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Pay later with Very Pay

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The Very Collection Maestro Scallop Runner 67x200 Cm

Available in grey, pink, natural coloursAvailable in grey, pink, natural coloursAvailable in grey, pink, natural coloursAvailable in grey, pink, natural coloursAvailable in grey, pink, natural colours

The Very Collection

Maestro Scallop Runner 67x200 Cm

£30

The Very Collection Maestro Scallop Rug

Available in grey, pink, natural coloursAvailable in grey, pink, natural coloursAvailable in grey, pink, natural coloursAvailable in grey, pink, natural coloursAvailable in grey, pink, natural colours

The Very Collection

Maestro Scallop Rug

From £45

The Very Collection Luxury Shaggy Rug

+2 colours+1 colour

Available in grey, ivory, terracotta, blue, natural coloursAvailable in grey, ivory, terracotta, blue, natural coloursAvailable in grey, ivory, terracotta, blue, natural coloursAvailable in grey, ivory, terracotta, blue, natural coloursAvailable in grey, ivory, terracotta, blue, natural colours

The Very Collection

Luxury Shaggy Rug

From £110

5 out of 5 stars

3 reviews

The Very Collection Scattamat Pack Of 2 Doormats 50 X 80cm. - Charcoal

+1 colour

Available in charcoal, grey, taupe, natural coloursAvailable in charcoal, grey, taupe, natural coloursAvailable in charcoal, grey, taupe, natural coloursAvailable in charcoal, grey, taupe, natural coloursAvailable in charcoal, grey, taupe, natural colours

The Very Collection

Scattamat Pack Of 2 Doormats 50 X 80cm. - Charcoal

£15

3.2 out of 5 stars

10 reviews

The Very Collection Echo Watercolour Rug

Available in grey, blue coloursAvailable in grey, blue coloursAvailable in grey, blue coloursAvailable in grey, blue coloursAvailable in grey, blue colours

The Very Collection

Echo Watercolour Rug

From £50

4.2 out of 5 stars

5 reviews

The Very Collection Atelier Squares Rug - Charcoal

Available in charcoal, ivory coloursAvailable in charcoal, ivory coloursAvailable in charcoal, ivory coloursAvailable in charcoal, ivory coloursAvailable in charcoal, ivory colours

The Very Collection

Atelier Squares Rug - Charcoal

From £75

5 out of 5 stars

1 review

The Very Collection Maestro Bow Border Rug - Monochrome

The Very Collection

Maestro Bow Border Rug - Monochrome

Current sale price is From £32

(Save up to £14)

Regular price was From £40

The Very Collection Atelier Diamond Rug - Charcoal

Available in charcoal, ivory coloursAvailable in charcoal, ivory coloursAvailable in charcoal, ivory coloursAvailable in charcoal, ivory coloursAvailable in charcoal, ivory colours

The Very Collection

Atelier Diamond Rug - Charcoal

From £75

1 out of 5 stars

1 review

Michelle Keegan Home Mateo Traditional Rug - Grey

Michelle Keegan Home

Mateo Traditional Rug - Grey

From £80

5 out of 5 stars

1 review

The Very Collection Bobble Texture Runner

Available in charcoal, taupe coloursAvailable in charcoal, taupe coloursAvailable in charcoal, taupe coloursAvailable in charcoal, taupe coloursAvailable in charcoal, taupe colours

The Very Collection

Bobble Texture Runner

Current sale price is From £12

(Save up to £4)

Regular price was From £15

4.3 out of 5 stars

3 reviews

The Very Collection Freya Abstract Rug - Grey

The Very Collection

Freya Abstract Rug - Grey

Current sale price is From £52

(Save up to £24)

Regular price was From £65

5 out of 5 stars

2 reviews

The Very Collection Cadiz Traditional Rug - Grey

The Very Collection

Cadiz Traditional Rug - Grey

Current sale price is From £32

(Save up to £14)

Regular price was From £40

5 out of 5 stars

2 reviews

The Very Collection Malmo Maze Rug

Available in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white colours

The Very Collection

Malmo Maze Rug

Current sale price is From £44

(Save up to £19)

