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undefined New Florence High Rise Skinny Jean - Mid Wash

New Florence High Rise Skinny Jean - Mid Wash

£22

3.6 out of 5 stars

56 reviews

undefined Brooklyn Buckle Flatform Sandal - Brown

Brooklyn Buckle Flatform Sandal - Brown

Current sale price is £48

(Save £12)

Regular price was £60

3.3 out of 5 stars

187 reviews

undefined Smudge Print Strappy Wrap Top Gathered Skirt Midi Dress - Multi

Smudge Print Strappy Wrap Top Gathered Skirt Midi Dress - Multi

Current sale price is £36

(Save £9)

Regular price was £45

3.5 out of 5 stars

2 reviews

undefined High Rise Slim Flare Jeans - Mid Wash

High Rise Slim Flare Jeans - Mid Wash

Current sale price is £30.40

(Save £7.60)

Regular price was £38

3.2 out of 5 stars

5 reviews

undefined Premium 3 Piece Set Crop Top - Green

Michelle Keegan

Premium 3 Piece Set Crop Top - Green

Current sale price is £16

(Save £4)

Regular price was £20

3 out of 5 stars

1 review

undefined Panelled Bucket Bag

Panelled Bucket Bag

£40

3 out of 5 stars

2 reviews

undefined Wide Fit Close Toe Wedge Sling Back - Black

Wide Fit Close Toe Wedge Sling Back - Black

£25

3 out of 5 stars

2 reviews

undefined 2 Pack Cotton Blend Check Pyjama short - Navy

2 Pack Cotton Blend Check Pyjama short - Navy

Current sale price is £19

(Save £5)

Regular price was £24

3 out of 5 stars

1 review

undefined Johnys 3 Pack T-Shirts - Multi

Johnys 3 Pack T-Shirts - Multi

£35

3.3 out of 5 stars

3 reviews

undefined Mens Running 411 V3 Trainers - Black/Grey

Mens Running 411 V3 Trainers - Black/Grey

Current sale price is £44

(Save £11)

Regular price was £55

3.7 out of 5 stars

9 reviews

undefined Twist Front Jumpsuit - Print

V by Very Curve

Twist Front Jumpsuit - Print

Current sale price is £36

(Save £9)

Regular price was £45

3 out of 5 stars

1 review

undefined Studded Toe Clip Sandal - Gold

Studded Toe Clip Sandal - Gold

Current sale price is £32

(Save £8)

Regular price was £40

3 out of 5 stars

1 review

undefined 7 x 4ft Garden Shed Storage with Locking Door and Foundation Kit, Dark Grey

7 x 4ft Garden Shed Storage with Locking Door and Foundation Kit, Dark Grey

£199.99

3.4 out of 5 stars

8 reviews

undefined Womens Trail Running Tektrel Trainers - Grey/Purple

Womens Trail Running Tektrel Trainers - Grey/Purple

Current sale price is £70

(Save £30)

Regular price was £100

3.4 out of 5 stars

9 reviews

undefined Signature Cotton Essential 3 Pack Loungewear T-Shirts - Assorted

Signature Cotton Essential 3 Pack Loungewear T-Shirts - Assorted

Current sale price is £32.80

(Save £8.20)

Regular price was £41

3.5 out of 5 stars

2 reviews

undefined Fabulous Firmer Neck & Face Smoother

Fabulous Firmer Neck & Face Smoother

£34.99

3.8 out of 5 stars

19 reviews

undefined Lace Yoke Blouson Blouse - Pink

Lace Yoke Blouson Blouse - Pink

Current sale price is £22.75

(Save £12.25)

Regular price was £35

3 out of 5 stars

1 review

undefined Petite Puff Ball Racer Dress - Brown

Petite Puff Ball Racer Dress - Brown

Current sale price is £28.80

(Save £7.20)

Regular price was £36

3.5 out of 5 stars

2 reviews

undefined Short High Waist Wide Jeans - Mid Wash

Short High Waist Wide Jeans - Mid Wash

Current sale price is £28

(Save £7)

Regular price was £35

3 out of 5 stars

1 review

undefined Button Side Topstitch Top - Black

Button Side Topstitch Top - Black

Current sale price is £20.80

(Save £5.20)

Regular price was £26

3 out of 5 stars

1 review

undefined Junior Boys Running 578 V1 Trainers - Black

Junior Boys Running 578 V1 Trainers - Black

Current sale price is £28

(Save £7)

Regular price was £35

3 out of 5 stars

1 review

undefined 4 Burner Gas BBQ With Side Burner

4 Burner Gas BBQ With Side Burner

Current sale price is £159.99

(Save £30)

Regular price was £189.99

3.8 out of 5 stars

20 reviews

undefined Air Bed DELXUE with Custom Fitted Sheet Included, Double

Air Bed DELXUE with Custom Fitted Sheet Included, Double

£89.99

3.7 out of 5 stars

136 reviews

undefined Sculpted C Reversible Belt - Black/Tan

Sculpted C Reversible Belt - Black/Tan

£150

3.7 out of 5 stars

7 reviews

undefined Camel Shirred Waist Midi Shirt Dress

Camel Shirred Waist Midi Shirt Dress

Current sale price is £27.19

(Save £6.80)

Regular price was £33.99

3 out of 5 stars

1 review

undefined Club De France Colour Pop T-shirt - Stripe - Black

Club De France Colour Pop T-shirt - Stripe - Black

Current sale price is £14.40

(Save £3.60)

Regular price was £18

3 out of 5 stars

2 reviews

undefined Bandeau Placement Print Swimsuit

Bandeau Placement Print Swimsuit

Current sale price is £20

(Save £5)

Regular price was £25

3.3 out of 5 stars

3 reviews

undefined Frill Short Sleeve Pyjamas - Pink

Frill Short Sleeve Pyjamas - Pink

Current sale price is From £12

(Save up to £3.40)

Regular price was From £15

3.7 out of 5 stars

3 reviews

undefined EA SPORTS FC 25 - 2800 FC Points (Digital Download)

EA SPORTS FC 25 - 2800 FC Points (Digital Download)

£21.99

3 out of 5 stars

4 reviews

undefined Inspire White Kettle & Toaster Bundle

Inspire White Kettle & Toaster Bundle

£89

3.9 out of 5 stars

21 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.