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undefined Rib Woven Skirt Dress

Rib Woven Skirt Dress

Current sale price is £20

(Save £5)

Regular price was £25

3.8 out of 5 stars

5 reviews

undefined Arizona Chunky Birko-Flor Sandals - Black

Arizona Chunky Birko-Flor Sandals - Black

Current sale price is £72

(Save £93)

Regular price was £165

5 out of 5 stars

2 reviews

undefined Utility Cargo Joggers - Khaki

Utility Cargo Joggers - Khaki

Current sale price is £25.60

(Save £6.40)

Regular price was £32

5 out of 5 stars

2 reviews

undefined Vortx Dual Basket Air Fryer 8L - Black

Vortx Dual Basket Air Fryer 8L - Black

Current sale price is £79

(Save £40)

Regular price was £119

3.9 out of 5 stars

590 reviews

undefined Co-ord Boucle Short - Green

Co-ord Boucle Short - Green

Current sale price is £20

(Save £5)

Regular price was £25

4.7 out of 5 stars

3 reviews

undefined White Broderie Anglaise V Neck Mini Dress

White Broderie Anglaise V Neck Mini Dress

£27.99

3 out of 5 stars

1 review

undefined 65A6NTUK, 65-inch, 4K HDR, Smart TV

65A6NTUK, 65-inch, 4K HDR, Smart TV

Current sale price is £389

(Save £410)

Regular price was £799

4.5 out of 5 stars

39 reviews

undefined Crochet Beach Co Ord Short - Black/cream

Crochet Beach Co Ord Short - Black/cream

£25

2 out of 5 stars

1 review

undefined Exclusive 2 Pack Celine Wire Bra - Black/White

Exclusive 2 Pack Celine Wire Bra - Black/White

£30

4.1 out of 5 stars

417 reviews

undefined Shell Printed Short Co-Ord - Beige

Michelle Keegan

Shell Printed Short Co-Ord - Beige

£28

undefined Broderie Drop Waist Mini Dress - Black

Broderie Drop Waist Mini Dress - Black

£28

undefined Mens Ignite Select Slides - Black/White

Mens Ignite Select Slides - Black/White

Current sale price is £20

(Save £5)

Regular price was £25

4.8 out of 5 stars

87 reviews

undefined Tie Shoulder Jumpsuit - Brown Print

Tie Shoulder Jumpsuit - Brown Print

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.8 out of 5 stars

4 reviews

undefined Anti Hair Wrap Upright Vacuum Cleaner with Powered Lift-Away & True Pet NZ801UKT

Anti Hair Wrap Upright Vacuum Cleaner with Powered Lift-Away & True Pet NZ801UKT

Current sale price is £199

(Save £100)

Regular price was £299

4.6 out of 5 stars

4721 reviews

undefined Easy Care Polycotton Duvet Cover Set

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white colours

Easy Care Polycotton Duvet Cover Set

From £10

4.1 out of 5 stars

40 reviews

undefined Echo Pop Smart Speaker

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in purple, black, white, green coloursAvailable in purple, black, white, green coloursAvailable in purple, black, white, green coloursAvailable in purple, black, white, green coloursAvailable in purple, black, white, green colours

Echo Pop Smart Speaker

£44.99

4.8 out of 5 stars

35 reviews

undefined Womens Gazelle Trainers - Pink

adidas Originals

Womens Gazelle Trainers - Pink

Current sale price is £68

(Save £17)

Regular price was £85

5 out of 5 stars

1 review

undefined All Over Print Water Shoes

All Over Print Water Shoes

Current sale price is £6.75

(Save £7.25)

Regular price was From £12

undefined Cutwork One Shoulder Top - Multi

Cutwork One Shoulder Top - Multi

£20

5 out of 5 stars

2 reviews

undefined Mix Print Skirt Co-Ord - Multi

Mix Print Skirt Co-Ord - Multi

£35

5 out of 5 stars

1 review

undefined Women's Gazelle Trainers - Green/Semi Flash Aqua/Gold Met

adidas Originals

Women's Gazelle Trainers - Green/Semi Flash Aqua/Gold Met

Current sale price is £68

(Save £17)

Regular price was £85

5 out of 5 stars

2 reviews

undefined DualSense Edge® Wireless Controller - Midnight Black

DualSense Edge® Wireless Controller - Midnight Black

Current sale price is £159.99

(Save £38.21)

Regular price was £198.20

4.5 out of 5 stars

13 reviews

undefined Essential Divan Bed Base and Headboard Set

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in anthracite, charcoal, mink, denim coloursAvailable in anthracite, charcoal, mink, denim coloursAvailable in anthracite, charcoal, mink, denim coloursAvailable in anthracite, charcoal, mink, denim coloursAvailable in anthracite, charcoal, mink, denim colours

Essential Divan Bed Base and Headboard Set

From £169

5 out of 5 stars

1 review

undefined Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Current sale price is £28

(Save £8)

Regular price was £36

3.9 out of 5 stars

414 reviews

All Saints Boys Logo T-Shirt - Black

Current sale price is From £19.20

(Save up to £5.60)

Regular price was From £24

undefined Womens Campus 00S Trainers - Pink

adidas Originals

Womens Campus 00S Trainers - Pink

Current sale price is £72

(Save £18)

Regular price was £90

4.8 out of 5 stars

35 reviews

undefined Stripe Twist Front Dress - Mono

Stripe Twist Front Dress - Mono

£22

5 out of 5 stars

2 reviews

undefined Black Gingham Print Embroidered Frill Sleeve Tiered Midi Dress

Black Gingham Print Embroidered Frill Sleeve Tiered Midi Dress

£35.99

5 out of 5 stars

1 review

undefined Junior Squadra 25 Tee -black/green

Junior Squadra 25 Tee -black/green

Current sale price is £10.40

(Save £2.60)

Regular price was £13

5 out of 5 stars

2 reviews

undefined 7 Pack Plain Black Socks - Black

7 Pack Plain Black Socks - Black

Current sale price is £8

(Save £2)

Regular price was £10

4.8 out of 5 stars

30 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.