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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

All Jewellery, 9ct White Gold, Gifts & Jewellery

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Results: 31 - 60 (of 227)

9ct White Gold 0.25ct Diamond Princess Cut Ring With Diamond Shoulders

Current sale price is £469

9ct White Gold Diamond Wedding Ring

£595

Diamond Illusion Solitaire Ring G VS+ Lab Grown

Current sale price is £175

9ct White Gold 1.60ct total eq Moissanite Solitaire ring with marquise sides

£569

Oval and Pear Shaped Diamond Wrap Around Ring G VS+ Lab Grown

Current sale price is £550

9ct Gold 2.5Ct Eq Total Oval And Pear Shaped Trilogy Ring

Current sale price is £680

9ct White Gold 1.35ct Moissanite Solitaire Ring

Current sale price is £399

Alice 9ct White Gold 1ct tw Lab Grown Diamond Pear Halo Engagement Ring

£1100

9ct White Gold 1.05ct Rub Set Square Brilliant Moissanite Wed Fit Solitaire Ring

£699

9ct White Gold 1ct Rub Set Emerald Cut Moissanite Wed Fit Solitaire Ring

£699

9ct White Gold 7mm x 9mm Pear Cut CZ Ring

£249

Victoria 9ct White Gold 3ct tw Lab Grown Flower Bracelet

Current sale price is £1870

Emerald 1.00ct Lab Grown Diamond Ring - 9ct White Gold

£795

Colette 9ct White Gold 0.74ct tw Lab Grown Diamonds and Created Sapphire Band Ring

£900

9ct Gold 0.50ct Total Moissanite Ring Set

£628

9ct White Gold 5 stone 1.25ct Moissanite Eternity Ring

Current sale price is £479

9ct White Gold Blue Topaz Pendant

£375

9 Carat White Gold 10pt Diamond-Set Eternity Ring

Current sale price is £239

Perfect Fit Diamond Bridal Ring Set. 9ct White Gold 0.33ct Diamond Cushion Cluster Bridal Set

£1099

9ct White Gold Personalised Band Ring 3m

£219

0.15 Carat Diamond Eternity Ring

Current sale price is £300

9ct White Gold 1ct Rub Set Wed Fit Moissanite Solitaire Ring

£599

9ct White Gold Ruby And 0.20ct Diamond Half Eternity Ring

£749

9ct White Gold 0.90ct Rub Set Oval Moissanite Wed Fit Solitaire Ring

£699

2Ct Diamond Trilogy Ring G VS+ Lab Grown

Current sale price is £1302

9K 0.13ct Illusion Lab Grown Diamond Pendant

£249

9ct White Gold 1.60ct total eq Criss Cross Cushion and Round Brilliant Moissanite Trilogy Ring

Current sale price is £428

9ct White Gold Diamond Cut 6mm Wedding Band With Message 'Sealed With A Kiss'

£399

9ct White Gold 0.20ct Diamond Emerald Cut Halo Ring

£699

Diamond Eternity Ring G+ VVS Lab Grown

Current sale price is £455

Results: 31 - 60 (of 227)