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undefined The Mall

Vivienne Westwood

The Mall

Current sale price is £133

(Save £132)

Regular price was £265

5 out of 5 stars

2 reviews

undefined Westbourne Orb - 2-Tone

Vivienne Westwood

Westbourne Orb - 2-Tone

Current sale price is £128

(Save £127)

Regular price was £255

5 out of 5 stars

1 review

undefined 18ct Gold Plated Sterling Silver Baguette Multicoloured CZ Stones Ring

The Love Collection

18ct Gold Plated Sterling Silver Baguette Multicoloured CZ Stones Ring

Current sale price is £26

(Save £9)

Regular price was £35

5 out of 5 stars

1 review

undefined Cluster Diamond Ring

Cluster Diamond Ring

Current sale price is £325

(Save £325)

Regular price was £650

5 out of 5 stars

1 review

undefined 9ct White Gold 20 Point Diamond Shaped Eternity Ring

9ct White Gold 20 Point Diamond Shaped Eternity Ring

Current sale price is £374

(Save £125)

Regular price was £499

5 out of 5 stars

23 reviews

undefined 2Ct Princess Cut Diamond Solitaire Ring G VS+ Lab Grown

2Ct Princess Cut Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £1658

(Save £892)

Regular price was £2550

5 out of 5 stars

1 review

undefined Lexington Ladies Watch Stainless Steel

Lexington Ladies Watch Stainless Steel

Current sale price is £188

(Save £81)

Regular price was £269

5 out of 5 stars

2 reviews

undefined Gift Boxed Sterling Silver 925 Tri- Tone Star Necklace Jewellery Set

Gift Boxed Sterling Silver 925 Tri- Tone Star Necklace Jewellery Set

Current sale price is £22

(Save £6)

Regular price was £28

5 out of 5 stars

2 reviews

undefined Amethyst With Diamond Three Stone Ring

Amethyst With Diamond Three Stone Ring

Current sale price is £325

(Save £325)

Regular price was £650

5 out of 5 stars

1 review

undefined Mens Black Stainless Steel Chronograph Watch

Mens Black Stainless Steel Chronograph Watch

Current sale price is £70

(Save £30)

Regular price was £100

5 out of 5 stars

5 reviews

undefined 9ct White Gold 0.25ct Diamond Wedding Band Ring

9ct White Gold 0.25ct Diamond Wedding Band Ring

Current sale price is £476

(Save £123)

Regular price was £599

5 out of 5 stars

3 reviews

undefined Sterling Silver Infinity Stud Earrings

The Love Collection

Sterling Silver Infinity Stud Earrings

Current sale price is £9

(Save £6)

Regular price was £15

5 out of 5 stars

2 reviews

undefined 9ct White Gold Blue Topaz Emerald Cut Ring

The Love Collection

9ct White Gold Blue Topaz Emerald Cut Ring

Current sale price is £594

(Save £245)

Regular price was £839

5 out of 5 stars

2 reviews

undefined Birthstone Calendar Pendant Necklace - Gold

The Love Collection

Birthstone Calendar Pendant Necklace - Gold

Current sale price is £34

(Save £34)

Regular price was £68

5 out of 5 stars

1 review

undefined 9ct White Gold 33 Point Millgrain Set Eternity Ring

9ct White Gold 33 Point Millgrain Set Eternity Ring

Current sale price is £487

(Save £162)

Regular price was £649

5 out of 5 stars

8 reviews

undefined Camden Lock Unisex Quartz Watch

Vivienne Westwood

Camden Lock Unisex Quartz Watch

Current sale price is £132

(Save £133)

Regular price was £265

5 out of 5 stars

4 reviews

undefined Gift Set Womens 29mm Analogue Watch with Two Tone Stone Set Silver Dial, Two tone Stainless Steel Bracelet, Matching Pendant and Earrings

Gift Set Womens 29mm Analogue Watch with Two Tone Stone Set Silver Dial, Two tone Stainless Steel Bracelet, Matching Pendant and Earrings

Current sale price is £44

(Save £15)

Regular price was £59

5 out of 5 stars

1 review

undefined Series 38 Black Silicone Strap Sports Smart Calling Watch

Series 38 Black Silicone Strap Sports Smart Calling Watch

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

4 reviews

undefined Swiss Made Ladies Inspiration Silver & Gold Plated Stainless Steel Bracelet Watch

Jacques Du Manoir

Swiss Made Ladies Inspiration Silver & Gold Plated Stainless Steel Bracelet Watch

Current sale price is £158

(Save £40)

Regular price was £198

5 out of 5 stars

4 reviews

undefined Sterling Silver White Cubic Zirconia Nose Stud

The Love Collection

Sterling Silver White Cubic Zirconia Nose Stud

Current sale price is £6

(Save £1)

Regular price was £7

5 out of 5 stars

2 reviews

undefined 9ct White Gold 0.20ct Diamond Double Halo Pear Twist Band Ring

9ct White Gold 0.20ct Diamond Double Halo Pear Twist Band Ring

Current sale price is £517

(Save £162)

Regular price was £679

5 out of 5 stars

4 reviews

undefined Green Orb Dial Green Strap Watch

Vivienne Westwood

Green Orb Dial Green Strap Watch

Current sale price is £100

(Save £100)

Regular price was £200

5 out of 5 stars

2 reviews

undefined Kate Spade Gold Tone Apple Strap

Kate Spade New York

Kate Spade Gold Tone Apple Strap

Current sale price is £135

(Save £24)

Regular price was £159

5 out of 5 stars

1 review

undefined 18ct Gold 0.50ct Diamond Solitaire Engagement Ring

18ct Gold 0.50ct Diamond Solitaire Engagement Ring

Current sale price is £1327

(Save £332)

Regular price was £1659

5 out of 5 stars

1 review

undefined 1Ct Round Diamond Solitaire Ring G VS+ Lab Grown

1Ct Round Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £910

(Save £490)

Regular price was £1400

5 out of 5 stars

1 review

undefined Diamond Emerald Cut Shaped Pendant Necklace G VS+ Lab Grown

Diamond Emerald Cut Shaped Pendant Necklace G VS+ Lab Grown

Current sale price is £350

(Save £350)

Regular price was £700

5 out of 5 stars

1 review

undefined 9ct White Gold 4 Claw Twist Design 0.25ct Diamond Solitaire Ring

9ct White Gold 4 Claw Twist Design 0.25ct Diamond Solitaire Ring

Current sale price is £473

(Save £126)

Regular price was £599

5 out of 5 stars

3 reviews

undefined Smart Series 34 Navy Silicone Strap Smart Watch

Smart Series 34 Navy Silicone Strap Smart Watch

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

1 review

undefined Runway Black Chronograph Gold Tone Case Black Silicone Bracelet Ladies Watch

Runway Black Chronograph Gold Tone Case Black Silicone Bracelet Ladies Watch

Current sale price is £223

(Save £56)

Regular price was £279

5 out of 5 stars

1 review

undefined Mother of Pearl Circle Ring

Mother of Pearl Circle Ring

Current sale price is £60

(Save £20)

Regular price was £80

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.