear

Womens VL Court 3.0 Trainers - White/Black

Current sale price is £48

(Save £12)

Regular price was £60

4.7 out of 5 stars

235 reviews

undefined Cropped Linen Blend Trousers - Black

Cropped Linen Blend Trousers - Black

£20

4.3 out of 5 stars

9 reviews

undefined Knitted Striped Shirt Co Ord - Beige

Michelle Keegan

Knitted Striped Shirt Co Ord - Beige

£40

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.