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undefined Two Pack Poplin Shorts - Navy/White

Two Pack Poplin Shorts - Navy/White

Current sale price is £17.25

(Save £7.75)

Regular price was £25

3.8 out of 5 stars

6 reviews

undefined Bow Embellished T-Shirt - White

Bow Embellished T-Shirt - White

£15

5 out of 5 stars

1 review

undefined Dual Layer Pro Hybrid Foam Mattress

Dual Layer Pro Hybrid Foam Mattress

From £109

3.9 out of 5 stars

54 reviews

undefined 75V6C, Direct LED TV, 4K HDR TV, Smart TV Powered by Google TV

75V6C, Direct LED TV, 4K HDR TV, Smart TV Powered by Google TV

Current sale price is £474

(Save £325)

Regular price was £799

5 out of 5 stars

2 reviews

undefined Linen Blend Trousers - White

Linen Blend Trousers - White

£22

4.6 out of 5 stars

8 reviews

undefined Aspire 3 A315-35 - 15.6in - Intel Celeron - 4GB RAM - 128GB SSD Laptop

Aspire 3 A315-35 - 15.6in - Intel Celeron - 4GB RAM - 128GB SSD Laptop

Current sale price is From £179

(Save up to £130)

Regular price was From £279

2.5 out of 5 stars

2 reviews

undefined TCG: Slashing Legends Ex Tin - Zacian

TCG: Slashing Legends Ex Tin - Zacian

£21.99

4 out of 5 stars

2 reviews

undefined Whipstitch Strappy Rib Vest - Black

Whipstitch Strappy Rib Vest - Black

£15

undefined Lookout Tower with Swing Arm

Lookout Tower with Swing Arm

Current sale price is £349.99

(Save £400)

Regular price was £749.99

4 out of 5 stars

44 reviews

undefined Crochet Bandeau Midaxi Dress - Yellow

Michelle Keegan

Crochet Bandeau Midaxi Dress - Yellow

£80

4 out of 5 stars

3 reviews

undefined 2 Pack Confident Curve Legging - Black

2 Pack Confident Curve Legging - Black

£28

3.8 out of 5 stars

71 reviews

undefined New Dakota Velvet End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Grey, Cream

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

New Dakota Velvet End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Grey, Cream

Current sale price is From £499

(Save up to £320)

Regular price was From £749

4.7 out of 5 stars

22 reviews

undefined Solo Buds - True Wireless Earbuds

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red colours

Solo Buds - True Wireless Earbuds

£79

4.3 out of 5 stars

22 reviews

undefined Shirred Waist Ditsy Midi Dress

V by Very Curve

Shirred Waist Ditsy Midi Dress

£35

undefined White Short Sleeve Chest Pocket Shirt

White Short Sleeve Chest Pocket Shirt

£19.99

4.5 out of 5 stars

2 reviews

undefined Mens Training Tech Utility 1/4 Zip Top - Green

Mens Training Tech Utility 1/4 Zip Top - Green

Current sale price is £35

(Save £15)

Regular price was £50

4 out of 5 stars

1 review

undefined Watch Series 10 (GPS), Silver Aluminium Case with Blue Cloud Sport Loop

Trade in & get up to £340*

Watch Series 10 (GPS), Silver Aluminium Case with Blue Cloud Sport Loop

Current sale price is From £299

(Save up to £100)

Regular price was From £399

4.9 out of 5 stars

7 reviews

undefined iPhone 16 Pro, 256Gb - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro, 256Gb - Desert Titanium

Current sale price is £999

(Save £100)

Regular price was £1099

4.8 out of 5 stars

15 reviews

undefined UFO Den & Climbing Frame

UFO Den & Climbing Frame

£229.99

3 out of 5 stars

12 reviews

undefined Denim Co-Ord Asymmetric Waistcoat - Mid Wash

Denim Co-Ord Asymmetric Waistcoat - Mid Wash

£32

5 out of 5 stars

1 review

undefined Cordless Handheld Vacuum Cleaner CH950UKT

Cordless Handheld Vacuum Cleaner CH950UKT

£79

4.6 out of 5 stars

1333 reviews

undefined Embroidered Short Co-Ord - Cream

Embroidered Short Co-Ord - Cream

£30

undefined Pixel 9 Pro XL

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in hazel, obsidian, porcelain coloursAvailable in hazel, obsidian, porcelain coloursAvailable in hazel, obsidian, porcelain coloursAvailable in hazel, obsidian, porcelain coloursAvailable in hazel, obsidian, porcelain colours

Pixel 9 Pro XL

Current sale price is From £799

(Save up to £300)

Regular price was From £1099

4.8 out of 5 stars

24 reviews

undefined Sexy Lace Padded Plunge Bra

Sexy Lace Padded Plunge Bra

From £16

4.6 out of 5 stars

238 reviews

undefined Kindle eReader 16GB (2024) - Matcha

Kindle eReader 16GB (2024) - Matcha

£94.99

5 out of 5 stars

12 reviews

undefined The Essential Oversized Zip Through Hoodie - Grey

The Essential Oversized Zip Through Hoodie - Grey

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.7 out of 5 stars

23 reviews

undefined Frill Sleeve Midaxi - Black

Frill Sleeve Midaxi - Black

Current sale price is £15

(Save £5)

Regular price was £20

4.3 out of 5 stars

4 reviews

undefined MacBook Air (M4, 2025) 15 inch with 10-core CPU and 10-core GPU, 16GB Unified Memory, 512GB SSD

Trade In & get up to £850*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver colours

MacBook Air (M4, 2025) 15 inch with 10-core CPU and 10-core GPU, 16GB Unified Memory, 512GB SSD

Current sale price is From £1279

(Save up to £120)

Regular price was From £1399

5 out of 5 stars

1 review

undefined Galaxy A16 5G, 128Gb Storage

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, grey coloursAvailable in black, grey coloursAvailable in black, grey coloursAvailable in black, grey coloursAvailable in black, grey colours

Galaxy A16 5G, 128Gb Storage

Current sale price is From £169

(Save up to £30)

Regular price was From £199

3.8 out of 5 stars

437 reviews

undefined Wrap Wide Leg Jumpsuit

Wrap Wide Leg Jumpsuit

£20

5 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.