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undefined Black Crinkle Textured Blanket Stitch Frill Sleeve Swimsuit

Black Crinkle Textured Blanket Stitch Frill Sleeve Swimsuit

Current sale price is £13.75

(Save £17.24)

Regular price was £30.99

5 out of 5 stars

1 review

undefined 2 Piece Athleisure Set - Pink

2 Piece Athleisure Set - Pink

Current sale price is From £7.25

(Save up to £12)

Regular price was From £18

5 out of 5 stars

1 review

undefined Geometric Print Swim Short - Grey

Geometric Print Swim Short - Grey

Current sale price is From £7

(Save up to £10)

Regular price was From £16

5 out of 5 stars

1 review

undefined Crochet Shirt - Black

Crochet Shirt - Black

Current sale price is £33.50

(Save £8.50)

Regular price was £42

5 out of 5 stars

1 review

undefined Cream Textured Jersey Halterneck Bikini Top

Cream Textured Jersey Halterneck Bikini Top

£14.99

5 out of 5 stars

1 review

undefined Halterneck Jumpsuit

Halterneck Jumpsuit

Current sale price is £15.75

(Save £19.25)

Regular price was £35

5 out of 5 stars

3 reviews

undefined Womens 530 Leopard Print Trainers - Beige

Womens 530 Leopard Print Trainers - Beige

£100

5 out of 5 stars

2 reviews

undefined Halter Shirred Bandeau Midaxi Dress - Print

Halter Shirred Bandeau Midaxi Dress - Print

Current sale price is £17.50

(Save £4.50)

Regular price was £22

5 out of 5 stars

1 review

undefined Free Spirit Lightly Padded Underwired Twist Front Bikini Top - White

Free Spirit Lightly Padded Underwired Twist Front Bikini Top - White

£34

5 out of 5 stars

1 review

undefined Battery Video Doorbell (3rd Gen) - Satin Nickel

Battery Video Doorbell (3rd Gen) - Satin Nickel

£99.99

5 out of 5 stars

12 reviews

undefined Boys Jacquard T-shirt And Short Set - Blue

Boys Jacquard T-shirt And Short Set - Blue

Current sale price is From £12

(Save up to £8)

Regular price was From £18

5 out of 5 stars

1 review

undefined Black Stitch Detail Open Toe Sandals

Black Stitch Detail Open Toe Sandals

Current sale price is £17.75

(Save £8.24)

Regular price was £25.99

5 out of 5 stars

3 reviews

undefined Strapless Textured Boobtube Top Co-Ord - Ecru

Strapless Textured Boobtube Top Co-Ord - Ecru

£22

5 out of 5 stars

1 review

undefined Rustic Harmony Floral Print Duvet Cover Set

Rustic Harmony Floral Print Duvet Cover Set

Current sale price is From £9

(Save up to £5)

Regular price was From £12

5 out of 5 stars

1 review

undefined Ruched Tie Detail Bikini Brief - Pink

Ruched Tie Detail Bikini Brief - Pink

£18

5 out of 5 stars

2 reviews

undefined Girls Floral Longline Hoodie And Cycling Short Set

Girls Floral Longline Hoodie And Cycling Short Set

Current sale price is From £8.75

(Save up to £10)

Regular price was From £16

5 out of 5 stars

2 reviews

undefined Knitted Tie Front Cropped Jumper - Green

Knitted Tie Front Cropped Jumper - Green

£25

5 out of 5 stars

1 review

undefined Desert Kiss Gladiator Sandal - Chestnut

Desert Kiss Gladiator Sandal - Chestnut

£39

5 out of 5 stars

1 review

undefined Signature Laundry Basket With Carry Handles

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in mushroom, sage, blue coloursAvailable in mushroom, sage, blue coloursAvailable in mushroom, sage, blue coloursAvailable in mushroom, sage, blue coloursAvailable in mushroom, sage, blue colours

Signature Laundry Basket With Carry Handles

Current sale price is From £9.99

(Save up to £5)

Regular price was From £14.99

5 out of 5 stars

1 review

undefined Half Zip Premium Sweat Top - Green

Half Zip Premium Sweat Top - Green

£25

5 out of 5 stars

1 review

undefined Rodey Backpack - Black

Rodey Backpack - Black

Current sale price is £49

(Save £21)

Regular price was £70

5 out of 5 stars

1 review

undefined Western Boot - Taupe

Western Boot - Taupe

Current sale price is £35.75

(Save £12.25)

Regular price was £48

5 out of 5 stars

2 reviews

undefined 3 Pack Solid Short Sleeve T-shirt - Multi

3 Pack Solid Short Sleeve T-shirt - Multi

Current sale price is From £7

(Save up to £6)

Regular price was From £12

5 out of 5 stars

1 review

undefined 2 Piece Swim Set - Blue

2 Piece Swim Set - Blue

Current sale price is From £11

(Save up to £9)

Regular price was From £18.50

5 out of 5 stars

1 review

undefined Button Through Stripe Vest - Multi

V by Very Curve

Button Through Stripe Vest - Multi

£20

5 out of 5 stars

4 reviews

undefined Standard Fit Elastic Lace Pump - Blush

Standard Fit Elastic Lace Pump - Blush

Current sale price is £7.50

(Save £7.50)

Regular price was £15

5 out of 5 stars

3 reviews

undefined Boys Long Sleeve T-shirt And Printed Jog Set - Multi

Boys Long Sleeve T-shirt And Printed Jog Set - Multi

Current sale price is From £5

(Save up to £6)

Regular price was From £10

5 out of 5 stars

1 review

undefined Strappy Halter Midaxi Dress - Orange

Strappy Halter Midaxi Dress - Orange

Current sale price is £22.25

(Save £9.75)

Regular price was £32

5 out of 5 stars

1 review

undefined Sequin Midaxi Tailored Dress - Beige

Michelle Keegan

Sequin Midaxi Tailored Dress - Beige

Current sale price is £35.75

(Save £29.25)

Regular price was £65

5 out of 5 stars

2 reviews

undefined Boys Denim Short - Light Wash

Boys Denim Short - Light Wash

From £9

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.