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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 57)

Nitro Gaming Laptop - GeForce RTX 4060 - Intel Core i7 - 16GB RAM - 512GB SSD - 15.6in 165Hz FHD

Current sale price is £899

Nitro V16 Gaming Laptop - 16in WUXGA 165Hz, GeForce RTX 3050, AMD Ryzen 7 8845HS, 16GB RAM, 512GB SSD - Black

Current sale price is £749

Laptop 14s-dq0011na with HP 150 mouse & Prelude 15.6 Bag - 14in Full HD - Intel Pentium - 4GB RAM - 128GB SSD - Black

Current sale price is £229

Nitro Gaming Laptop - GeForce RTX 4060 - AMD Ryzen 7 - 16GB RAM - 512GB SSD - 14.5in 120Hz WUXGA

Current sale price is £899

Stream 14s-dq0034na Laptop - 14in HD, Intel Celeron, 4GB RAM, 128GB SSD, Microsoft 365 Personal (12 Months) Included, with Optional Norton 360 (1 Year) - Black

Current sale price is From £195

V16 Gaming Laptop - 16in WUXGA (144Hz) - Intel Core i5 - RTX 4050 - 16GB RAM - 512GB SSD - Black

Current sale price is From £729

TUF Gaming A15 Laptop - 15.6in FHD 144Hz, RTX 2050 AMD, Ryzen 5, 16GB RAM, 512GB SSD FA506NF-HN007W

Current sale price is £599

Nitro V 16 Gaming Laptop - GeForce RTX 4060 - AMD Ryzen 7 8845HS - 16GB RAM - 512GB SSD - 16in - Black

Current sale price is £949

Laptop 15-fc0036na - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD - Black

Current sale price is From £439

Laptop 15-fc0018na - 15.6in FHD, AMD Ryzen 3, 4GB RAM, 128GB SSD - Black

From £359

TUF Gaming Laptop Bundle - GeForce RTX 3050 - AMD Ryzen 7 - 16GB RAM - 512GB SSD - 15.6in FHD 144Hz - With Black Wireless Xbox Controller

Current sale price is £835

Helios Gaming Laptop - GeForce RTX 4060 - Intel Core Ultra 5 - 16GB RAM - 512GB SSD - 14.5in 120Hz

Current sale price is £1099

15-fc0016na Laptop - 15.6in FHD, AMD Ryzen 7, 8GB RAM, 512GB SSD, with Optional Microsoft 365 Family (12 Months) - Black

Current sale price is From £499

Vivobook Go E1504FA-NJ715W Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 128GB SSD - Black

Current sale price is From £269

V16 Gaming Laptop - 16in WUXGA (144Hz) - Intel Core i5 - RTX 4050 - 16GB RAM - 512GB SSD + Xbox Elite Controller Black

£949

Nitro V 16 Gaming Laptop - 16in FHD+, GeForce RTX 4050, AMD Ryzen 7 8845HS, 16GB RAM, 512GB SSD - Black

Current sale price is £879

Cyborg 15 AI Gaming Laptop - GeForce RTX 4050 - Intel Core Ultra 7 - 16GB RAM - 512GB SSD - 15.6in FHD - Black

£1299

Summit Intel Arc Graphics, Intel Core Ultra 7, 32GB RAM 1TB fast SSD storage, 13in Laptop FHD

£1399

Cyborg 14 A13V Laptop - Intel Core i7-13620, GeForce RTX 4060, 16GB RAM, 512GB SSD - Black

£1199

Modern 15 H B13M Laptop - 15.6in FHD, Raptor Lake i7, 16GB RAM, Iris Xe Graphics, 512GB SSD - Classic Black

£849

Nitro Gaming Laptop - GeForce RTX 3050 - Intel Core i5 - 16GB RAM - 512GB SSD - 15.6in 165Hz FHD

Current sale price is £729

Pulse 16 AI Gaming Laptop - 16in QHD+, RTX 4070, Intel Core Ultra 7, 16GB RAM, 1TB SSD

£1799

Pulse 16 AI Gaming Laptop - 16in QHD+, RTX 4060, Intel Core Ultra 7, 16GB RAM, 1TB SSD

£1599

Helios Gaming Laptop - GeForce RTX 4070 - Intel Core i9 - 16GB RAM - 1TB SSD - 16in 240Hz WQXGA

Current sale price is £1899

Pulse 17 AI Gaming Laptop - 17.3in QHD+, RTX 4060, Intel Core Ultra 9, 16GB RAM, 1TB SSD

£1799

AORUS Master 16 Gaming Laptop - 240hz 16in OLED - RTX 5080, Intel Core Ultra 9 - 32GB RAM, 2TB SSD

£2899

TUF Gaming Laptop - GeForce RTX 5060 - AMD Ryzen 9 - 16GB RAM - 1TB SSD - 16in WUXGA - Grey + Xbox Elite Controller Black

£1749

Prestige A16 AI+ Copilot+ PC Laptop - 16in QHD+ 165Hz, AMD Ryzen AI 9, 32GB RAM, 1TB SSD

Current sale price is From £1420

Strix Gaming Laptop - GeForce RTX 5070 Ti - AMD Ryzen 9 - 16GB RAM - 1TB SSD - 16in WUXGA + Xbox Elite Controller Black

£2249

ROG Strix Gaming Laptop - GeForce 5080 - 18in WQXGA (240Hz) - Intel Core Ultra 9 - 32GB RAM - 2TB SSD - Black

£3999

Results: 1 - 30 (of 57)

20% off your first credit order