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undefined Cut Out Maxi Dress - Cream

Cut Out Maxi Dress - Cream

Current sale price is £36.80

(Save £9.20)

Regular price was £46

3 out of 5 stars

2 reviews

undefined Short Florence High Rise Skinny Jeans - Mid Wash

Short Florence High Rise Skinny Jeans - Mid Wash

Current sale price is £17.60

(Save £4.40)

Regular price was £22

3.7 out of 5 stars

57 reviews

undefined Petite Wide Leg Trouser - Black

Petite Wide Leg Trouser - Black

£25

3.7 out of 5 stars

76 reviews

undefined 2 Pack Confident Curve Legging - Black

2 Pack Confident Curve Legging - Black

£28

3.8 out of 5 stars

71 reviews

undefined White Broderie Anglaise V Neck Mini Dress

White Broderie Anglaise V Neck Mini Dress

£27.99

3 out of 5 stars

1 review

undefined UFO Den & Climbing Frame

UFO Den & Climbing Frame

£229.99

3 out of 5 stars

12 reviews

undefined Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

£40

3.8 out of 5 stars

988 reviews

undefined Tapered Leg Trousers - Black

Tapered Leg Trousers - Black

Current sale price is £12

(Save £3)

Regular price was £15

3.8 out of 5 stars

8 reviews

undefined 3 Pack Classic Crew T-Shirt - Assorted

3 Pack Classic Crew T-Shirt - Assorted

Current sale price is £36

(Save £9)

Regular price was £45

3.5 out of 5 stars

2 reviews

undefined Rib Woven Skirt Dress - Black

Rib Woven Skirt Dress - Black

Current sale price is £20

(Save £5)

Regular price was £25

3 out of 5 stars

2 reviews

undefined Short Sleeve Denim Midi Dress - Dark Wash

Short Sleeve Denim Midi Dress - Dark Wash

£45

3.5 out of 5 stars

2 reviews

undefined Embroidered Cami Top - Cream

Embroidered Cami Top - Cream

Current sale price is £20

(Save £5)

Regular price was £25

3.3 out of 5 stars

3 reviews

undefined Revere Collar Denim Jumpsuit - Mid Wash

Revere Collar Denim Jumpsuit - Mid Wash

£55

3.8 out of 5 stars

4 reviews

undefined 100% Cotton Fitted Sheet

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in grey, white, natural, lilac, clay coloursAvailable in grey, white, natural, lilac, clay coloursAvailable in grey, white, natural, lilac, clay coloursAvailable in grey, white, natural, lilac, clay coloursAvailable in grey, white, natural, lilac, clay colours

100% Cotton Fitted Sheet

Current sale price is From £10

(Save up to £5)

Regular price was From £14

3.6 out of 5 stars

13 reviews

undefined Shoulder Pad Mini Dress - Blue

Shoulder Pad Mini Dress - Blue

Current sale price is £30.40

(Save £7.60)

Regular price was £38

3 out of 5 stars

2 reviews

undefined Shape Enhancing Twist Swimsuit - Green

Shape Enhancing Twist Swimsuit - Green

Current sale price is £20

(Save £5)

Regular price was £25

3.8 out of 5 stars

5 reviews

undefined Closed Toe Mule With Large Buckle - Black

Closed Toe Mule With Large Buckle - Black

Current sale price is £15.75

(Save £16.25)

Regular price was £32

3 out of 5 stars

2 reviews

undefined Rib Woven Skirt Dress

Rib Woven Skirt Dress

Current sale price is £20

(Save £5)

Regular price was £25

3.8 out of 5 stars

5 reviews

undefined The Essential Oversized Zip Through Hoodie

The Essential Oversized Zip Through Hoodie

Current sale price is £17.60

(Save £4.40)

Regular price was £22

3.7 out of 5 stars

23 reviews

undefined Sleeveless Woven Hem Dress

Sleeveless Woven Hem Dress

Current sale price is £22.40

(Save £5.60)

Regular price was £28

3.4 out of 5 stars

7 reviews

undefined Channel Waist Maxi Dress - Multi

Channel Waist Maxi Dress - Multi

£20

3.7 out of 5 stars

3 reviews

undefined The Essential Petite 2 Pack High Waist Leggings - Black

The Essential Petite 2 Pack High Waist Leggings - Black

Current sale price is £12.80

(Save £3.20)

Regular price was £16

3.7 out of 5 stars

164 reviews

undefined Scalloped Hem Denim Shorts - Mid Wash

Scalloped Hem Denim Shorts - Mid Wash

£25

3.5 out of 5 stars

4 reviews

undefined Fisher Price Toddler Trampoline

Fisher Price Toddler Trampoline

Current sale price is £19.99

(Save £20)

Regular price was £39.99

3.7 out of 5 stars

3 reviews

undefined Sports cushioned Crew 3 PACK - Black

Sports cushioned Crew 3 PACK - Black

Current sale price is £8

(Save £2)

Regular price was £10

3.8 out of 5 stars

11 reviews

undefined Animal Woven Mix Dress - Print

Animal Woven Mix Dress - Print

Current sale price is £24

(Save £6)

Regular price was £30

3.3 out of 5 stars

3 reviews

undefined Stripe Button Through Waistcoat - Beige

Stripe Button Through Waistcoat - Beige

£35

3.7 out of 5 stars

3 reviews

undefined 2 Pack Cycling Short - Black

2 Pack Cycling Short - Black

£12

3.7 out of 5 stars

25 reviews

undefined Crinkle Frill Short Sleeve Blouse - Black

Crinkle Frill Short Sleeve Blouse - Black

Current sale price is £17.60

(Save £4.40)

Regular price was £22

3 out of 5 stars

2 reviews

undefined Sleeveless Lace Top - White

Michelle Keegan

Sleeveless Lace Top - White

£50

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.