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Pay later with Very Pay

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Speedo Womens Hyperboom Allover Medalist - Pink

Womens Hyperboom Allover Medalist - Pink

Current sale price is £22.75

(Save £21.25)

Regular price was £44

5 out of 5 stars

1 review

Regatta Ladies Cath Kidston Swim Suit - Hackney Rose

Ladies Cath Kidston Swim Suit - Hackney Rose

£32

5 out of 5 stars

1 review

Zoggs Womens Swim Atomback Swimsuit - Pink

Womens Swim Atomback Swimsuit - Pink

Current sale price is £28

(Save £8)

Regular price was £36

5 out of 5 stars

1 review

Speedo Biofuse 2.0 Womens - Blue/pink

Biofuse 2.0 Womens - Blue/pink

Current sale price is £17

(Save £8)

Regular price was £25

5 out of 5 stars

2 reviews

Zoggs Womens Swim Coogee Sonicback Ecolast Swimsuit - Black

Womens Swim Coogee Sonicback Ecolast Swimsuit - Black

£27

5 out of 5 stars

1 review

Regatta Adults Unisex Waterproof Robe - Grey

Adults Unisex Waterproof Robe - Grey

Current sale price is £60

(Save £25)

Regular price was £85

5 out of 5 stars

1 review

Nike Adults Unisex Chrome Mirrored Swim Goggles - Blue

Adults Unisex Chrome Mirrored Swim Goggles - Blue

Current sale price is £14

(Save £1)

Regular price was £15

5 out of 5 stars

1 review

Osprey Action Sports Junior Buoyancy Aid 50N - Blue

Osprey Action Sports

Junior Buoyancy Aid 50N - Blue

£39.99

5 out of 5 stars

1 review

Speedo Womens Hyperboom Splice Muscleback 1 Pc - Black

Womens Hyperboom Splice Muscleback 1 Pc - Black

Current sale price is £20

(Save £18)

Regular price was £38

5 out of 5 stars

1 review

Speedo Womens Hyperboom Allover Medalist Swimsuit - Blue

Womens Hyperboom Allover Medalist Swimsuit - Blue

Current sale price is £22

(Save £22)

Regular price was £44

5 out of 5 stars

1 review

Speedo Womens Print Medalist One Piece - Blue

Womens Print Medalist One Piece - Blue

Current sale price is £32

(Save £16)

Regular price was £48

5 out of 5 stars

1 review

Zoggs Womens Swim Wrap Panel Classicback Swimsuit - Multi

Womens Swim Wrap Panel Classicback Swimsuit - Multi

Current sale price is £21.50

(Save £22.50)

Regular price was £44

5 out of 5 stars

1 review

Decathlon Buoyancy Life Jacket 50 Newtons For Sailing - Black

Buoyancy Life Jacket 50 Newtons For Sailing - Black

£49.99

5 out of 5 stars

1 review

Decathlon Kids Swimming Adjustable Pool Armbands-Waistband 15 To 30 Kg TISWIM

Kids Swimming Adjustable Pool Armbands-Waistband 15 To 30 Kg TISWIM

£17.99

5 out of 5 stars

1 review

Speedo Womens Quantum Rib Splice One Piece - Blue

Womens Quantum Rib Splice One Piece - Blue

Current sale price is £37.25

(Save £17.75)

Regular price was £55

5 out of 5 stars

1 review

Regatta Womens Baylenne Tummy Control Swimsuit - Orange

Womens Baylenne Tummy Control Swimsuit - Orange

£28

5 out of 5 stars

1 review

adidas Womens Sportswear Swimsuit - Black

Womens Sportswear Swimsuit - Black

Current sale price is £15

(Save £23)

Regular price was £38

5 out of 5 stars

1 review

River Island Shaping Print Swimsuit - Brown

Shaping Print Swimsuit - Brown

Current sale price is £35.50

(Save £6.50)

Regular price was £42

5 out of 5 stars

1 review

Regatta Womens Orla Keily Ii Swimsuit - Black

Womens Orla Keily Ii Swimsuit - Black

£42

5 out of 5 stars

1 review

DORINA Eivissa Shaping Swimsuit - Black

Eivissa Shaping Swimsuit - Black

£30

5 out of 5 stars

1 review

Bestway Puddle Jumper Swim Vest - Crab

Puddle Jumper Swim Vest - Crab

£22.99

5 out of 5 stars

6 reviews

Nike Mens 7 Inch Volley Swim Shorts - Black

Mens 7 Inch Volley Swim Shorts - Black

Current sale price is £30

(Save £5)

Regular price was £35

5 out of 5 stars

1 review

adidas Thin Straps V-back Swimsuit

Thin Straps V-back Swimsuit

£30

5 out of 5 stars

2 reviews

Speedo Womens Shaping Aquanite 1 Pc - Turquoise

Womens Shaping Aquanite 1 Pc - Turquoise

Current sale price is £28

(Save £19)

Regular price was £47

5 out of 5 stars

1 review

adidas Ripstream 3-Stripes X-Back Swimsuit

Ripstream 3-Stripes X-Back Swimsuit

£40

5 out of 5 stars

2 reviews

Logo C-back Swimsuit

£35

5 out of 5 stars

1 review

Zoggs Women's Zephyr Multiway Swimsuit - Multi

Women's Zephyr Multiway Swimsuit - Multi

Current sale price is £25

(Save £25)

Regular price was £50

5 out of 5 stars

1 review

Speedo Womens Digital Printed Legsuit - Blue

Womens Digital Printed Legsuit - Blue

Current sale price is £25

(Save £19)

Regular price was £44

5 out of 5 stars

1 review

Zoggs Women's Octane Strikeback Swimsuit - Navy

Women's Octane Strikeback Swimsuit - Navy

Current sale price is £21.50

(Save £23.50)

Regular price was £45

5 out of 5 stars

1 review

Zoggs Women's Terrain Scoopback Swimsuit - Multi

Women's Terrain Scoopback Swimsuit - Multi

Current sale price is £22.50

(Save £19.50)

Regular price was £42

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all console games, iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.