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undefined Girls Black Straight Leg Jean - Grey

Girls Black Straight Leg Jean - Grey

Current sale price is From £4

(Save up to £14.50)

Regular price was From £14

5 out of 5 stars

2 reviews

undefined Novara Bunk Bed with Mattress Options (Buy & SAVE!) - Grey - FSC® Certified

Novara Bunk Bed with Mattress Options (Buy & SAVE!) - Grey - FSC® Certified

Current sale price is From £219

(Save up to £150)

Regular price was From £369

4.1 out of 5 stars

370 reviews

undefined Top & Short Set - Grey

Top & Short Set - Grey

Current sale price is From £22.40

(Save up to £6.60)

Regular price was From £28

undefined Chunky Knit Cable Throw

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, cream coloursAvailable in grey, cream coloursAvailable in grey, cream coloursAvailable in grey, cream coloursAvailable in grey, cream colours

Chunky Knit Cable Throw

Current sale price is £25

(Save £25)

Regular price was £50

2.2 out of 5 stars

6 reviews

undefined Bowie Chino Shorts - Ultimate Grey

Bowie Chino Shorts - Ultimate Grey

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

1 review

undefined Galaxy Tab A9 8.7" WiFi 64GB - Graphite

Galaxy Tab A9 8.7" WiFi 64GB - Graphite

Current sale price is £109

(Save £60)

Regular price was £169

4 out of 5 stars

34 reviews

Logo Shorts - Grey

Current sale price is From £14

(Save up to £6.75)

Regular price was From £20

undefined Men's Training Rival Fleece Shorts - Grey

Men's Training Rival Fleece Shorts - Grey

Current sale price is £32

(Save £8)

Regular price was £40

4.9 out of 5 stars

37 reviews

undefined Slim Stretch Chino Trousers - Grey

Slim Stretch Chino Trousers - Grey

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4 out of 5 stars

2 reviews

undefined High Waisted Wide Leg Trouser - Grey

High Waisted Wide Leg Trouser - Grey

Current sale price is £29.25

(Save £15.75)

Regular price was £45

undefined Womens Running More V5 Trainers - Grey

Womens Running More V5 Trainers - Grey

Current sale price is £120

(Save £30)

Regular price was £150

4.1 out of 5 stars

196 reviews

undefined Jumbo Fleece Throw - Black

+-1 colours+3 colours+2 colours+0 colours+1 colours

Available in charcoal, black, navy, silver, latte, ochre coloursAvailable in charcoal, black, navy, silver, latte, ochre coloursAvailable in charcoal, black, navy, silver, latte, ochre coloursAvailable in charcoal, black, navy, silver, latte, ochre coloursAvailable in charcoal, black, navy, silver, latte, ochre colours

Jumbo Fleece Throw - Black

£32

4.4 out of 5 stars

235 reviews

undefined Atlanta High Sleeper with Desk, Drawers and Wardrobe with Mattress Options (Buy and SAVE!) - Grey

Atlanta High Sleeper with Desk, Drawers and Wardrobe with Mattress Options (Buy and SAVE!) - Grey

Current sale price is From £239

(Save up to £160)

Regular price was From £399

4.2 out of 5 stars

41 reviews

undefined Junior Fortore 23 Short- Grey

Junior Fortore 23 Short- Grey

Current sale price is £18.40

(Save £4.60)

Regular price was £23

undefined Pad 9 12.1-inch Tablet - Space Grey

Pad 9 12.1-inch Tablet - Space Grey

Current sale price is £199.99

(Save £99.01)

Regular price was £299

4.7 out of 5 stars

15 reviews

undefined Galaxy S24 5G 128GB - Galaxy AI

Claim Galaxy Watch 7 Worth £289 + £100 Cashback

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in grey, yellow, black, violet coloursAvailable in grey, yellow, black, violet coloursAvailable in grey, yellow, black, violet coloursAvailable in grey, yellow, black, violet coloursAvailable in grey, yellow, black, violet colours

Galaxy S24 5G 128GB - Galaxy AI

From £699

4.6 out of 5 stars

3725 reviews

undefined Athleisure Zip Hoody - Ecru

Athleisure Zip Hoody - Ecru

Current sale price is £16

(Save £9)

Regular price was £25

3 out of 5 stars

1 review

undefined RHPCF360 Pedestal Circulator Fan in Grey

RHPCF360 Pedestal Circulator Fan in Grey

Current sale price is £69

(Save £10)

Regular price was £79

5 out of 5 stars

2 reviews

undefined Amaya Bed Frame with Built-In Side Tables and Mattress Options (Buy & SAVE!) - FSC® Certified

Amaya Bed Frame with Built-In Side Tables and Mattress Options (Buy & SAVE!) - FSC® Certified

From £499

3.7 out of 5 stars

7 reviews

undefined Men's Sport Essentials French Terry Overhead Hoodie - Grey

Men's Sport Essentials French Terry Overhead Hoodie - Grey

Current sale price is £36

(Save £24)

Regular price was £60

5 out of 5 stars

1 review

undefined Twin Pack Basic Cushion

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in mid grey, cream, sage, navy coloursAvailable in mid grey, cream, sage, navy coloursAvailable in mid grey, cream, sage, navy coloursAvailable in mid grey, cream, sage, navy coloursAvailable in mid grey, cream, sage, navy colours

Twin Pack Basic Cushion

£10

4 out of 5 stars

17 reviews

undefined Pixel 7a - 128GB

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in charcoal, white coloursAvailable in charcoal, white coloursAvailable in charcoal, white coloursAvailable in charcoal, white coloursAvailable in charcoal, white colours

Pixel 7a - 128GB

Current sale price is From £279

(Save up to £170)

Regular price was From £449

4.5 out of 5 stars

101 reviews

undefined Boys Zip Polo Shorts Set - Castle Rock

Jack & Jones Junior

Boys Zip Polo Shorts Set - Castle Rock

Current sale price is £24

(Save £6)

Regular price was £30

undefined Mens 574 Trainers - Grey

Mens 574 Trainers - Grey

Current sale price is £76

(Save £19)

Regular price was £95

4.3 out of 5 stars

1523 reviews

undefined Regular Fit Zip Thru Tracksuit- Light Grey

Regular Fit Zip Thru Tracksuit- Light Grey

Current sale price is £158.50

(Save £130.50)

Regular price was £289

5 out of 5 stars

1 review

undefined Mens Train Essentials Tank - Grey

Mens Train Essentials Tank - Grey

Current sale price is £14.40

(Save £3.60)

Regular price was £18

4.7 out of 5 stars

41 reviews

undefined Zip Through Windbreaker Jacket - Grey

Zip Through Windbreaker Jacket - Grey

Current sale price is From £29.25

(Save up to £14.25)

Regular price was From £42

4 out of 5 stars

1 review

undefined Grey Floral Duvet Cover Set

Catherine Lansfield

Grey Floral Duvet Cover Set

From £17

4.1 out of 5 stars

12 reviews

undefined Desert Casual Dining Set Garden Furniture

Desert Casual Dining Set Garden Furniture

Current sale price is £485.99

(Save £114)

Regular price was £599.99

3.8 out of 5 stars

12 reviews

undefined Spin Mop

Spin Mop

Current sale price is £15

(Save £6)

Regular price was £21

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.