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GANT Striped Rugger Rugby Long Sleeve Polo Shirt - Navy

Striped Rugger Rugby Long Sleeve Polo Shirt - Navy

Current sale price is £62.50

(Save £62.50)

Regular price was £125

The Very Collection Curve Scoop Neck Long Sleeve Top

The Very Collection

Curve Scoop Neck Long Sleeve Top

Current sale price is £5.25

(Save £12.75)

Regular price was £18

4.3 out of 5 stars

4 reviews

V by Very Long Sleeve Henley - Black

Long Sleeve Henley - Black

Current sale price is £5.50

(Save £9.50)

Regular price was £15

5 out of 5 stars

3 reviews

The Very Collection Cotton Rich Sun Button V Neck Cardigan - Cream

The Very Collection

Cotton Rich Sun Button V Neck Cardigan - Cream

Current sale price is £16

(Save £22)

Regular price was £38

4.3 out of 5 stars

3 reviews

The Very Collection Classic Comfort V Neck Jumper - Pink

The Very Collection

Classic Comfort V Neck Jumper - Pink

Current sale price is £4.50

(Save £13.50)

Regular price was £18

4.3 out of 5 stars

16 reviews

The Very Collection Longer Length Beach Shirt - Black

The Very Collection

Longer Length Beach Shirt - Black

Current sale price is £10

(Save £12)

Regular price was £22

5 out of 5 stars

1 review

The Very Collection Stripe Ribbed Long Sleeve Henley - Multi

The Very Collection

Stripe Ribbed Long Sleeve Henley - Multi

Current sale price is £6

(Save £10)

Regular price was £16

5 out of 5 stars

2 reviews

Disney Lilo & Stitch Angel & Stitch Heart Back Print Long Sleeve T-Shirt - Pink

Disney Lilo & Stitch

Angel & Stitch Heart Back Print Long Sleeve T-Shirt - Pink

Current sale price is From £3.50

(Save up to £10)

Regular price was From £12

5 out of 5 stars

2 reviews

The Very Collection Boys Ottoman Rib Long Sleeve Top - Multi

The Very Collection

Boys Ottoman Rib Long Sleeve Top - Multi

Current sale price is From £2.75

(Save up to £5.75)

Regular price was From £8

2 out of 5 stars

1 review

The Very Collection Cotton Rich Crochet Flower Long Sleeve Jumper - Cream

The Very Collection

Cotton Rich Crochet Flower Long Sleeve Jumper - Cream

Current sale price is £16.50

(Save £15.50)

Regular price was £32

4.5 out of 5 stars

2 reviews

The Very Collection Longer Length Beach Shirt - White

The Very Collection

Longer Length Beach Shirt - White

Current sale price is £15

(Save £7)

Regular price was £22

The Very Collection Cotton Rich Sun Button V Neck Cardigan - Orange

The Very Collection

Cotton Rich Sun Button V Neck Cardigan - Orange

Current sale price is £16

(Save £22)

Regular price was £38

5 out of 5 stars

1 review

V by Very Long Sleeve Henley T-Shirt - White

Long Sleeve Henley T-Shirt - White

Current sale price is £7.50

(Save £7.50)

Regular price was £15

3.7 out of 5 stars

3 reviews

River Island White Embroidered Mexicana Blouse Co-ord

White Embroidered Mexicana Blouse Co-ord

Current sale price is £32

(Save £14)

Regular price was £46

1 out of 5 stars

1 review

The Very Collection Printed Cotton Blend Button Up Shirt Co-Ord - Printed

The Very Collection

Printed Cotton Blend Button Up Shirt Co-Ord - Printed

Current sale price is £22

(Save £8)

Regular price was £30

4.5 out of 5 stars

2 reviews

The Very Collection Girls Puff Sleeve Flower Stamp Sweatshirt - Print

The Very Collection

Girls Puff Sleeve Flower Stamp Sweatshirt - Print

Current sale price is From £4.50

(Save up to £6.75)

Regular price was From £10

River Island Poplin Cutwork Shirt - White

Poplin Cutwork Shirt - White

Current sale price is £30.75

(Save £8.25)

Regular price was £39

5 out of 5 stars

1 review

The Very Collection Girls Woven Collar Blouse - White

The Very Collection

Girls Woven Collar Blouse - White

Current sale price is From £5.50

(Save up to £9.75)

Regular price was From £14

The Very Collection Minnie Happy Vibes Hoodie - Pink

The Very Collection

Minnie Happy Vibes Hoodie - Pink

Current sale price is From £6.25

(Save up to £11)

Regular price was From £16

The Very Collection Girls 2 Pack Tulip Print Ribbed Long Sleeve Tops - Cream/Lilac

The Very Collection

Girls 2 Pack Tulip Print Ribbed Long Sleeve Tops - Cream/Lilac

Current sale price is From £5

(Save up to £6)

Regular price was From £10

River Island Sun Embroidered Border Shirt - Cream

Sun Embroidered Border Shirt - Cream

£39

River Island Satin Airflow Notch Neck Top - Beige

Satin Airflow Notch Neck Top - Beige

Current sale price is £21.50

(Save £7.50)

Regular price was £29

Friends Like These Square Neck Sculpting Stretch Midaxi Dress - Black

Friends Like These

Square Neck Sculpting Stretch Midaxi Dress - Black

Current sale price is £25

(Save £29)

Regular price was £54

New Look White Floral Print Oversized Woven Co-ord Beach Shirt

White Floral Print Oversized Woven Co-ord Beach Shirt

Current sale price is £19.25

(Save £6.74)

Regular price was £25.99

4 out of 5 stars

2 reviews

River Island Sealife Lurex Ruffle Co-ord Blouse - Pink

Sealife Lurex Ruffle Co-ord Blouse - Pink

Current sale price is £27

(Save £12)

Regular price was £39

The Very Collection Curve Crochet Yoke Crinkle Top

The Very Collection

Curve Crochet Yoke Crinkle Top

Current sale price is £12

(Save £14)

Regular price was £26

River Island Two Tone Belted Shirt Dress - Blue

Two Tone Belted Shirt Dress - Blue

£39

The Very Collection Girls Applique Sweatshirt - Pink

The Very Collection

Girls Applique Sweatshirt - Pink

Current sale price is From £6

(Save up to £7)

Regular price was From £12

adidas Originals Womens Snake Print Satin Firebird Track Top - Brown

adidas Originals

Womens Snake Print Satin Firebird Track Top - Brown

£65

5 out of 5 stars

6 reviews

adidas Originals Womens Snake Print Satin Jersey Top - Brown

adidas Originals

Womens Snake Print Satin Jersey Top - Brown

£55

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.