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undefined Arizona Birko-flor Sandal - Black

Arizona Birko-flor Sandal - Black

£85

4.3 out of 5 stars

79 reviews

undefined Unisex Wide Fit Ox Trainers - White

Bank Holiday Deal

Unisex Wide Fit Ox Trainers - White

Current sale price is £42

(Save £18)

Regular price was £60

4.9 out of 5 stars

18 reviews

undefined SR15690S 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - Silver

SR15690S 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - Silver

£229

4.1 out of 5 stars

58 reviews

undefined Longline Military Jacket - Black

Longline Military Jacket - Black

£45

4.4 out of 5 stars

548 reviews

undefined Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.7 out of 5 stars

128 reviews

undefined Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Grey - - FSC® Certified

Bank Holiday Deal

Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Grey - - FSC® Certified

Current sale price is From £89

(Save up to £40)

Regular price was From £99

4.4 out of 5 stars

34 reviews

undefined 502™ Tapered Fit Jeans - Panda - Blue

Bank Holiday Deal

502™ Tapered Fit Jeans - Panda - Blue

Current sale price is £47.50

(Save £47.50)

Regular price was £95

4.4 out of 5 stars

113 reviews

undefined Mens Challenger T-shirt - Black

Bank Holiday Deal

Mens Challenger T-shirt - Black

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4.6 out of 5 stars

14 reviews

undefined DualSense Wireless Controller - White

DualSense Wireless Controller - White

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.3 out of 5 stars

128 reviews

undefined Explorer Eau de Parfum

Explorer Eau de Parfum

Current sale price is From £31

(Save up to £26)

Regular price was From £39

4.7 out of 5 stars

2238 reviews

undefined Boys Knit Track Suit - Black

Bank Holiday Deal

Boys Knit Track Suit - Black

Current sale price is £33

(Save £22)

Regular price was £55

4.6 out of 5 stars

44 reviews

undefined Unisex Hi Trainers - White

Bank Holiday Deal

Unisex Hi Trainers - White

Current sale price is £39

(Save £26)

Regular price was £65

4.5 out of 5 stars

125 reviews

undefined Steel Pro Rectangular 9ft, 10-inch x 6ft 7-inch Swimming Pool

Bank Holiday Deal

Steel Pro Rectangular 9ft, 10-inch x 6ft 7-inch Swimming Pool

Current sale price is £79.99

(Save £80)

Regular price was £159.99

4.2 out of 5 stars

20 reviews

undefined Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Bank Holiday Deal

Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Current sale price is From £26

(Save up to £13)

Regular price was From £35

4.5 out of 5 stars

378 reviews

undefined SpotWash Spot Cleaner

SpotWash Spot Cleaner

£129

4.4 out of 5 stars

952 reviews

undefined Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Limited Time Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is £69

(Save £15.99)

Regular price was From £84

4.4 out of 5 stars

98 reviews

undefined Kamina Indoor/Outdoor Flatweave Rug

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim coloursAvailable in taupe, grey, black, ivory, denim colours

Kamina Indoor/Outdoor Flatweave Rug

From £28

4.8 out of 5 stars

499 reviews

undefined Classic Clog - Bone

Bank Holiday Deal

Classic Clog - Bone

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13830 reviews

undefined Junior Unisex Ozweego Trainers - White/Off White

Bank Holiday Deal

adidas Originals

Junior Unisex Ozweego Trainers - White/Off White

Current sale price is £56

(Save £14)

Regular price was £70

4.9 out of 5 stars

2376 reviews

undefined Gazelle Trainers - Grey

adidas Originals

Gazelle Trainers - Grey

£85

4.8 out of 5 stars

18083 reviews

undefined Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13829 reviews

undefined Classic Crocs Platform Clog Wedge - Bone

Bank Holiday Deal

Classic Crocs Platform Clog Wedge - Bone

Current sale price is £39

(Save £21)

Regular price was £60

4.5 out of 5 stars

799 reviews

Bank Holiday Deal

Embroidered Logo Polo - Black

Current sale price is £26

(Save £9)

Regular price was £35

4.9 out of 5 stars

22 reviews

undefined Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6579 reviews

undefined Kids Unisex Tensaur Sport 2.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - Black

£28

4.8 out of 5 stars

3436 reviews

undefined 5 Pack Crew T-shirt - Khaki/navy/white/black/grey

5 Pack Crew T-shirt - Khaki/navy/white/black/grey

£34

4.7 out of 5 stars

34 reviews

undefined Woodfire Electric BBQ Grill & Smoker OG701UK

Limited Time Deal

Woodfire Electric BBQ Grill & Smoker OG701UK

Current sale price is £270

(Save £79)

Regular price was £349

4.8 out of 5 stars

1696 reviews

undefined So Snuggly Pillows Buy 2 get 2 FREE! - White

Bank Holiday Deal

So Snuggly Pillows Buy 2 get 2 FREE! - White

Current sale price is £21

(Save £10)

Regular price was £31

4.4 out of 5 stars

290 reviews

undefined Confident Curve Legging - Black

Confident Curve Legging - Black

Current sale price is £12

(Save £3)

Regular price was £15

4.3 out of 5 stars

1074 reviews

undefined Unisex Ox Trainers - White

Bank Holiday Deal

Unisex Ox Trainers - White

Current sale price is £30

(Save £30)

Regular price was £60

4.7 out of 5 stars

804 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.