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Silentnight Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Current sale price is £40

(Save £12)

Regular price was £52

3.8 out of 5 stars

121 reviews

Silvercloud Counting Sheep Bouncer

Counting Sheep Bouncer

Current sale price is £39.99

(Save £20)

Regular price was £59.99

3.8 out of 5 stars

78 reviews

Russell Hobbs Supreme Steam Iron - 23260

Supreme Steam Iron - 23260

Current sale price is £34

(Save £35)

Regular price was £69

3.8 out of 5 stars

92 reviews

Black & Decker 900ml Portable Mini Dehumidifier, Removable Water Tank, White, BXEH60001GB

900ml Portable Mini Dehumidifier, Removable Water Tank, White, BXEH60001GB

Current sale price is £34

(Save £5)

Regular price was £39

3.9 out of 5 stars

16 reviews

Silentnight Airmax Super Support Pillow - 2 Pack

Airmax Super Support Pillow - 2 Pack

£30

3.8 out of 5 stars

60 reviews

Salter Toronto Rapid Boil Kettle - White

Toronto Rapid Boil Kettle - White

Current sale price is £37

(Save £7)

Regular price was £44

3.5 out of 5 stars

2 reviews

Michelle Keegan Knitted Asymmetric Hem Dress - Burgundy

Michelle Keegan

Knitted Asymmetric Hem Dress - Burgundy

Current sale price is £35.75

(Save £19.25)

Regular price was £55

3.9 out of 5 stars

7 reviews

The Very Collection Wide Leg Jeans With Stretch - Dark Wash

The Very Collection

Wide Leg Jeans With Stretch - Dark Wash

£38

3.9 out of 5 stars

12 reviews

Russell Hobbs RHSM1001-G Steam & Clean 600W Steam Mop

RHSM1001-G Steam & Clean 600W Steam Mop

£34

3.6 out of 5 stars

78 reviews

The Very Collection Asymmetric Padded Coat - Mink

The Very Collection

Asymmetric Padded Coat - Mink

Current sale price is £36

(Save £44)

Regular price was £80

3.8 out of 5 stars

11 reviews

Very Home Duck Feather and Down Pillows (Pair)

Duck Feather and Down Pillows (Pair)

Current sale price is £30

(Save £10)

Regular price was £40

3.7 out of 5 stars

195 reviews

Vida Designs Bree 2 Drawer Shoe Cabinet

Bree 2 Drawer Shoe Cabinet

Current sale price is £39

(Save £10)

Regular price was £49

3.3 out of 5 stars

12 reviews

Skechers Workwear Uno Slip Resistant Lace Up Trainer - Black

Workwear Uno Slip Resistant Lace Up Trainer - Black

Current sale price is £35

(Save £44)

Regular price was £79

3.7 out of 5 stars

29 reviews

Daewoo Cyclone Essential 2.0 Corded 3 In 1 Handheld Vacuum Cleaner 7m Cord

Cyclone Essential 2.0 Corded 3 In 1 Handheld Vacuum Cleaner 7m Cord

Current sale price is £34

(Save £5)

Regular price was £39

3.4 out of 5 stars

48 reviews

Yours Curve Crew Neck Sweatshirt With Wide Leg Jogger Set - Black

Curve Crew Neck Sweatshirt With Wide Leg Jogger Set - Black

£39

3.7 out of 5 stars

3 reviews

The Very Collection Decadence Luxury Supersoft Rug

+3 colours+2 colours+1 colour

Available in grey, silver, blush pink, navy, teal, mink coloursAvailable in grey, silver, blush pink, navy, teal, mink coloursAvailable in grey, silver, blush pink, navy, teal, mink coloursAvailable in grey, silver, blush pink, navy, teal, mink coloursAvailable in grey, silver, blush pink, navy, teal, mink colours

The Very Collection

Decadence Luxury Supersoft Rug

From £35

3.5 out of 5 stars

53 reviews

Very Home Intaliata Malmo Rug - Taupe

Intaliata Malmo Rug - Taupe

Current sale price is From £35

(Save up to £30)

Regular price was From £50

3 out of 5 stars

4 reviews

Michelle Keegan Lace Beaded High Neck Blouse - White

Michelle Keegan

Lace Beaded High Neck Blouse - White

Current sale price is £30

(Save £30)

Regular price was £60

3.5 out of 5 stars

2 reviews

Catherine Lansfield Cuddly Faux Fur Fleece Duvet Set- Natural

Catherine Lansfield

Cuddly Faux Fur Fleece Duvet Set- Natural

From £30

3.7 out of 5 stars

9 reviews

adidas Sportswear Mens Essentials Feelcozy Fleece Cargo Joggers - Black

adidas Sportswear

Mens Essentials Feelcozy Fleece Cargo Joggers - Black

Current sale price is £32

(Save £8)

Regular price was £40

3 out of 5 stars

2 reviews

Mango Boys Longline Padded Coat - Black

Boys Longline Padded Coat - Black

£33

3.8 out of 5 stars

5 reviews

The Very Collection Coated Denim Shaping Skinny Jeans - Black

The Very Collection

Coated Denim Shaping Skinny Jeans - Black

£32

3.6 out of 5 stars

5 reviews

Daewoo 6.5L Slow Cooker Stainless Steel

6.5L Slow Cooker Stainless Steel

£34

3.9 out of 5 stars

24 reviews

Breville Ultimate Deep Fill Sandwich Toaster

Ultimate Deep Fill Sandwich Toaster

£37

3.9 out of 5 stars

116 reviews

Gym King Women's Sculpt Seamless Leggings - Green

Women's Sculpt Seamless Leggings - Green

£35

3 out of 5 stars

3 reviews

Ted Baker Girls Pleated Coat - / Pink - Beige

Girls Pleated Coat - / Pink - Beige

Current sale price is From £40.25

(Save up to £19.25)

Regular price was From £58

3 out of 5 stars

1 review

Michelle Keegan Macrame Embellished Mini Dress - Black

Michelle Keegan

Macrame Embellished Mini Dress - Black

Current sale price is £30

(Save £30)

Regular price was £60

3.8 out of 5 stars

5 reviews

Catherine Lansfield Cuddly Faux Fur Duvet Cover Set - Silver

Catherine Lansfield

Cuddly Faux Fur Duvet Cover Set - Silver

From £30

3.9 out of 5 stars

107 reviews

The Very Collection Lace Shirt Dress - Black

The Very Collection

Lace Shirt Dress - Black

Current sale price is £30

(Save £30)

Regular price was £60

3 out of 5 stars

1 review

V by Very Block Heel Slouch Knee Boots - Black

Block Heel Slouch Knee Boots - Black

Current sale price is £36

(Save £9)

Regular price was £45

3.7 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.