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undefined Printed Maxi Skirt Co-Ord - Multi

Printed Maxi Skirt Co-Ord - Multi

£30

4.8 out of 5 stars

4 reviews

undefined Textured Co Ord Wrap Top - Brown

Textured Co Ord Wrap Top - Brown

Current sale price is £14.40

(Save £3.60)

Regular price was £18

5 out of 5 stars

1 review

undefined Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Current sale price is From £4.80

(Save up to £1.40)

Regular price was From £6

4.9 out of 5 stars

17 reviews

undefined Jersey Wrap Beach Midi Dress - Black

Jersey Wrap Beach Midi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4.6 out of 5 stars

37 reviews

undefined Multi Crochet Dress - Blue

Multi Crochet Dress - Blue

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

2 reviews

undefined The Essential 2 Pack High Waist Leggings - Black

The Essential 2 Pack High Waist Leggings - Black

£16

3.6 out of 5 stars

381 reviews

undefined Mix & Match Twist High Waisted Bikini Brief - Black

Mix & Match Twist High Waisted Bikini Brief - Black

£12

5 out of 5 stars

4 reviews

undefined Bubble Hem Vest Top - Black

Bubble Hem Vest Top - Black

£10

4.8 out of 5 stars

6 reviews

undefined Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

From £199

3.9 out of 5 stars

31 reviews

undefined Square Neck Frill Mixed Print Blouse Co-Ord - Multi

Square Neck Frill Mixed Print Blouse Co-Ord - Multi

£25

undefined DU7100, 43-inch, Crystal UHD, 4K Smart TV

DU7100, 43-inch, Crystal UHD, 4K Smart TV

Current sale price is £199

(Save £180)

Regular price was £379

4.3 out of 5 stars

88 reviews

undefined Textured Short Co Ord - Taupe

Textured Short Co Ord - Taupe

Current sale price is £12

(Save £3)

Regular price was £15

5 out of 5 stars

1 review

undefined Ribbleton Bath Towel 700GSM Cotton

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, stone, dark green, dark grey, white coloursAvailable in blue, stone, dark green, dark grey, white coloursAvailable in blue, stone, dark green, dark grey, white coloursAvailable in blue, stone, dark green, dark grey, white coloursAvailable in blue, stone, dark green, dark grey, white colours

Ribbleton Bath Towel 700GSM Cotton

Current sale price is From £6

(Save up to £14)

Regular price was From £9

3.9 out of 5 stars

19 reviews

undefined iPad (10th Gen, 2022), 256Gb, Wi-Fi, 10.9-inch - Blue

Trade in and get up to £580*

iPad (10th Gen, 2022), 256Gb, Wi-Fi, 10.9-inch - Blue

Current sale price is £359

(Save £120)

Regular price was £479

5 out of 5 stars

1 review

undefined Woven Mix Midaxi Dress - Burgundy

Woven Mix Midaxi Dress - Burgundy

Current sale price is £25.60

(Save £6.40)

Regular price was £32

2 out of 5 stars

1 review

undefined OLED White Console with Zelda: Tears of the Kingdom

Trade in and get up to £210*

Nintendo Switch OLED

OLED White Console with Zelda: Tears of the Kingdom

£359.99

4.9 out of 5 stars

9 reviews

undefined Rib Midaxi Dress Stripe - Black/White

Rib Midaxi Dress Stripe - Black/White

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

1 review

undefined Crochet Shell Embellished Tiered Midaxi Dress - White

Michelle Keegan

Crochet Shell Embellished Tiered Midaxi Dress - White

£50

1.7 out of 5 stars

3 reviews

undefined Womens 327 Trainers - Black/Grey

Womens 327 Trainers - Black/Grey

Current sale price is £88

(Save £22)

Regular price was £110

4.6 out of 5 stars

348 reviews

undefined Button Through Denim Playsuit - Light Wash

Button Through Denim Playsuit - Light Wash

£40

3.5 out of 5 stars

2 reviews

undefined AirPods Max - Midnight

More time to pay with Very Pay

AirPods Max - Midnight

£499

4.9 out of 5 stars

12 reviews

undefined Shape Enhancing Twist Swimsuit - Navy

Shape Enhancing Twist Swimsuit - Navy

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4 out of 5 stars

5 reviews

undefined Girls Knitted Vest And Short Set - Multi

Girls Knitted Vest And Short Set - Multi

Current sale price is £12

(Save £6)

Regular price was From £16

undefined Unisex 3 Pack Cushioned Linear Crew Socks - White

adidas Sportswear

Unisex 3 Pack Cushioned Linear Crew Socks - White

Current sale price is £7.20

(Save £1.80)

Regular price was £9

4.8 out of 5 stars

407 reviews

undefined 32SF540K 32-inch Full HD Fire TV

32SF540K 32-inch Full HD Fire TV

Current sale price is £109

(Save £70)

Regular price was £179

4.3 out of 5 stars

84 reviews

undefined Ruched High Waisted Briefs - Multi

Ruched High Waisted Briefs - Multi

Current sale price is £9.60

(Save £2.40)

Regular price was £12

5 out of 5 stars

1 review

undefined Shell Printed Short Co-Ord - Beige

Michelle Keegan

Shell Printed Short Co-Ord - Beige

£28

undefined Satin Striped Embossed Side Sleeper

Satin Striped Embossed Side Sleeper

Current sale price is £10

(Save £5)

Regular price was £15

5 out of 5 stars

4 reviews

undefined Aztec Trim Rara Mini Dress - White

Aztec Trim Rara Mini Dress - White

Current sale price is £32

(Save £8)

Regular price was £40

undefined Women's Cloudfoam Comfy Trainers - Black

adidas Sportswear

Women's Cloudfoam Comfy Trainers - Black

Current sale price is £32

(Save £8)

Regular price was £40

4.6 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.