Regular price was From £55

The Very Collection Freya Textured Style Rug - Grey

The Very Collection

Freya Textured Style Rug - Grey

Current sale price is From £52

(Save up to £24)

Regular price was From £65

Very Home Freya Abstract Runner - Grey

Freya Abstract Runner - Grey

Current sale price is £40

(Save £10)

Regular price was £50

The Very Collection Newport Lattice Grey Rug

The Very Collection

Newport Lattice Grey Rug

From £40

5 out of 5 stars

3 reviews

The Very Collection Newport Lattice Grey Runner

The Very Collection

Newport Lattice Grey Runner

£45

Asiatic Stellar Abstract Beige Rug 200x290cm

+1 colour

Available in grey, beige, green, blue coloursAvailable in grey, beige, green, blue coloursAvailable in grey, beige, green, blue coloursAvailable in grey, beige, green, blue coloursAvailable in grey, beige, green, blue colours

Stellar Abstract Beige Rug 200x290cm

From £79

3 out of 5 stars

2 reviews

The Very Collection Casablanca Grey Rug

The Very Collection

Casablanca Grey Rug

From £55

5 out of 5 stars

3 reviews

The Very Collection Stack Grey And Mauve Rug

The Very Collection

Stack Grey And Mauve Rug

From £135

rucomfy Kids Snuggle Chair Beanbag

+1 colour

Available in grey, pink, oat, green coloursAvailable in grey, pink, oat, green coloursAvailable in grey, pink, oat, green coloursAvailable in grey, pink, oat, green coloursAvailable in grey, pink, oat, green colours

Kids Snuggle Chair Beanbag

Current sale price is £45

(Save £15)

Regular price was £60

5 out of 5 stars

1 review

rucomfy Small Kids Beanbag - Indoor/Outdoor

Available in grey, pink, light grey coloursAvailable in grey, pink, light grey coloursAvailable in grey, pink, light grey coloursAvailable in grey, pink, light grey coloursAvailable in grey, pink, light grey colours

Small Kids Beanbag - Indoor/Outdoor

Current sale price is From £25

(Save up to £5)

Regular price was From £30

5 out of 5 stars

1 review

rucomfy Classic Adult Beanbag

Available in grey, lilac coloursAvailable in grey, lilac coloursAvailable in grey, lilac coloursAvailable in grey, lilac coloursAvailable in grey, lilac colours

Classic Adult Beanbag

Current sale price is £52

(Save £10)

Regular price was £62

3.8 out of 5 stars

4 reviews

Silentnight Restore Cooling Summer Throw - Grey - Large

Restore Cooling Summer Throw - Grey - Large

Current sale price is £44

(Save £11)

Regular price was £55

4.4 out of 5 stars

5 reviews

The Very Collection Malmo Stripe Rug

Available in grey, natural, ivory coloursAvailable in grey, natural, ivory coloursAvailable in grey, natural, ivory coloursAvailable in grey, natural, ivory coloursAvailable in grey, natural, ivory colours

The Very Collection

Malmo Stripe Rug

From £55

The Very Collection Juno Geometric Grey Blend Rug

The Very Collection

Juno Geometric Grey Blend Rug

Current sale price is From £36

(Save up to £15)

Regular price was From £45

1 out of 5 stars

1 review

Freya Patterned Grey Rug

Freya Patterned Grey Rug

Current sale price is From £52

(Save up to £24)

Regular price was From £65

5 out of 5 stars

1 review

The Very Collection Freya Border Rug - Charcoal

Available in charcoal, natural coloursAvailable in charcoal, natural coloursAvailable in charcoal, natural coloursAvailable in charcoal, natural coloursAvailable in charcoal, natural colours

The Very Collection

Freya Border Rug - Charcoal

Current sale price is From £52

(Save up to £24)

Regular price was From £65

4.7 out of 5 stars

7 reviews

Freya Patterned Grey Runner 80X200cm

Freya Patterned Grey Runner 80X200cm

Current sale price is £40

(Save £10)

Regular price was £50

2 out of 5 stars

1 review

The Very Collection Dusk Wave Grey Rug

The Very Collection

Dusk Wave Grey Rug

From £65

4.8 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.