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Necklaces, £20-£30, All Jewellery, Gifts & Jewellery

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Page 1. Results: 1 to 30 (of 235)

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undefined Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Bank Holiday Deal

+5 colours+9 colours+8 colours+6 colours+7 colours

Available in april, may, june, august, december, february, march and 5 more coloursAvailable in april, may, june and 9 more coloursAvailable in april, may, june, august and 8 more coloursAvailable in april, may, june, august, december, february and 6 more coloursAvailable in april, may, june, august, december and 7 more colours

The Love Collection

Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Current sale price is £21

(Save £14)

Regular price was £35

4 out of 5 stars

2 reviews

undefined Protection Waterproof Gold Charm Necklace

Protection Waterproof Gold Charm Necklace

£26.99

undefined Personalised Birth Flower Heart and Disc Necklace - Silver

Personalised Birth Flower Heart and Disc Necklace - Silver

£30

3 out of 5 stars

1 review

undefined Gold Plated North Star and Bead Double Layer Charm Necklace

Bank Holiday Deal

Gold Plated North Star and Bead Double Layer Charm Necklace

Current sale price is £21

(Save £11)

Regular price was £32

undefined Gold Plated T Bar Long Drop Necklace

Bank Holiday Deal

Gold Plated T Bar Long Drop Necklace

Current sale price is £21

(Save £4)

Regular price was £25

5 out of 5 stars

1 review

undefined Sterling Silver Alphabet Initial Pendant Adjustable Necklace

The Love Collection

Sterling Silver Alphabet Initial Pendant Adjustable Necklace

£30

3.8 out of 5 stars

12 reviews

undefined Sterling Silver Disco Twist Diamond Cut Adjustable Necklace

Bank Holiday Deal

The Love Collection

Sterling Silver Disco Twist Diamond Cut Adjustable Necklace

Current sale price is £29

(Save £16)

Regular price was £45

4 out of 5 stars

4 reviews

undefined Sterling Silver Cubic Zirconia Cross Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Cross Pendant Necklace

£30

3.9 out of 5 stars

21 reviews

undefined Initial Necklace With Mother Of Pearl And Crystal - Rose Gold

Initial Necklace With Mother Of Pearl And Crystal - Rose Gold

£27

3.7 out of 5 stars

7 reviews

undefined Men's 20" Franco 5mm Thick Steel Chain

The Love Collection

Men's 20" Franco 5mm Thick Steel Chain

Current sale price is £25

(Save £14)

Regular price was £39

3.9 out of 5 stars

10 reviews

undefined Sterling Silver Foxtail Chain Adjustable Necklace

The Love Collection

Sterling Silver Foxtail Chain Adjustable Necklace

£25

3.2 out of 5 stars

6 reviews

undefined Rhodium Plated Cubic Zirconia Heart Pendant - Gift Boxed

Bank Holiday Deal

Rhodium Plated Cubic Zirconia Heart Pendant - Gift Boxed

Current sale price is £21

(Save £4)

Regular price was £25

undefined Gold Plated Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Bank Holiday Deal

+5 colours+9 colours+8 colours+6 colours+7 colours

Available in april, may, march, september, august, december, january and 5 more coloursAvailable in april, may, march and 9 more coloursAvailable in april, may, march, september and 8 more coloursAvailable in april, may, march, september, august, december and 6 more coloursAvailable in april, may, march, september, august and 7 more colours

The Love Collection

Gold Plated Sterling Silver Personalised Birthstone CZ Rubover Charm and Disc Necklace

Current sale price is £25

(Save £25)

Regular price was £50

5 out of 5 stars

1 review

undefined Sterling Silver 6mm Cubic Zirconia Pendant Necklace

Bank Holiday Deal

The Love Collection

Sterling Silver 6mm Cubic Zirconia Pendant Necklace

Current sale price is £20

(Save £20)

Regular price was £40

undefined Sterling Silver Moon and Star Diamond Cut Ball Chain Necklace

The Love Collection

Sterling Silver Moon and Star Diamond Cut Ball Chain Necklace

£28

4 out of 5 stars

4 reviews

undefined Gold Plated Evil Eye And Mother Of Pearl Spinning Pendant - Gift Pouch

Bank Holiday Deal

Gold Plated Evil Eye And Mother Of Pearl Spinning Pendant - Gift Pouch

Current sale price is £21

(Save £9)

Regular price was £30

undefined Sterling silver cubic zirconia initial pendant

The Love Collection

Sterling silver cubic zirconia initial pendant

Current sale price is £23

(Save £7)

Regular price was £30

3.8 out of 5 stars

12 reviews

undefined Children's Sterling Silver Necklace. October Purple Crystal Heart Pendant Necklace

Children's Sterling Silver Necklace. October Purple Crystal Heart Pendant Necklace

£29.99

undefined Sterling Silver Leaf Pendant Necklace

The Love Collection

Sterling Silver Leaf Pendant Necklace

£28

4 out of 5 stars

8 reviews

undefined Sterling Silver 20 Inch Dainty Prince of Wales Chain

Sterling Silver 20 Inch Dainty Prince of Wales Chain

£30

undefined Sterling Silver Heart Necklace with Cubic Zirconia Stone Detail

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in aqua, pink, white coloursAvailable in aqua, pink, white coloursAvailable in aqua, pink, white coloursAvailable in aqua, pink, white coloursAvailable in aqua, pink, white colours

The Love Collection

Sterling Silver Heart Necklace with Cubic Zirconia Stone Detail

£28

4.5 out of 5 stars

8 reviews

undefined Silver Plated Herringbone Chain Necklace

Bank Holiday Deal

Silver Plated Herringbone Chain Necklace

Current sale price is £21

(Save £4)

Regular price was £25

undefined Sterling Silver Cubic Zirconia Angel Pendant Necklace

The Love Collection

Sterling Silver Cubic Zirconia Angel Pendant Necklace

£22

4.3 out of 5 stars

20 reviews

undefined Sterling Silver 925 Cubic Zirconia Diamond Cut Clover Pendant

Sterling Silver 925 Cubic Zirconia Diamond Cut Clover Pendant

£30

undefined Gift Boxed Sterling Silver 925 Infinity Necklace

Bank Holiday Deal

Gift Boxed Sterling Silver 925 Infinity Necklace

Current sale price is £21

(Save £7)

Regular price was £28

3.3 out of 5 stars

7 reviews

undefined Gold Plated Semi Precious Pearl Y Necklace

Bank Holiday Deal

Gold Plated Semi Precious Pearl Y Necklace

Current sale price is £26

(Save £4)

Regular price was £30

undefined Better Together Waterproof Gold Charm Necklace

Better Together Waterproof Gold Charm Necklace

£26.99

undefined Gold Black And Crystal Celestial Charm Pendant Necklace

Gold Black And Crystal Celestial Charm Pendant Necklace

£20

5 out of 5 stars

1 review

undefined Sterling Silver Pearl, Moon and Star Cubic Zirconia Adjustable Box Chain Necklace

Bank Holiday Deal

The Love Collection

Sterling Silver Pearl, Moon and Star Cubic Zirconia Adjustable Box Chain Necklace

Current sale price is £22

(Save £14)

Regular price was £36

5 out of 5 stars

1 review

undefined Sterling Silver 925 Polished Diamond Cut Heart Pendant - incl chain cost

Bank Holiday Deal

Sterling Silver 925 Polished Diamond Cut Heart Pendant - incl chain cost

Current sale price is £23

(Save £12)

Regular price was £35

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Number of results per page

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96products per page

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.