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undefined Infant Unisex Ox Trainers - White

Infant Unisex Ox Trainers - White

£32

5 out of 5 stars

4 reviews

undefined Luxury Relaxer Chair

Luxury Relaxer Chair

£44.99

4.5 out of 5 stars

232 reviews

undefined Cutwork One Shoulder Top - Multi

Cutwork One Shoulder Top - Multi

£20

undefined Unisex Campus 00S Trainers - Black/White

Bank Holiday Deal

adidas Originals

Unisex Campus 00S Trainers - Black/White

Current sale price is £54

(Save £36)

Regular price was £90

5 out of 5 stars

3 reviews

undefined Revere Collar Denim Jumpsuit - Mid Wash

Revere Collar Denim Jumpsuit - Mid Wash

£55

4.3 out of 5 stars

3 reviews

undefined Linen Blend Trousers - Navy

Linen Blend Trousers - Navy

£22

3.7 out of 5 stars

6 reviews

undefined Galaxy Fit3

Bank Holiday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, pink, silver coloursAvailable in black, pink, silver coloursAvailable in black, pink, silver coloursAvailable in black, pink, silver coloursAvailable in black, pink, silver colours

Galaxy Fit3

Current sale price is £49

(Save £20)

Regular price was £69

4 out of 5 stars

52 reviews

undefined Scoop Hem Crew Neck T-Shirt - Black

V by Very Curve

Scoop Hem Crew Neck T-Shirt - Black

£12

4.5 out of 5 stars

21 reviews

undefined Ruched High Waisted Briefs - Multi

Ruched High Waisted Briefs - Multi

£12

undefined Utility Cargo Joggers - Black

Utility Cargo Joggers - Black

£32

2.6 out of 5 stars

9 reviews

undefined 3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

3 512GB - Ultimate mixed reality experiences - All-in-One headset with controllers, 4K resolution + Infinite display

Current sale price is From £469

(Save up to £150)

Regular price was From £619

4.6 out of 5 stars

129 reviews

undefined 2 Pack of Shirred Beach Mini Dresses - Multi

Bank Holiday Deal

2 Pack of Shirred Beach Mini Dresses - Multi

Current sale price is £19

(Save £6)

Regular price was £25

3.4 out of 5 stars

7 reviews

undefined Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Bank Holiday Deal

Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Current sale price is From £26

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Regular price was From £35

4.5 out of 5 stars

378 reviews

undefined Wide Leg Jogger - Grey Marl

Bank Holiday Deal

Wide Leg Jogger - Grey Marl

Current sale price is £13

(Save £5)

Regular price was £18

4.6 out of 5 stars

27 reviews

undefined Jersey Basic Maxi

Bank Holiday Deal

Jersey Basic Maxi

Current sale price is £12

(Save £6)

Regular price was £18

3.5 out of 5 stars

2 reviews

undefined Easy Wide Leg Trouser - Black

Easy Wide Leg Trouser - Black

£39

5 out of 5 stars

2 reviews

undefined Swirl Crochet Long Sleeve Top - Yellow

Swirl Crochet Long Sleeve Top - Yellow

£30

5 out of 5 stars

1 review

undefined All Over Lace Dress - Cream

All Over Lace Dress - Cream

£35

4.8 out of 5 stars

5 reviews

undefined Boys 2 Pack School Shorts - Grey

Boys 2 Pack School Shorts - Grey

From £9

4.5 out of 5 stars

28 reviews

undefined Stripe Ruffle Mini Dress - Green

Stripe Ruffle Mini Dress - Green

£38

2 out of 5 stars

2 reviews

undefined Side Stripe Pin Tuck Wide Leg Jogger - Navy

Bank Holiday Deal

Side Stripe Pin Tuck Wide Leg Jogger - Navy

Current sale price is £12.50

(Save £15.50)

Regular price was £28

3.3 out of 5 stars

3 reviews

undefined Vancouver 3-Piece Corner Rattan Set

Bank Holiday Deal

Vancouver 3-Piece Corner Rattan Set

Current sale price is £449.99

(Save £50)

Regular price was £499.99

4.4 out of 5 stars

345 reviews

undefined Youth Tiro 24 Training Short -grey

Youth Tiro 24 Training Short -grey

Current sale price is £10

(Save £3)

Regular price was £13

4.7 out of 5 stars

61 reviews

undefined The Essential V Neck T-Shirt - Black

The Essential V Neck T-Shirt - Black

£8

4.1 out of 5 stars

19 reviews

undefined Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural colours

Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

From £11

4.5 out of 5 stars

46 reviews

undefined Steam Genie 2in1 garment steamer

Bank Holiday Deal

Steam Genie 2in1 garment steamer

Current sale price is £39

(Save £15)

Regular price was £54

4.7 out of 5 stars

146 reviews

undefined Men's Short Sleeve Simple Dome Tee - White

Men's Short Sleeve Simple Dome Tee - White

£25

5 out of 5 stars

5 reviews

undefined TCG: Slashing Legends Ex Tin - Zacian

TCG: Slashing Legends Ex Tin - Zacian

£21.99

undefined Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Bank Holiday Deal

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Available in ivory, grey, beige, charcoal coloursAvailable in ivory, grey, beige, charcoal coloursAvailable in ivory, grey, beige, charcoal coloursAvailable in ivory, grey, beige, charcoal coloursAvailable in ivory, grey, beige, charcoal colours

Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Current sale price is From £339

(Save up to £210)

Regular price was From £499

4.3 out of 5 stars

60 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

Bank Holiday Deal

43A6NTUK, 43-inch, 4K HDR, Smart TV

Current sale price is £189

(Save £240)

Regular price was £429

4.4 out of 5 stars

37 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.