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Necklaces, £20-£30, Cubic Zirconia, All Jewellery, Gifts & Jewellery

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Sterling Silver11

Gold Plated Silver3

925 Sterling Silver5

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Page 1. Results: 1 to 25 (of 25)

Results: 1 - 25 (of 25)

undefined Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Bank Holiday Deal

+5 colours+9 colours+8 colours+6 colours+7 colours

Available in april, may, june, december, february, march, august and 5 more coloursAvailable in april, may, june and 9 more coloursAvailable in april, may, june, december and 8 more coloursAvailable in april, may, june, december, february, march and 6 more coloursAvailable in april, may, june, december, february and 7 more colours

The Love Collection

Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Current sale price is £21

(Save £14)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Sterling Silver Cubic Zirconia Cross Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Cross Pendant Necklace

£30

3.9 out of 5 stars

21 reviews

undefined Gold Plated Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Bank Holiday Deal

+5 colours+9 colours+8 colours+6 colours+7 colours

Available in april, may, march, september, august, december, january and 5 more coloursAvailable in april, may, march and 9 more coloursAvailable in april, may, march, september and 8 more coloursAvailable in april, may, march, september, august, december and 6 more coloursAvailable in april, may, march, september, august and 7 more colours

The Love Collection

Gold Plated Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Current sale price is £25

(Save £25)

Regular price was £50

5 out of 5 stars

1 review

undefined Sterling Silver 6mm Cubic Zirconia Pendant Necklace

Bank Holiday Deal

The Love Collection

Sterling Silver 6mm Cubic Zirconia Pendant Necklace

Current sale price is £20

(Save £20)

Regular price was £40

undefined Sterling silver cubic zirconia initial pendant

The Love Collection

Sterling silver cubic zirconia initial pendant

Current sale price is £23

(Save £7)

Regular price was £30

3.8 out of 5 stars

12 reviews

undefined Sterling Silver 925 Cubic Zirconia Star Pendant

Sterling Silver 925 Cubic Zirconia Star Pendant

£20

undefined Sterling Silver Pearl, Moon and Star Cubic Zirconia Adjustable Box Chain Necklace

Bank Holiday Deal

The Love Collection

Sterling Silver Pearl, Moon and Star Cubic Zirconia Adjustable Box Chain Necklace

Current sale price is £22

(Save £14)

Regular price was £36

5 out of 5 stars

1 review

undefined Sterling Silver 925 Cubic Zirconia Diamond Cut Clover Pendant

Sterling Silver 925 Cubic Zirconia Diamond Cut Clover Pendant

£30

undefined Sterling Silver Cubic Zirconia Angel Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Angel Pendant Necklace

£22

4.3 out of 5 stars

20 reviews

undefined Simply Silver Sterling Silver 925 Cubic Zirconia Star Pendant

Simply Silver Sterling Silver 925 Cubic Zirconia Star Pendant

£20

undefined Sterling Silver Heart Necklace with Cubic Zirconia Stone Detail

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in aqua, pink, white coloursAvailable in aqua, pink, white coloursAvailable in aqua, pink, white coloursAvailable in aqua, pink, white coloursAvailable in aqua, pink, white colours

The Love Collection

Sterling Silver Heart Necklace with Cubic Zirconia Stone Detail

£28

4.5 out of 5 stars

8 reviews

undefined Sterling Silver 925 Tree of Love Heart Pendant

Bank Holiday Deal

Sterling Silver 925 Tree of Love Heart Pendant

Current sale price is £30

(Save £10)

Regular price was £40

undefined Sterling Silver Cubic Zirconia Hamsa Hand of Fatima Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Hamsa Hand of Fatima Pendant Necklace

£22

2.9 out of 5 stars

16 reviews

undefined Rhodium Plated Cubic Zirconia Emerald Cut Sapphire Toggle Bracelet - Gift Boxed

Rhodium Plated Cubic Zirconia Emerald Cut Sapphire Toggle Bracelet - Gift Boxed

£25

undefined Sterling Silver 925 Tree of Love Pendant

Bank Holiday Deal

Sterling Silver 925 Tree of Love Pendant

Current sale price is £30

(Save £10)

Regular price was £40

undefined Gold Plated Cubic Zirconia Open Pear Pendant Necklace - Gift Boxed

Gold Plated Cubic Zirconia Open Pear Pendant Necklace - Gift Boxed

£30

undefined Sterling Silver Cubic Zirconia Double Heart Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Double Heart Pendant Necklace

£25

4.2 out of 5 stars

6 reviews

undefined Sterling Silver Cubic Zirconia Star Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Star Pendant Necklace

£25

3.7 out of 5 stars

10 reviews

undefined Rhodium Plated Cubic Zirconia Emerald Cut Sapphire Pendant - Gift Boxed

Bank Holiday Deal

Rhodium Plated Cubic Zirconia Emerald Cut Sapphire Pendant - Gift Boxed

Current sale price is £21

(Save £4)

Regular price was £25

undefined 18ct Gold Plated Sterling Silver Constellation Star Cubic Zirconia Adjustable Chain Necklace

Bank Holiday Deal

The Love Collection

18ct Gold Plated Sterling Silver Constellation Star Cubic Zirconia Adjustable Chain Necklace

Current sale price is £29

(Save £13)

Regular price was £42

undefined Rhodium Plated Cubic Zirconia Micro Pave Heart Pendant - Gift Boxed

Rhodium Plated Cubic Zirconia Micro Pave Heart Pendant - Gift Boxed

£25

undefined Rhodium Plated Cubic Zirconia Crystal Peardrop Pendant - Gift Boxed

Bank Holiday Deal

Rhodium Plated Cubic Zirconia Crystal Peardrop Pendant - Gift Boxed

Current sale price is £21

(Save £4)

Regular price was £25

undefined Rhodium Plated Cubic Zirconia Square Crystal - Gift Box

Bank Holiday Deal

Rhodium Plated Cubic Zirconia Square Crystal - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

undefined Sterling Silver 925 Polished and Cubic Zirconia Initial Pendant - J

Sterling Silver 925 Polished and Cubic Zirconia Initial Pendant - J

£25

undefined Winnie The Pooh Yellow Gold Plated Brass Heart shaped Necklace NF00678YL-18.PH

Winnie The Pooh Yellow Gold Plated Brass Heart shaped Necklace NF00678YL-18.PH

Current sale price is £20

(Save £4.99)

Regular price was £24.99

4.8 out of 5 stars

5 reviews

Page 1. Results: 1 to 25 (of 25)

Results: 1 - 25 (of 25)

Page 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.